At Washington County Teachers Federal Credit Union, we are proud to have been serving our community since 1949. Located in Hagerstown, MD, our mission is rooted in empowering our members through financial education and access to affordable financial products. Under the leadership of CEO Steve Ebersole and Board President Robert Alton, we strive to foster a member-first culture that prioritizes trust, accessibility, and personalized service. We are committed to supporting not only educators but all individuals in our community, ensuring everyone has the tools they need to achieve their financial goals.

As an NCUA-insured institution since January 4, 1971, your deposits are safe with us. Our comprehensive banking services include online banking for convenient account management, a mobile application for banking on-the-go, person-to-person transfers for easy payments between friends and family, and e-statements to streamline your financial record-keeping. While we do not currently offer mobile payments or electronic signature authorization, we remain dedicated to providing modern solutions that enhance your banking experience. To learn more about our offerings or to connect with us directly, visit our official website at https://www.wctfcu.net/ or reach us via fax at 3017332467. Join us today and discover how Washington County Teachers Federal Credit Union can make a difference in your financial journey.

At Washington County Teachers Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and vehicle financing, we aim to empower our community with the tools necessary for financial success. Our services extend to mortgage loans and refinancing, personal loans for debt consolidation, and credit cards that come with rewarding benefits. For small businesses, we offer tailored business banking solutions, including merchant services and business loans, ensuring that every member—from individuals to entrepreneurs—can find financial support that suits their unique circumstances.

In today's digital age, convenience is key, which is why we provide robust online banking capabilities along with a user-friendly mobile application. Members can easily manage their finances from anywhere with features like person-to-person transfers and e-statements that make tracking expenses a breeze. Although mobile payments are not available at this time, our online banking platform ensures seamless access to your accounts whenever you need it. We invite potential members to explore eligibility requirements at http://www.wctfcu.net/about-us/membership-eligibility . If you're considering a loan or want to compare rates, our partners at https://www.lendmesh.com/loans/vehicle_loans can help you find the best options available. Should you have any questions or need personalized assistance, feel free to reach out via fax at (301) 733-2467—we're here to support you every step of the way as you navigate your financial journey.

At Washington County Teachers, we pride ourselves on being a trusted financial partner for our community. Our commitment to excellence is reflected in our robust performance metrics, which speak volumes about our reliability and stability. With a total membership of 4,418, we have established a strong presence that fosters trust among our members. Our total assets amount to an impressive 85,687,541, showcasing our financial strength and ability to support the needs of our members.

Our net worth stands at 13,050,665, underlining our solid foundation and capacity for growth. This is further demonstrated by our net income of 887,273, which allows us to reinvest in services that benefit you. We maintain a healthy deposit base, with total deposits reaching 33,422,716, indicating that members feel secure entrusting their finances with us. Additionally, our ability to provide loans and leases is evidenced by the 1,519 loans currently active, reflecting our dedication to helping you achieve your financial goals.

With a team of only 9 employees, we deliver personalized service while ensuring operational efficiency. Our net worth ratio of 1,523 signifies not just resilience but also our prudent management practices, ensuring that we remain a viable option for all your banking needs. For those seeking credit options, our credit card loan volume stands at 363, complemented by an auto loan volume of 1,284—both essential offerings tailored to meet diverse member requirements.

We understand the importance of transparency and community impact, which is why we continuously strive for excellence in all aspects of our operations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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