Home Equity Loans in Worcester, MA

If you’re a homeowner in Worcester, MA, exploring your home equity mortgage options can open doors to smart financial solutions. Whether it’s for remodeling or managing debt, comparing local rates helps you find the best fit for your needs and budget.

Worcester residents trust lenders who understand our community and offer clear, flexible terms. Take a moment to compare home equity loan offers today and get the expert guidance and competitive rates you deserve—right here in your neighborhood.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
rfcu
6.375 - 7.5 %
5 - 30 Yrs
80 %
∞
harvardfcu
6.49 %
1 - 15 Yrs
80 %
∞
nescfcu
6.49 - 6.99 %
2 - 15 Yrs
80 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
mvcu
6.5 - 8.25 %
20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
85 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Rockland has a Home Equity APR range of 6.38% to 7.5% today, unchanged from 7 and 30 days ago. The rate range hasn't changed since then, but it was slightly lower at the top end 90 days ago, at 7.38% .

Harvard has a HELOC with a minimum APR of 6.49% today, unchanged from 7 and 30 days ago. This rate is higher than the range of 5.99% to 6.49% seen 60 and 90 days ago. The rate has stayed steady recently after rising from the lower range earlier. Nesc Credit Union has a HELOC with an APR range of 5.99% to 6.5% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the range started at 4.99% . Their Home Equity loan shows an APR range of 6.49% to 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days.

Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Merrimack Valley has a Home Equity loan with an APR range of 6.5% to 8.25% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC shows an APR range of 6.75% to 7.75% , also unchanged from 7, 60, and 90 days ago. Both products have steady rates over the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

🏦 Local Lenders in Worcester, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Worcester County, MA

✅WORKERS FEDERAL CREDIT UNION
✅ATHOL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅GFA FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅IC CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅LEOMINSTER CREDIT UNION
✅MILLBURY FEDERAL CREDIT UNION
✅SOUTHBRIDGE CREDIT UNION
✅CENTRAL ONE FEDERAL CREDIT UNION
✅LEOMINSTER EMPLOYEES FEDERAL CREDIT UNION
✅ST MARYS CREDIT UNION
✅HOMEFIELD CREDIT UNION
✅SHREWSBURY FEDERAL CREDIT UNION
✅UMASSFIVE COLLEGE FEDERAL CREDIT UNION
✅WORCESTER FIRE DEPT CREDIT UNION
✅WORCESTER POLICE DEPARTMENT FEDERAL CREDIT UNION
✅WORCESTER CREDIT UNION
✅ALLCOM CREDIT UNION

Compare other loan types in Worcester, MA

Why compare Home Equity Loans in Worcester, MA on LendMesh

If you're exploring home equity mortgage rates in Worcester, MA, taking the time to compare offers can make a real difference. LendMesh lets you easily browse multiple lenders side-by-side, helping you uncover competitive rates and flexible terms that fit your needs. Keep exploring your options here to find the best deal for your home’s value without any pressure.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your target rate, say 4% or 5%, and we’ll notify you as soon as offers dip below that level. With weekly or monthly updates featuring expert insights and hand-picked deals, Worcester homeowners can confidently make smart borrowing decisions with fresh information delivered right to their inbox.

Customers are also interested in:

Home Equity Mortgage Rates