Home Equity Loans in New York, NY 10023

Looking for the best line of credit rates in New York, NY? Compare offers from trusted lenders to find flexible terms that fit your budget. Whether you’re remodeling or consolidating debt, tapping into your home’s equity has never been easier or more affordable.

Enjoy personalized service from local experts who understand New York homeowners. Fast funding and clear guidance help you make smart financial moves with confidence. Start comparing today to unlock your home’s potential and bring your plans to life.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

6.25 - 10.25 %

10 - 20 Yrs

80 %

∞

6.35 - 8.7 %

20 Yrs

90 %

∞

6.49 - 9.49 %

15 Yrs

100 %

∞

6.5 - 7 %

15 Yrs

80 %

∞

6.5 - 8.125 %

5 - 20 Yrs

90 %

∞

6.5 - 9.25 %

20 Yrs

89 %

∞

6.6 - 8.75 %

5 - 20 Yrs

100 %

∞

6.62 - 9.88 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.74 - 7.625 %

85 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Americu has a HELOC with an APR range of 6.25% to 10.25% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Esl has a Home Equity loan with an APR range of 6.35% to 8.7% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7.25% and 7.75% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months.

Centra has a Home Equity loan with an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged from the past week and the last three months. Both products show steady rates over time. Mid–Hudson Valley has a HELOC with a 3.99% APR that hasn't changed in the past 7, 30, or 60 days. Their Home Equity loan shows a range from 6.5% to 7% APR, which is also steady compared to 7, 30, 60, and 90 days ago. Both rates have stayed the same over these time frames.

Usalliance has a Home Equity loan with an APR range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months.

Sunmark's Home Equity rates are 6.6% to 7.1% today, the same as 7, 30, 60, and 90 days ago. The HELOC rates are 6.75% to 8.75% , unchanged from 30 days ago but slightly lower than 60 days ago. Quorum has a HELOC with an APR range of 6.62% to 9.88% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the rate from 90 days ago as well. The APR has stayed steady across all these time periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Kinecta's HELOC has an APR range of 5.99% to 7.62% , unchanged from it was 7, 30, and 60 days ago but higher than 90 days ago. The Home Equity loan has a fixed APR of 6.74% , unchanged from 7 and 30 days ago, but lower than it was 60 and 90 days ago.

🏦 Local Lenders in New York, NY

AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION — 77 W 66TH ST NEW YORK NY 10023

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in New York County, NY

✅PENN SOUTH COOPERATIVE FEDERAL CREDIT UNION

✅PENTAGON FEDERAL CREDIT UNION

✅ELEKTRA FEDERAL CREDIT UNION

✅BETHPAGE CREDIT UNION

✅AMNH EMPLOYEES FEDERAL CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅MUNICIPAL CREDIT UNION

✅LOWER EAST SIDE PEOPLES CREDIT UNION

✅URBAN EMPOWERMENT FEDERAL CREDIT UNION

✅GREATER METRO FEDERAL CREDIT UNION

✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION

✅UKRAINIAN NATIONAL FEDERAL CREDIT UNION

✅NEW YORK UNIVERSITY FEDERAL CREDIT UNION

✅SELF RELIANCE NY FEDERAL CREDIT UNION

✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION

✅EMPIRT 207 FEDERAL CREDIT UNION

✅TRANSIT AUTHORITY DIVISION B FEDERAL CREDIT UNION

✅CHURCH OF THE MASTER FEDERAL CREDIT UNION

✅ABYSSINIAN BAPTIST CHURCH FEDERAL CREDIT UNION

✅ST PHILIPS CHURCH CREDIT UNION

✅SOUTHERN BAPTIST CHURCH OF NEW YORK FEDERAL CREDIT UNION

✅NEW YORK EPISCOPAL FEDERAL CREDIT UNION

✅1199 SEIU CREDIT UNION

✅NEW YORK TIMES EMPLOYEES FEDERAL CREDIT UNION

✅GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION

✅UNITED NATIONS FEDERAL CREDIT UNION

✅FIDELIS FEDERAL CREDIT UNION

✅UNION CONGREGATIONAL FEDERAL CREDIT UNION

✅THE FINEST FEDERAL CREDIT UNION

✅GENERATIONS UNITED FEDERAL CREDIT UNION

✅XCEL FEDERAL CREDIT UNION

✅ACTORS FEDERAL CREDIT UNION

✅FOX FEDERAL CREDIT UNION

✅NEIGHBORHOOD TRUST FEDERAL CREDIT UNION

Compare other loan types in New York, NY

Why compare Home Equity Loans in New York, NY on LendMesh

If you're searching for line of credit rates today in New York, NY, it’s wise to keep comparing offers across multiple lenders on LendMesh. This helps you uncover better deals and more affordable options tailored to your needs. Taking the time to explore can make a significant difference in finding flexible terms that work best for your financial goals.

Consider subscribing to LendMesh’s personalized alerts to stay informed without the hassle. Simply set your target rate, and we’ll notify you as soon as offers dip below your desired threshold. With weekly or monthly updates featuring expert insights and carefully selected loan deals, thousands of New York borrowers trust LendMesh to keep them ahead and confident in their borrowing decisions.

Customers are also interested in:

Line Of Credit Rates Today