Home Equity Loans in New York, NY

Discover the best home equity options in New York, NY, with banks that understand your needs. Whether you're renovating or consolidating debt, comparing offers can help you find low rates and flexible terms tailored just for you.

Unlock your home's potential with trusted local lenders who provide fast funding and friendly support. Start comparing today to see how a HELOC can work for your New York neighborhood and your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
broadviewfcu
5 - 6.25 %
5 - 25 Yrs
90 %
∞
dcu
5 - 7.5 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
empowerfcu
5.24 - 6.75 %
15 Yrs
∞
jovia
5.24 - 8.25 %
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
summitfcu
5.65 - 7.75 %
15 Yrs
∞
northcountry
5.7 - 6.25 %
15 Yrs
80 %
∞
fsource
5.74 - 7.24 %
0.1 - 1.7 Yrs
80 %
∞
hvcu
5.75 - 6.5 %
7 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Broadview has a HELOC with an APR range of 3.99% to 6.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There have been no changes in the APR for this product over the past three months. Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 6.5% . Its HELOC rates are between 6.75% and 6.88% , unchanged from 7 and 30 days ago, but up from 60 days ago when the range was 6.62% to 6.75% . Empower has a Home Equity loan with an APR range of 5.24% to 6.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.75% and has not changed over the past 90 days either. Both rates have stayed steady across all these time periods.

Jovia Financial's HELOC rates are 5.24% to 8.25% today, the same as 60 and 90 days ago. Their Home Equity loan rate is 7.25% , which hasn't changed from 60 or 90 days ago either. No recent changes are seen in these rates. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , which is unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.25% with no change over the past 7, 30, 60, or 90 days.

The Summit's Home Equity loan has an APR range of 5.65% to 7.6% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. The HELOC rate is between 6.75% and 7.75% , unchanged from the past 90 days except for a much lower rate 90 days ago. North Country has a HELOC with an APR range of 5.7% to 6.25% today, unchanged from 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the top of the range was 6.25% . First Source has a HELOC with an APR range of 2.99% to 6.5% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 4.74% to 7.24% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the minimum APR was 5.74% .

Hudson Valley has a Home Equity rate range of 5.75% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 6.5% now and has not changed from 7, 30, or 60 days ago, but it was lower and more varied 90 days ago at 4.5% to 7% .

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