WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION - Williamsport, MD

Welcome to Washington County Teachers Credit Union, your trusted financial partner located at 16802 Virginia Ave, Williamsport, MD 21795. Since our establishment in 1949, we have dedicated ourselves to serving the community with integrity and commitment. Our mission is simple: to empower our members through personalized banking solutions that enhance their financial well-being. With a proud membership of 4,418 individuals, we are more than just a credit union; we are a community focused on mutual growth and support. Our total assets stand at an impressive $85,687,541, showcasing our stability and capacity to serve you better. Whether you're looking for loans or saving options, our total deposits amounting to $33,422,716 reflect the trust that members place in us. At Washington County Teachers, we understand that every member has unique needs. That's why we offer a variety of services including auto loans, personal loans, and business banking solutions tailored just for you. With a total of 1,519 loans and leases currently active, we are here to help you achieve your financial goals. Our leadership team is committed to excellence. Led by CEO Steve Ebersole and Board President Robert Alton, we strive to create an environment where every member feels valued and understood. Our dedicated staff of 9 employees is always ready to assist you with a smile. If you need assistance or want to learn more about how we can help you manage your finances effectively, don't hesitate to reach out! You can contact us at 301-582-9170 or visit our website at www.wctfcu.net. We look forward to welcoming you into our family! While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 16802 Virginia Ave, Williamsport, MD 21795. Join us today and experience the difference of being part of Washington County Teachers Credit Union!

Washington County Teachers, a cornerstone of financial support in Williamsport, MD, has a rich history that dates back to 1949. Founded with the vision of empowering educators and their families, our credit union has grown steadily to serve over 4,400 members today. From our humble beginnings, we have focused on providing accessible financial services tailored to meet the unique needs of our community. Located at 16802 Virginia Ave, our branch is easily reachable and close to several local landmarks that reflect the vibrant life of Williamsport. As we evolved through the decades, we embraced change while holding onto our core mission: to enhance the financial well-being of our members and foster a spirit of community. Our total assets now stand at an impressive $85,687,541, highlighting our stability and commitment to sound financial practices. At Washington County Teachers, we pride ourselves not only on offering traditional banking services but also on creating meaningful connections within our community. Our mission is clear: we strive to provide affordable banking solutions while supporting local initiatives that make a difference in people's lives. Whether it's through personal loans, auto financing, or educational resources for teachers, we aim to empower individuals and families alike. In addition to our in-branch services, which include drive-thru banking and ATM access, we have embraced technology by offering online and mobile banking options for added convenience. This blend of personal service and digital accessibility ensures that our members can manage their finances with ease. While members can visit us at 16802 Virginia Ave, official correspondence should be sent to 16802 Virginia Ave, Williamsport, MD 21795 if different from the branch address. We are dedicated to maintaining an inclusive environment for all members; this includes ADA compliance measures that ensure everyone has access to our facilities. Our commitment extends beyond financial transactions. We actively engage in community outreach programs that support local schools and educational initiatives reinforcing our dedication to those who educate future generations. As part of this mission, we partner with various organizations to create opportunities for growth and development within Williamsport. As you consider joining a credit union that truly cares about its members and community, we invite you to experience the benefits of being part of Washington County Teachers. With operating hours designed for your convenience Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 12 PM our team is ready to assist you. Join us today and discover how together we can build a brighter financial future! For more information or assistance, please call us at 301-582-9170 or visit us online at wctfcu.net.

Welcome to the Washington County Teachers branch, conveniently located at 16802 Virginia Ave in Williamsport, MD. Our location is easy to access and is nestled in a vibrant community near local landmarks that make it familiar and welcoming. Whether you're coming from downtown or nearby neighborhoods, finding us is a breeze! At our branch, we prioritize your convenience. We offer ample parking for our members, along with ADA-compliant features to ensure everyone can visit us comfortably. If you're looking for banking on the go, you'll be pleased to know we have an ATM available for quick cash withdrawals and balance inquiries right outside. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 12 PM. You can reach us at 301-582-9170 if you have any questions or need assistance before visiting. In addition to traditional banking services, our drive-thru banking option allows for quick deposits and withdrawals without leaving your car, making your banking experience as smooth as possible. While members can visit us at 16802 Virginia Ave, official correspondence should be sent to the same address. We invite you to come by and discover the wide range of services we offer, from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our team is here to help you every step of the way! So why wait? Visit us today at Washington County Teachers branch or give us a call! We look forward to serving you!

At Washington County Teachers, we believe in building a community where everyone feels welcome and supported. If you're looking to join us, becoming a member is simple and open to those who meet our friendly eligibility criteria. Typically, anyone who works for or is retired from the education sector in Washington County can apply, along with their family members. This means that teachers, administrators, and even support staff are all invited to enjoy our services. You'll find that being a member comes with great benefits, like personalized financial services tailored just for you! To learn more about the specific eligibility requirements, feel free to check out our detailed information at this link. Opening an account with us is just as easy! Whether you're ready to dive into personal banking or explore auto loans and other services, we're here to help every step of the way. If you have any questions or need assistance during your membership journey, don't hesitate to reach out at 301-582-9170. We're excited to welcome you to the Washington County Teachers family!

At Washington County Teachers, we understand that every successful business has a story to tell. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to help your vision come to life. Imagine securing the funds you need to launch your next big project or invest in new equipment this is where our tailored financing solutions come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer essential merchant services that streamline your operations. From credit card processing to online payment solutions, we make it easier for you to manage transactions and serve your customers effectively. Visit us at 16802 Virginia Ave Williamsport Md 21795 in Williamsport, MD, or call us at (301) 582-9170. Together, let's turn your business goals into reality!

At Washington County Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which reflects our commitment to serving you reliably and effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $13,050,665, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,126,298 in share certificates and $14,026,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,163,392 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is further demonstrated by our lending capacity; with $30,987,456 in total loans and leases, including 642 used auto loans, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $887,273, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 7,388, showcasing a strong and growing member base that trusts us with their finances. Additionally, our Net Shares (Funds available for lending and investments) amount to $547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Washington County Teachers is your trusted partner. Visit us at 16802 Virginia Ave Williamsport MD 21795 or call 301-582-9170 to learn more about how we can help you achieve your financial goals.