Home Equity Loans in Patchogue, NY

Looking to tap into your Patchogue home’s equity? Comparing home equity loan offers nearby helps you find the best rates and terms that fit your budget and goals. Whether it's remodeling or debt consolidation, local lenders understand your needs and offer friendly, clear guidance.

In Patchogue, NY, you have trusted credit unions and banks ready to help you access funds quickly with flexible repayment options. Start comparing today to unlock your home's value confidently and make your financial plans a reality without the hassle.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
6.75 - 8.49 %
20 Yrs
∞
bethpagefcu
6.75 - 8.63 %
20 Yrs
75 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
mycfcu
1.2 - 2.5 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Bethpage has a HELOC with an APR range of 5.99% to 6.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.63% to 8.63% , also unchanged over the past 90 days. Both products have steady rates with no recent increases or decreases.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Cfcu Community has a Home Equity rate range of 5.99% to 6.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the Home Equity APR over the past three months.

🏦 Local Lenders in Patchogue, NY

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🏘️ All the Lenders Available in Suffolk County, NY

✅JOVIA FINANCIAL FEDERAL CREDIT UNION
✅BETHPAGE CREDIT UNION
✅TEACHERS 8116 CREDIT UNION
✅SUFFOLK FEDERAL CREDIT UNION
✅METRO REALTORS FEDERAL CREDIT UNION
✅ISLAND FEDERAL CREDIT UNION
✅FOURLEAF FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅POLISH SLAVIC CREDIT UNION
✅LATVIAN 18422 CREDIT UNION
✅N Y TEAM FEDERAL CREDIT UNION
✅PEOPLES ALLIANCE CREDIT UNION
✅LONG ISLAND ALLIANCE FEDERAL CREDIT UNION

Compare other loan types in Patchogue, NY

Why compare Home Equity Loans in Patchogue, NY on LendMesh

If you’re exploring the best options for a home equity loan in Patchogue, NY, take your time comparing lenders on LendMesh. By reviewing multiple offers, you can uncover better rates and more flexible terms tailored to your needs. This approach helps you make confident decisions and find a deal that truly fits your financial goals without any pressure.

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