Home Equity Loans in Phila, PA 19102

Looking to tap into your Philadelphia home's value? Compare the best Bankrate HELOC rates in Phila, PA to find flexible, affordable options that fit your needs—whether it’s for remodeling or consolidating debt.

Local lenders understand Philly homeowners and offer personalized service with fast approvals. Start comparing today to unlock smart loan solutions that help you save and grow your financial future.

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APR

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4.99 - 7.99 %

15 Yrs

95 %

∞

4.99 - 8 %

5.1 - 20 Yrs

90 %

∞

5 - 8 %

20 Yrs

∞

5.24 - 7 %

5 - 15 Yrs

90 %

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.25 - 7.75 %

20 Yrs

50 %

∞

5.5 - 6.74 %

15 Yrs

80 %

∞

5.69 - 6.72 %

20 Yrs

90 %

∞

5.69 - 7.75 %

20 Yrs

90 %

∞

5.74 - 7.25 %

3 - 20 Yrs

90 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

American Heritage has a Home Equity loan with an APR range of 4.99% to 7.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates also stay steady at 5.74% to 7.99% over the same time periods. Neither product shows any change in rates recently. Belco Community Credit Union has a Home Equity rate range of 4.99% to 5.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. Merck Sharp & Dohme has a Home Equity rate of 5.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is now between 6.25% and 7% , up from 6% to 6.75% over the past 7, 30, 60, and 90 days.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago.

Freedom has a Home Equity loan with an APR range of 5.5% to 6% , unchanged from 7, 30, and 60 days ago. Its HELOC rate is 6.74% , unchanged from 30 and 60 days ago. Both rates have stayed steady over the past few weeks. Diamond has a HELOC with an APR range of 2.99% to 6.5% , which hasn't changed in the past 7, 30, 60, or 90 days. Their Home Equity loan shows a range of 5.69% to 6.72% today, with the top end slightly higher than 7 days ago and 30 days ago.

Pennsylvania State Employees has a Home Equity loan with an APR range of 5.69% to 7.49% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago when it was 5.94% to 7.74% . Their HELOC rate is 6.75% to 7.75% today, with no past data available for comparison. First Commonwealth has a Home Equity rate range of 5.74% to 6.49% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Its HELOC rates are steady at 6.75% to 7.25% , unchanged over the past 7, 30, 60, and 90 days.

🏦 Local Lenders in Phila, PA

ARDENT FEDERAL CREDIT UNION — 1601 CHERRY ST PHILA PA 19102

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🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION

✅S I PHILADELPHIA FEDERAL CREDIT UNION

✅FEDCHOICE FEDERAL CREDIT UNION

✅FRANKLIN MINT FEDERAL CREDIT UNION

✅PENN FEDERAL CREDIT UNION

✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION

✅AMERICAN HERITAGE FEDERAL CREDIT UNION

✅TRUMARK FINANCIAL CREDIT UNION

✅PHILADELPHIA FEDERAL CREDIT UNION

✅POLICE FIRE CREDIT UNION

✅SERVICE STATION DEALERS FEDERAL CREDIT UNION

✅SUN 7064 CREDIT UNION

✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION

✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION

✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION

✅DEMOCRACY FEDERAL CREDIT UNION

✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION

✅PINN MEMORIAL FEDERAL CREDIT UNION

✅NEW LIFE FEDERAL CREDIT UNION

✅TRANSIT WORKERS FEDERAL CREDIT UNION

✅FREEDOM 60275 CREDIT UNION

✅EVERENCE FEDERAL CREDIT UNION

✅MABC CREDIT UNION

✅RELIANCE 4120 CREDIT UNION

✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION

✅NORTHWOOD FEDERAL CREDIT UNION

✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION

✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION

✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION

✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

✅EAGLE ONE FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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