FIRST POINT FEDERAL CREDIT UNION - New Jersey

At first-point, our mission is to empower our members across through community-focused, member-first service. Led by our dedicated CEO, JUDY GERNHART, and Board President, ROBERT DELANEY, we strive to foster a financial environment that prioritizes your needs and aspirations. We understand that modern banking should be as convenient as it is secure, which is why we offer a suite of innovative services designed to enhance your experience. Enjoy the ease of electronic signature authorization (No), e-statements (Yes), mobile payments (No), and a dedicated mobile app (Yes) that puts banking at your fingertips. Our robust online banking platform (Yes) ensures you can manage your finances with confidence, while our person-to-person payment support (Yes) makes transactions effortless. Discover more about how we can serve you by visiting our official website at https://www.firstpointfcu.com/ or reaching out via fax at (609) 838-2850. Welcome to a brighter financial future with first-point!

At First Point, we understand that managing your finances is a vital part of everyday life, and we're here to support you every step of the way in New Jersey. Our personal banking services are designed to simplify your financial journey. Whether you're looking to open a checking or savings account, secure an auto loan, or refinance your mortgage, our team is dedicated to helping you achieve your financial goals. With features like online banking and our user-friendly mobile application, you can manage your accounts anytime, anywhere. Our electronic statements offer a convenient way to stay organized while contributing to a more sustainable future.

For those seeking flexible credit options, we provide various loan solutions tailored to fit your needs. From personal loans for debt consolidation to credit cards with rewards that enhance your purchasing power, we aim to empower you financially. Business owners can also benefit from our comprehensive business banking support, including merchant services and business loans designed to help you thrive in today’s competitive landscape. Plus, with tools like person-to-person payment options, we make it easy for you to send money quickly and securely. At First Point, we prioritize accessibility and ease of use so that you can focus on what truly matters: building a better financial future for yourself and your family in New Jersey.

At first-point in , we believe that financial empowerment should be accessible to everyone. Becoming a member and opening an account with us is simple and straightforward. You can easily review your eligibility by visiting —it’s your first step toward joining our family. Our core values of trust, community engagement, personalized service, and financial reliability set us apart. We prioritize your needs and are dedicated to providing you with tailored solutions that fit your unique circumstances. Whether you're looking for personal banking options, loans, or simply need guidance on your financial journey, our friendly team is here to help you every step of the way. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us today and experience the difference of being part of a community-focused credit union!