Home Equity Loans in York, PA

Looking for affordable line of credit rates in York, PA? Compare trusted local lenders offering home equity loans and HELOCs with flexible terms and fast approvals. Tap into your home's value to fund home improvements or consolidate debt with confidence.

York homeowners deserve personalized service and competitive rates. Explore your options today and find a loan that fits your needs while supporting the community you love. Whether remodeling or managing expenses, a home equity line can be a smart, simple solution.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americanheritagecu
4.99 - 7.99 %
15 Yrs
95 %
∞
belco
4.99 - 8 %
5.1 - 20 Yrs
90 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
msdfcu
5.24 - 6.75 %
5 - 15 Yrs
90 %
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
eriefcu
5.25 - 7 %
5 - 15 Yrs
∞
freedomcu
5.5 - 6.74 %
15 Yrs
80 %
∞
diamondcu
5.69 - 6.59 %
20 Yrs
90 %
∞
psecu
5.69 - 7.75 %
20 Yrs
90 %
∞
firstcomcu
5.74 - 7.25 %
3 - 20 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Heritage has a Home Equity rate range of 4.99% to 7.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are 5.74% to 7.99% now, unchanged from 7 and 30 days ago but lower than the 60 and 90 days ago range of 5.74% to 8.24% . Belco Community Credit Union has a Home Equity rate range of 4.99% to 5.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8% , also unchanged from 7, 30, and 60 days ago. Both products show no rate changes over these time periods.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. Merck Sharp & Dohme has a Home Equity rate of 5.24% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates range from 6% to 6.75% , also unchanged compared to the past 7, 30, and 60 days. Both products have steady rates over the last two months.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Erie has a Home Equity rate range of 5.25% to 7% today, unchanged from it was 7, 30, and 60 days ago. The rate range was lower 90 days ago, starting at 5.25% and going up to 6.25% . This means the top end of the range has increased since then, while the minimum rate stayed steady.

Freedom has a Home Equity loan with an APR range of 5.5% to 6% , unchanged from 7, 30, and 60 days ago. Its HELOC rate is 6.74% , unchanged from 30 and 60 days ago. Both rates have stayed steady over the past few weeks. Diamond has a HELOC with an APR range of 2.99% to 6.5% , which is unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 5.69% to 6.59% today, with the top end slightly lower than 7 days ago but the same as 90 days ago.

Pennsylvania State Employees has a Home Equity loan with an APR range of 5.69% to 7.49% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago when it was 5.94% to 7.74% . Their HELOC rate is 6.75% to 7.75% today, with no past data available for comparison. First Commonwealth has a Home Equity rate range of 5.74% to 6.49% today, unchanged from 7, 60, and 90 days ago but lower than 30 days ago when the top rate was 8.49% . Its HELOC rates are steady at 6.75% to 7.25% , unchanged from both 7 and 30 days ago.

🏦 Local Lenders in York, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in York County, PA

✅MEMBERS 1ST 6694 CREDIT UNION
✅WHITE ROSE CREDIT UNION
✅PACE RESOURCES FEDERAL CREDIT UNION
✅FIRST CAPITAL FEDERAL CREDIT UNION
✅1ST ED CREDIT UNION CREDIT UNION
✅BELCO COMMUNITY CREDIT UNION CREDIT UNION
✅GLATCO CREDIT UNION
✅YORK EDUCATIONAL FEDERAL CREDIT UNION
✅AMERICHOICE FEDERAL CREDIT UNION
✅HERITAGE VALLEY FEDERAL CREDIT UNION
✅NEW CUMBERLAND FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

Compare other loan types in York, PA

Why compare Home Equity Loans in York, PA on LendMesh

If you're searching for line of credit rates today in York, PA, it’s wise to explore multiple lenders to find the best deal that fits your needs. Using LendMesh makes comparing offers simple and transparent, helping you uncover cheaper options and flexible terms without any pressure. Keep checking back to make sure you’re getting the most value for your borrowing goals.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and we’ll notify you immediately when loan offers drop below that threshold. Receive weekly or monthly updates featuring expert insights, rate trends, and carefully selected loan deals right in your inbox. Join thousands of savvy borrowers in York, PA who trust LendMesh to help them stay ahead and secure smarter lending options.

Customers are also interested in:

Line Of Credit Rates Today