Home Equity Loans in Martinsville, NJ

Looking to tap into the equity in your Martinsville, NJ home? Comparing home equity loan offers lets you find the best rates and terms that fit your needs—whether it’s for a renovation, debt consolidation, or an unexpected expense.

Local lenders understand our community and offer personalized support to help you make smart financial choices. Start comparing today to unlock flexible options that turn your home’s value into real opportunities.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
visionsfcu
6.25 - 6.5 %
15 Yrs
90 %
dupaco
6.25 - 6.75 %
75 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
10 - 20 Yrs
85 %
psfcu
6.75 %
10 - 25 Yrs
dcu
6.75 - 8.49 %
20 Yrs
60 %
bethpagefcu
6.75 - 8.63 %
20 Yrs
75 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days. Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Bethpage has a HELOC with an APR range of 5.99% to 6.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.63% to 8.63% , also unchanged over the past 90 days. Both products have steady rates with no recent increases or decreases.

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