Home Equity Loans in Worcester, MA

Looking to tap into your Worcester home's equity? Comparing home equity loan offers helps you find the best rates and flexible terms tailored to your needs. Whether you're planning a remodel or consolidating debt, a smart choice starts with exploring your options.

Local lenders in Worcester, MA understand the community and offer personalized service to guide you through the process. Take a moment to compare deals today—your home’s value can unlock the funds you need with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
rfcu
3 - 7.5 %
5 - 30 Yrs
80 %
∞
dcu
5 - 7.5 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
jdcu
5.75 - 6.75 %
20 Yrs
80 %
∞
websterfirst
5.75 - 8.5 %
15 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
nescfcu
5.99 %
2 Yrs
∞
scucu
5.99 - 7.75 %
1 - 25 Yrs
80 %
∞
bcu
6 - 6.75 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-17

Credit Union Loan Rates - Trends & Analysis:

Rockland's HELOC has a 3% APR today, the same as 30 days ago. Its Home Equity loan rates range from 6.38% to 7.5% APR, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago when the top rate was 7.75% . Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% now, unchanged from 7 and 30 days ago but lower than 60 days ago and slightly higher than 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the upper end of the range is much lower now, dropping from 18% to 6.75% . Webster First has a HELOC with an APR range of 5.75% to 8% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan APR range is 6.5% to 8.5% , also unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago when the minimum was 6.61% .

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Nesc Credit Union has a HELOC with a minimum APR of 5.99% today, unchanged from 7, 30, and 60 days ago. The rate range was wider in those past periods, from 5.99% to 6.5% . Compared to 90 days ago, today's minimum APR is higher since it was 4.99% back then.

Sharon & Crescent United has a Home Equity loan with an APR range of 5.99% to 7.75% , unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

🏦 Local Lenders in Worcester, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Worcester County, MA

✅WORKERS FEDERAL CREDIT UNION
✅ATHOL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅GFA FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅IC CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅LEOMINSTER CREDIT UNION
✅MILLBURY FEDERAL CREDIT UNION
✅SOUTHBRIDGE CREDIT UNION
✅CENTRAL ONE FEDERAL CREDIT UNION
✅LEOMINSTER EMPLOYEES FEDERAL CREDIT UNION
✅ST MARYS CREDIT UNION
✅HOMEFIELD CREDIT UNION
✅SHREWSBURY FEDERAL CREDIT UNION
✅UMASSFIVE COLLEGE FEDERAL CREDIT UNION
✅WORCESTER FIRE DEPT CREDIT UNION
✅WORCESTER POLICE DEPARTMENT FEDERAL CREDIT UNION
✅WORCESTER CREDIT UNION
✅ALLCOM CREDIT UNION

Compare other loan types in Worcester, MA

Why compare Home Equity Loans in Worcester, MA on LendMesh

If you’re exploring home equity loan deals in Worcester, MA, take your time to compare offers from multiple lenders on LendMesh. Finding a better rate or more flexible terms can make a big difference in your savings and loan experience. Keep browsing to unlock the best options that fit your needs without feeling rushed.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate—whether it’s 4% or 5%. You’ll receive timely notifications when rates dip below your preferred level, plus expert insights, market trends, and curated loan deals delivered weekly or monthly. Join many Worcester borrowers who trust LendMesh to stay informed and seize the best home equity loan opportunities.

Customers are also interested in:

Home Equity Loan Deals