Home Equity Loans in Worcester, MA 01605

Looking for the best line of credit rates in Worcester, MA? Tap into your home’s equity with flexible options designed to fit your needs, whether it’s a home upgrade or consolidating debt. Local lenders offer competitive rates and fast approvals to help you move forward with confidence.

In Worcester, you’re not just another application—you’re part of the community. Enjoy personalized service from trusted credit unions and lenders who understand the local market and care about your financial goals. Compare offers today and find the right line of credit to make your plans a reality.

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APR

Term

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6.25 - 6.75 %

75 %

∞

6.25 - 8 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.375 - 7.5 %

5 - 30 Yrs

80 %

∞

6.49 %

1 - 15 Yrs

80 %

∞

6.49 - 6.99 %

2 - 15 Yrs

80 %

∞

6.5 - 8.125 %

5 - 20 Yrs

90 %

∞

6.5 - 8.25 %

20 Yrs

90 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.75 %

10 - 20 Yrs

85 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Rockland has a Home Equity APR range of 6.38% to 7.5% today, unchanged from 7 and 30 days ago. The rate range hasn't changed since then, but it was slightly lower at the top end 90 days ago, at 7.38% . Harvard has a HELOC with a minimum APR of 6.49% today, unchanged from 7 and 30 days ago. This rate is higher than the range of 5.99% to 6.49% seen 60 and 90 days ago. The rate has stayed steady recently after rising from the lower range earlier. Nesc Credit Union has a HELOC with an APR range of 5.99% to 6.5% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the range started at 4.99% . Their Home Equity loan shows an APR range of 6.49% to 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days.

Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Merrimack Valley has a Home Equity loan with an APR range of 6.5% to 8.25% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC shows an APR range of 6.75% to 7.75% , also unchanged from 7, 60, and 90 days ago. Both products have steady rates over the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

🏦 Local Lenders in Worcester, MA

UMASSFIVE COLLEGE FEDERAL CREDIT UNION — 5 LAKE AVE N RM S1820 WORCESTER MA 01605
WORKERS FEDERAL CREDIT UNION — 301 GROVE ST STE 1 WORCESTER MA 01605
WORCESTER FIRE DEPT. CREDIT UNION — 34 GLENNIE ST WORCESTER MA 01605

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🏘️ All the Lenders Available in Worcester County, MA

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