Home Equity Loans in Phila, PA 19102

Looking to tap into your Philadelphia home's value? Compare the best Bankrate HELOC rates in Phila, PA to find flexible, affordable options that fit your needs—whether it’s for remodeling or consolidating debt.

Local lenders understand Philly homeowners and offer personalized service with fast approvals. Start comparing today to unlock smart loan solutions that help you save and grow your financial future.

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5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

5.99 - 7.99 %

20 Yrs

∞

6 - 6.75 %

20 Yrs

∞

6 - 7 %

5 - 15 Yrs

∞

6 - 7 %

20 Yrs

∞

6 - 7.04 %

5 - 20 Yrs

80 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.24 - 7 %

0.5 - 20 Yrs

∞

6.24 - 10.74 %

20 Yrs

85 %

∞

6.25 - 6.5 %

15 Yrs

90 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Trumark Financial has a Home Equity loan with an APR range of 5.99% to 7.99% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 5.99% and 7.24% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months.

People First has a Home Equity APR range of 6% to 6.75% today, which is higher than 7 days ago and also up from 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% , unchanged from 7, 30, and 90 days ago. Erie's Home Equity loan has a today's APR range of 6% to 7% , which is higher than the 7, 30, and 60 days ago range of 5.25% to 7% . Compared to 90 days ago, the minimum APR is up from 5.25% while the maximum APR is also higher than the previous 6.25% .

Heritage Financial has a HELOC with an APR range of 4.49% to 6.25% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6% to 7% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Clearview has a HELOC with an APR range of 6% to 6.49% today, unchanged from 7, 30, and 90 days ago. Its Home Equity loan shows an APR range of 6.24% to 7.04% , also unchanged from 7, 30, and 90 days ago. Both products have steady rates over the past three months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% . Citadel's HELOC rates today range from 3.99% to 7% , up from 3.99% to 6.75% seven days ago but lower than the steady 6.75% seen over the past 30, 60, and 90 days. Its Home Equity loan rates are between 6.24% and 6.76% , unchanged from a week ago and slightly lower than the 6.31% to 6.76% range seen 30 and 60 days ago. The 90–day rate range for Home Equity is similar to today's.

Franklin Mint's HELOC rates are 6.24% to 7.24% today, which is higher than 7, 30, 60, and 90 days ago when they were 5.99% to 6.99% . The Home Equity loan rates remain steady at 7.99% to 10.74% , unchanged from 30, 60, and 90 days ago. Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days.

🏦 Local Lenders in Phila, PA

ARDENT FEDERAL CREDIT UNION — 1601 CHERRY ST PHILA PA 19102

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🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION

✅S I PHILADELPHIA FEDERAL CREDIT UNION

✅FEDCHOICE FEDERAL CREDIT UNION

✅FRANKLIN MINT FEDERAL CREDIT UNION

✅PENN FEDERAL CREDIT UNION

✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION

✅AMERICAN HERITAGE FEDERAL CREDIT UNION

✅TRUMARK FINANCIAL CREDIT UNION

✅PHILADELPHIA FEDERAL CREDIT UNION

✅POLICE FIRE CREDIT UNION

✅SERVICE STATION DEALERS FEDERAL CREDIT UNION

✅SUN 7064 CREDIT UNION

✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION

✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION

✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION

✅DEMOCRACY FEDERAL CREDIT UNION

✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION

✅PINN MEMORIAL FEDERAL CREDIT UNION

✅NEW LIFE FEDERAL CREDIT UNION

✅TRANSIT WORKERS FEDERAL CREDIT UNION

✅FREEDOM 60275 CREDIT UNION

✅EVERENCE FEDERAL CREDIT UNION

✅MABC CREDIT UNION

✅RELIANCE 4120 CREDIT UNION

✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION

✅NORTHWOOD FEDERAL CREDIT UNION

✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION

✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION

✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION

✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

✅EAGLE ONE FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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