Home Equity Loans in Bayonne, NJ

Looking to tap into your Bayonne home's equity? Compare local HELOC rates to find flexible options that fit your budget and goals. Whether it’s upgrades or debt consolidation, the right loan can make a big difference.

Bayonne homeowners benefit from trusted lenders offering clear advice and fast funding. Explore competitive Bankrate HELOC rates nearby and get the support you need from a community that knows you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americanheritagecu
4.99 - 7.99 %
15 Yrs
95 %
∞
dcu
5 - 7.5 %
20 Yrs
50 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
gardensavingsfcu
5.48 - 6.625 %
5 - 30 Yrs
100 %
∞
andrewsfcu
5.74 %
20 Yrs
95 %
∞
firstcomcu
5.74 - 7.25 %
3 - 20 Yrs
90 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-06

Credit Union Loan Rates - Trends & Analysis:

American Heritage has a Home Equity loan with an APR range of 4.99% to 7.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC shows an APR range of 5.74% to 7.99% today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago when the top rate was 8.24% . Digital has a Home Equity rate range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven and 30 days ago. The HELOC rate range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 7, 30, 60, and 90 days. Both products show a decrease compared to previous periods.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 6.88% now, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when the range was 6.62% to 6.75% . State Department has a Home Equity rate range of 5.24% to 8.5% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 7.75% . Its HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Garden Savings has a HELOC with rates today from 5.48% to 6.25% , down from 5.95% to 7% seven and 30 days ago. Their Home Equity loan shows rates between 6% and 6.62% , which is also lower than the 6.38% to 7% range seen over the past 7, 30, 60, and 90 days. Andrews Federal Credit Union has a Home Equity rate of 5.74% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago when it was 5.49% . The rate has gone up since then and stayed steady over the past week.

First Commonwealth has a Home Equity rate range of 5.74% to 6.49% today, unchanged from 7, 60, and 90 days ago but lower than 30 days ago when the top rate was 8.49% . Its HELOC rates are steady at 6.75% to 7.25% , unchanged from both 7 and 30 days ago. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

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Why compare Home Equity Loans in Bayonne, NJ on LendMesh

If you’re searching for the best bankrate HELOC rates in Bayonne, NJ, taking time to compare multiple lenders on LendMesh can help you uncover more competitive deals and flexible loan options. Exploring your choices allows you to find terms that fit your needs without feeling rushed, so you can confidently unlock your home’s value with the right home equity loan or line of credit.

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