Home Equity Loans in Copiague, NY

Looking to tap into your home’s value in Copiague, NY? Compare home equity loan offers designed to fit your needs, whether it’s for remodeling, debt consolidation, or big projects. Finding the right loan can save you money and stress.

Our local lenders understand Copiague homeowners and offer flexible terms with fast funding. Explore your options today and get personalized guidance to make the most of your home’s equity with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
empowerfcu
5.24 - 7 %
15 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
broadviewfcu
5.25 - 6.5 %
5 - 25 Yrs
90 %
dcu
5.25 - 7.75 %
20 Yrs
50 %
summitfcu
5.65 - 7.75 %
15 Yrs
95 %
northcountry
5.7 - 6.25 %
15 Yrs
80 %
fsource
5.74 - 7.24 %
0.1 - 1.7 Yrs
80 %
hvcu
5.75 - 6.5 %
7 Yrs
80 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. Empower's Home Equity loan has an APR range of 5.24% to 6.24% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is 7% today, up from 6.75% over the past 7, 30, 60, and 90 days.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Broadview has a HELOC with an APR range of 3.99% to 6.5% today. This rate range is higher than it was 7, 30, 60, and 90 days ago, when the top end was 6.25% . The minimum APR has stayed the same at 3.99% over all these periods.

Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago. The Summit has a Home Equity rate range of 5.65% to 7.6% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are now 7% to 7.75% , up from 6.75% to 7.75% over the past 7, 30, 60, and 90 days.

North Country has a HELOC with an APR range of 5.7% to 6.25% today, unchanged from 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the top of the range was 6.25% . First Source has a HELOC with rates from 2.99% to 6.75% today, which is up from 6.5% at 7, 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 4.74% to 7.24% across all those time frames. Hudson Valley has a Home Equity rate range of 5.75% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 6.5% now and has not changed from 7, 30, or 60 days ago, but it was lower and more varied 90 days ago at 4.5% to 7% .

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

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