WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION

Welcome to Washington County Teachers, your trusted financial partner located at 19638 Leitersburg Pike, Hagerstown, MD 21742. Established in 1949, we have proudly served our community for over seven decades, building lasting relationships with our 4,418 members. Our commitment to offering personalized financial services is reflected in our robust portfolio, which boasts total assets of $85,687,541 and total deposits amounting to $33,422,716. At Washington County Teachers, we understand the importance of community and strive to make a positive impact through every interaction. Under the leadership of our CEO, Steve Ebersole, and Board President, Robert Alton, we foster an environment that prioritizes member needs and financial wellness. With a dedicated team of nine employees, we are here to provide you with tailored solutions from checking accounts and auto loans to mortgages and business banking services. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 19638 Leitersburg Pike, Suite 100, Hagerstown, MD 21742. We invite you to explore our offerings further at wctfcu.net. Whether you're looking for a new vehicle loan or seeking advice on personal finance strategies, we're here to guide you every step of the way. Call us today at 301-790-3131 or drop by during our operating hours Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to Noon to discover how we can help you achieve your financial goals!

Welcome to the heart of Hagerstown, where the story of Washington County Teachers began in 1949. Since our doors opened at 19638 Leitersburg Pike, we have been dedicated to serving our community with integrity and compassion. Over the decades, we have grown from a small credit union to a thriving institution with a total membership of 4,418 and assets exceeding $85,687,541. Our journey has been marked by milestones that reflect our commitment to education and community support. From our humble beginnings, we have expanded our services, embracing both traditional banking and modern digital solutions. We are proud to offer personal banking services, auto loans, mortgages, and more all designed to meet the diverse needs of our members. At Washington County Teachers, our mission is clear: to provide exceptional financial services while supporting the communities we serve. We believe in empowering individuals with the tools they need to achieve their financial goals. Whether you're looking for a checking account, vehicle financing, or assistance with debt consolidation, we're here to help you every step of the way. While members can visit us at 19638 Leitersburg Pike, official correspondence should be sent to 19638 Leitersburg Pike, Suite 100, Hagerstown, MD 21742. Our branch features convenient operating hours from Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to Noon, ensuring that you have access when you need it most. We are proud to offer ATM availability and drive-thru banking for your convenience. Our commitment extends beyond just transactions; we strive for ADA compliance and prioritize customer-centric initiatives that enhance your experience with us. Community outreach is also at the core of what we do. Through various partnerships and events, we aim to uplift those around us and contribute positively to Hagerstown's vibrant community. Join us at Washington County Teachers, where your financial success is our priority. Experience the benefits of becoming a member today! For more information or assistance, feel free to call us at 301-790-3131 or visit our website at www.wctfcu.net. Together, let's build a brighter financial future!

Welcome to the Washington County Teachers branch, your friendly neighborhood credit union located at 19638 Leitersburg Pike in Hagerstown, MD. Our convenient location makes it easy for you to access a range of financial services while enjoying the charm of our community. Whether you're coming from nearby landmarks like the Valley Mall or just passing through, we are here to serve you. While members can visit us at our branch address, official correspondence should be sent to the same address: 19638 Leitersburg Pike, Hagerstown, MD 21742. At our branch, you'll find ample parking and features designed for accessibility, including ADA-compliant entrances and ramps to ensure everyone can enjoy our services comfortably. We know how busy life can get, so we're here for you during convenient hours. Our lobby is open Monday through Friday from 8 AM to 5 PM, with Saturday drive-thru service available from 9 AM to noon. If you need assistance outside these hours, feel free to give us a call at 301-790-3131. In addition to personal banking options like checking and savings accounts, auto loans, and credit cards with rewards, we also offer ATM services right here at our branch for quick cash withdrawals and balance checks. Plus, enjoy the convenience of our drive-thru banking for simple transactions without leaving your car. At Washington County Teachers, we value your time and strive to make your banking experience as smooth as possible. So why not stop by today? We look forward to welcoming you into our community!

At Washington County Teachers, we believe that everyone deserves to be part of a welcoming and supportive community. If you're looking to join us, the process is straightforward and friendly! Membership is open to individuals who live, work, worship, or attend school in Washington County. Whether you're a teacher or simply someone looking for a trusted financial partner, we invite you to explore the benefits of joining our credit union. Becoming a member means you'll have access to personalized services, competitive rates on loans, and a team that truly cares about your financial well-being. To get started with your membership at Washington County Teachers, simply visit us at our location on 19638 Leitersburg Pike Hagerstown Md 21742 or give us a call at (301) 790-3131. You can also check out our detailed eligibility criteria at http://www.wctfcu.net/about-us/membership-eligibility . Once you're ready, opening an account is just as easy find all the information you need at http://www.wctfcu.net/services/e-services/loan-application . We look forward to welcoming you into our community!

At Washington County Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to financial strength means you can trust us to manage your resources with care and integrity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $13,050,665, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,126,298 in share certificates and $14,026,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,163,392 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,410,505 in used auto loans and a total of $30,987,456 in loans and leases. Our operational efficiency is reflected in our net income of $887,273, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $547. Total Share and Deposit Accounts: 7,388, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington County Teachers is your trusted partner. Visit us at 19638 Leitersburg Pike Hagerstown Md 21742 or call 301-790-3131 to learn more about how we can help you achieve your financial goals.