At First Point, established in 1955, we are dedicated to empowering our community through accessible financial solutions and exceptional member service. Under the leadership of CEO Judy Gernhart and Board President Robert Delaney, we strive to build lasting relationships with our members while upholding our mission to serve not only our local community but also military members. Our headquarters in Hamilton, NJ, reflects our commitment to the region, and we proudly offer NCUA insurance since April 26, 1971, ensuring the safety of your deposits.

In today’s fast-paced world, we understand that convenience is key. That’s why we provide modern banking tools such as online banking and a mobile application for seamless account management. Our services also include person-to-person transfers and e-statements for easy access to your financial information. Although we currently do not support mobile payments or e-signature authorization, our focus remains on creating a user-friendly experience that prioritizes your needs. Explore more about our offerings by visiting our official website at https://www.firstpointfcu.com/ or reach us via fax at 6098382850. At First Point, you can trust that your financial journey is in capable hands.

At first-point, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions such as checking and savings accounts to specialized offerings like auto loans, mortgage refinancing, and credit cards with rewards, we are committed to helping you manage your everyday banking effectively. Our business banking services also cater to small businesses, providing essential merchant services and business loans to support growth and success. With a focus on convenience, our online banking platform allows you to access your accounts anytime, anywhere, while our mobile application offers seamless navigation for all your banking needs.

In today’s fast-paced world, digital access is crucial for effective financial management. That’s why we offer features like person-to-person transfers and e-statements to simplify transactions and keep you informed about your finances. Although mobile payments are not currently available, our commitment to innovation means we're constantly seeking ways to enhance your experience. Whether you're planning for life milestones or looking for tools to help grow your small business, first-point provides reliable resources at your fingertips. Interested in becoming a member? You can learn more about eligibility by visiting . For those considering loans or looking for competitive rates, check out options through https://www.lendmesh.com/loans/personal_loans . If you have any questions or need personal assistance, feel free to reach out via fax at (609) 838-2850—we're here to help!

First Point Credit Union stands as a beacon of trust and stability within the financial landscape, providing invaluable services to its members since 1955. With a total membership of 1,716, this institution has cultivated a community-centric approach that prioritizes the needs of its members above all else. The credit union boasts impressive financial health, with total assets amounting to 26,921,283 and a net worth of 1,922,732. These figures reflect not only the institution's sound management practices but also its commitment to ensuring member satisfaction and security.

In an ever-evolving financial world, First Point demonstrates resilience with a net worth ratio of 714, showcasing its strong capital position and ability to weather economic fluctuations. The credit union has also fostered a robust lending environment, evidenced by its total loans and leases reaching 444. This commitment to lending enables members to secure vital financing for personal goals, from home purchases to auto loans, with a notable auto loan volume of 110. Additionally, the credit union's credit card loan volume stands at 268, indicating its diverse offerings tailored to meet varying member needs.

Transparency and accessibility are hallmarks of First Point's operations. With a dedicated team comprised of 5 employees, the credit union ensures that personalized service is always within reach. This approach fosters long-lasting relationships built on trust and reliability, making it an invaluable partner in financial matters.

As an insured financial institution since April 26, 1971, First Point provides peace of mind through regulatory compliance and oversight by the National Credit Union Administration (NCUA). Performance insights and financial data can be accessed via their official website at https://www.ncua.gov , offering additional reassurance regarding First Point's integrity and operational standards.

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