Home Equity Loans in Waterboro, ME

Looking for the best place to get a home equity line of credit in Waterboro, ME? Compare local lenders to find competitive rates and flexible terms that fit your needs, whether it’s for home improvements, debt consolidation, or big projects.

Waterboro homeowners trust nearby credit unions and banks for personalized service and fast funding. Take a moment to explore your options and unlock your home's value with confidence, backed by local experts who understand your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
bcu
6.75 - 7 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% .

Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum APR has stayed steady throughout this period. Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Waterboro, ME

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in York County, ME

✅TRUCHOICE FEDERAL CREDIT UNION
✅LIGHTHOUSE FEDERAL CREDIT UNION
✅ATLANTIC REGIONAL FEDERAL CREDIT UNION
✅PEOPLESCHOICE CREDIT UNION
✅EMPEOPLE CREDIT UNION
✅SACO VALLEY CREDIT UNION
✅TOWN COUNTRY CREDIT UNION
✅TRUGROCER FEDERAL CREDIT UNION

Compare other loan types in Waterboro, ME

Why compare Home Equity Loans in Waterboro, ME on LendMesh

If you’re in Waterboro, ME, exploring home equity line of credit options, it pays to shop around. LendMesh makes it easy to compare rates and terms from multiple lenders, helping you uncover better deals that fit your financial goals. Take your time reviewing offers so you can confidently unlock your home’s value without settling for the first option you find.

Stay informed with LendMesh’s subscription service—simply set your target rate, and we’ll alert you when offers dip below that threshold. Whether you prefer weekly or monthly updates, you’ll get expert insights, market trends, and curated loan deals delivered directly to your inbox. Join thousands of Waterboro borrowers who trust LendMesh to stay ahead and seize the best home equity opportunities.

Customers are also interested in:

Best Place To Get A Home Equity Line Of Credit