Home Equity Loans in Fitchburg, MA 01420

Looking for the best home equity loan rates in Fitchburg, MA? Compare local lenders offering competitive rates and flexible terms designed to fit your unique needs. Whether it’s home improvements or consolidating debt, finding the right loan starts here.

Fitchburg homeowners trust nearby credit unions and banks for fast funding and personalized service. Unlock your home's potential with a loan that works for you—easy to apply for and tailored to help you achieve your financial goals.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.375 - 7.5 %

5 - 30 Yrs

80 %

∞

6.5 %

80 %

∞

6.5 - 6.75 %

15 - 20 Yrs

80 %

∞

6.5 - 8.125 %

5 - 20 Yrs

90 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.74 %

1 - 15 Yrs

80 %

∞

6.75 - 7 %

∞

6.75 - 7.49 %

2 - 20 Yrs

80 %

∞

6.75 - 8.25 %

20 Yrs

90 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Rockland has a Home Equity loan with an APR range of 6.38% to 7.5% today. This rate is the same as it was 7 days and 60 days ago. No changes have been seen in the past month or three months for this product. Coastal1 has a HELOC with an APR range of 5.99% to 6.5% today. This is higher than 7, 30, and 60 days ago when the top rate was 6.25% , but lower than 90 days ago when the rate was 6.25% . The minimum APR stayed the same compared to all those times.

University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Usalliance has a Home Equity loan with an APR range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months with no changes.

Harvard has a HELOC with a minimum APR of 6.74% today. This rate is higher than it was 7, 30, 60, and 90 days ago, when it stayed steady at 6.49% . The increase shows a change after a period of no movement. Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago. Nesc Credit Union's HELOC rates today range from 5.99% to 6.75% , with the upper end higher than 7, 30, and 60 days ago but up from 90 days ago. Their Home Equity rates are 6.99% to 7.49% , which is up from the 6.49% to 6.99% range seen over the past 7, 30, 60, and 90 days.

Merrimack Valley has a Home Equity rate range of 6.75% to 8.25% today, which is up from 6.5% to 8.25% seven, 30, 60, and 90 days ago. Its HELOC rates are 7% to 8% now, also higher than the 6.75% to 7.75% range seen seven, 30, and 60 days ago.

🏦 Local Lenders in Fitchburg, MA

DIGITAL FEDERAL CREDIT UNION — 350 JOHN FITCH HWY FITCHBURG MA 01420
I-C FEDERAL CREDIT UNION — 300 BEMIS RD FITCHBURG MA 01420
I-C FEDERAL CREDIT UNION — 520 ELECTRIC AVE FITCHBURG MA 01420
I-C FEDERAL CREDIT UNION — 67 WHALON ST FITCHBURG MA 01420
WEBSTER FIRST FEDERAL CREDIT UNION — 65 NORTH ST FITCHBURG MA 01420
WORKERS FEDERAL CREDIT UNION — 815 MAIN ST FITCHBURG MA 01420
WORKERS FEDERAL CREDIT UNION — 1050 WESTMINSTER ST FITCHBURG MA 01420
LEOMINSTER CREDIT UNION — 140 ARNHOW FARM RD FITCHBURG MA 01420

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Worcester County, MA

Compare other loan types in Fitchburg, MA

Why compare Home Equity Loans in Fitchburg, MA on LendMesh

If you’re in Fitchburg, MA and exploring home equity loan options, keep comparing lenders on LendMesh to uncover the best rates and terms that fit your needs. Taking the time to review multiple offers can help you find more affordable options and smarter loan solutions, making it easier to unlock your home’s value for renovations, debt consolidation, or other goals.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate, like 4% or 5%, and receive notifications when offers in Fitchburg drop below that threshold. Along with weekly or monthly updates, you’ll get expert insights, loan trends, and curated deals sent directly to your inbox—helping you stay ahead and secure the best home equity loan rates today.

Customers are also interested in:

Best Home Equity Loan Rates Today