Home Equity Loans in Syracuse, NY

Looking for the best home equity loan in Syracuse, NY? Start by comparing offers to find flexible rates and terms that fit your needs. Whether you’re planning renovations or debt consolidation, the right loan can unlock your home's value with ease.

Local lenders understand Syracuse homeowners and offer fast funding with personalized support. Take a moment to explore your options and find a home equity loan that works for you and your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
mhvfcu
6.5 - 7 %
15 Yrs
80 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
sunmark
6.6 - 7.1 %
20 Yrs
85 %
∞
quorumfcu
6.62 - 9.88 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
kinecta
6.74 - 7.625 %
85 %
∞
penfed
6.75 %
85 %
∞
psfcu
6.75 %
10 - 25 Yrs
∞
nymcu
6.75 - 7.875 %
20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mid–Hudson Valley has a HELOC with a 3.99% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago.

Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago. Sunmark's Home Equity loan has an APR range of 6.6% to 7.1% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6.6% .

Quorum has a HELOC with an APR range of 6.62% to 9.88% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the rate from 90 days ago as well. The APR has stayed steady across all these time periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Kinecta has a HELOC with an APR range of 5.99% to 7.62% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their Home Equity loan has a 6.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Municipal has a HELOC with an APR of 6.75% , unchanged from 30 and 60 days ago. Their Home Equity loan shows a range from 7% to 7.88% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

🏦 Local Lenders in Syracuse, NY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Onondaga County, NY

✅WESTAR FEDERAL CREDIT UNION
✅AMERICU CREDIT UNION
✅SECNY FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION
✅TOGETHER CREDIT UNION
✅CFCU COMMUNITY CREDIT UNION
✅NORTHERN CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅BROADVIEW FEDERAL CREDIT UNION
✅SIDNEY FEDERAL CREDIT UNION
✅GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION
✅AUBURN COMMUNITY FEDERAL CREDIT UNION
✅A C M G CREDIT UNION
✅MONEY FEDERAL CREDIT UNION
✅SYRACUSE COOPERATIVE FEDERAL CREDIT UNION
✅SYRACUSE FIRE DEPARTMENT EMPLOYEES FEDERAL CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅CROUSE FEDERAL CREDIT UNION
✅THE SUMMIT FEDERAL CREDIT UNION
✅SYRACUSE POSTAL FEDERAL CREDIT UNION
✅CROUSE HINDS EMPLOYEES FEDERAL CREDIT UNION

Compare other loan types in Syracuse, NY

Why compare Home Equity Loans in Syracuse, NY on LendMesh

If you’re exploring the best home equity loan options in Syracuse, NY, taking time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable rates. By reviewing a variety of offers, you can find the loan that truly fits your financial goals without feeling rushed or pressured.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate—whether it’s 4% or 5%. You’ll receive timely notifications when offers meet your criteria, plus expert insights and curated loan deals delivered weekly or monthly. Join thousands of borrowers in Syracuse who use LendMesh to stay informed and secure the best home equity loan opportunities.

Customers are also interested in:

Best For Home Equity Loan