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Unlock the value of your Chelsea, MA home with a home equity loan or line of credit tailored to your needs. Whether you’re planning renovations or consolidating debt, comparing local offers helps you find flexible terms and competitive rates.
Our Chelsea community trusts local lenders who understand your goals. With fast funding and friendly support, you can confidently explore your options and make the most of your home’s equity right here in Massachusetts.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.
Digital's Home Equity rates today range from 5.25% to 6.75% , which is up from 7 days ago but down from 30, 60, and 90 days ago. The HELOC rates are 6.25% to 7.75% today, also higher than 7 days ago but lower than the rates from 30, 60, and 90 days ago. Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This rate range is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the upper end of the range is much lower now, dropping from 18% to 6.75% .
Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Sharon & Crescent United has a Home Equity loan with an APR range of 5.99% to 7.75% , unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago.
Webster First has a HELOC with rates from 6% to 8.25% today, which is up from 5.75% to 8% seven, 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.5% to 8.5% compared to the past 7, 30, and 60 days, but the top rate was lower 90 days ago at 7.12% . Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .
Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.