Home Equity Loans in Shirley, NY

Looking for the best home equity loan deals in Shirley, NY? Compare top local offers to find flexible terms and rates that fit your budget. Whether it’s for remodeling or consolidating debt, you deserve options that make sense for your financial goals.

Shirley homeowners trust local lenders who understand our community and move quickly to fund your projects. Start comparing today to unlock your home’s value with confidence and get expert support every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
bcu
6 - 6.75 %
heritagefcu
6 - 7 %
20 Yrs
85 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
visionsfcu
6.25 - 6.5 %
15 Yrs
90 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
americu
6.25 - 10.25 %
10 - 20 Yrs
80 %
esl
6.35 - 8.7 %
20 Yrs
90 %
centra
6.49 - 9.49 %
15 Yrs
100 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Heritage Financial has a HELOC with an APR range of 4.49% to 6.25% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6% to 7% , also unchanged from the past 7, 30, and 60 days. Both products have stable rates over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Americu's HELOC rates are 6.25% to 10.25% today, the same as they were 7, 30, and 60 days ago. There has been no change in the rate range over the past two months.

Esl has a Home Equity rate range of 6.35% to 8.7% today, unchanged from 7, 30, and 60 days ago. Its HELOC rates are between 7.25% and 7.75% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time.

🏦 Local Lenders in Shirley, NY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Suffolk County, NY

Compare other loan types in Shirley, NY

Why compare Home Equity Loans in Shirley, NY on LendMesh

If you’re in Shirley, NY and exploring the best deals on home equity loans, it pays to keep comparing lenders on LendMesh. Our platform helps you discover a variety of options with competitive rates and flexible terms, making it easier to find a loan that fits your needs. Take your time and use LendMesh to uncover deals that might save you money and offer better value.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts designed for Shirley homeowners like you. Just set your target rate—whether it’s 4% or 5%—and receive notifications as soon as offers meet your criteria. Along with timely loan updates, you’ll get expert insights and market trends delivered weekly or monthly, helping you make smarter decisions and secure the best possible home equity loan.

Customers are also interested in:

Best Deals On Home Equity Loans