Welcome to vitelco-employees, where we have proudly served our community since our establishment in 1979. Located in the heart of Charlotte Amali, VI, our mission is centered around financial empowerment and dedicated service to our members, including military personnel and their families. Under the leadership of CEO Avery Evans and Board President John Clenance, we strive to create a welcoming environment that prioritizes the needs of our members above all else.

As a federally insured institution by NCUA since 1/19/1979 0:00, you can trust that your deposits are safe with us. We embrace modern banking solutions, offering robust online banking capabilities, a user-friendly mobile application, and convenient person-to-person transfer options. Our commitment to accessibility is reflected in features like e-statements and electronic signature authorization, ensuring that managing your finances is seamless and efficient. Explore more about what we have to offer at our official website: https://www.vitelcocu.com/ or reach out to us via fax at (340) 693-0434. Join us at vitelco-employees—where your financial well-being is our top priority.

At Vitelco Employees Federal Credit Union, we understand that our members' financial needs are diverse and ever-evolving. That's why we offer a comprehensive range of services designed to support you in every aspect of your financial journey. Whether you're looking for personal banking options such as checking and savings accounts, or planning for future milestones with mortgage loans and refinancing, we have the tools to help you succeed. Our offerings also include auto loans and vehicle financing, personal loans for debt consolidation, and business banking solutions like merchant services and business loans. Each service is crafted with our members in mind, ensuring that you can manage your finances effectively while working towards your goals.

In today's fast-paced world, digital access is more important than ever. At Vitelco, we provide robust online banking capabilities, allowing you to bank from anywhere at any time. Our mobile application further enhances this convenience, providing features such as person-to-person transfers and e-statements to streamline your banking experience. Although mobile payments are not currently offered, our focus remains on delivering an accessible and user-friendly platform for all members. If you're curious about membership eligibility or how to start enjoying these benefits, please visit for more information. Additionally, if you're considering a loan or would like to compare rates, our loan aggregator at https://www.lendmesh.com/loans/vehicle_loans can assist you in finding the best options available. For any personal assistance or inquiries, feel free to reach out via fax at (340) 693-0434—we're here to help!

Vitelco Employees Federal Credit Union stands as a beacon of trust and reliability in the financial landscape, serving our members with dedication since 1979. With a Total Membership of 312, we take pride in fostering a strong community, ensuring that each member feels valued and supported in their financial journey. Our Total Assets amount to an impressive 1,806,965, reflecting our commitment to maintaining a robust financial foundation that benefits our members.

The credit union's strength is further underscored by a solid Net Worth of 163,050. This healthy net worth showcases our resilience and stability, reassuring our members that their finances are in capable hands. While we acknowledge challenges with a Net Income of -49,458, this only fuels our determination to enhance services and support for our membership base.

Our commitment to our members is evident in the Total Deposits totaling 676,632 and the diverse array of financial products we offer, which include Total Loans and Leases reaching 155. We remain focused on providing affordable lending options tailored to meet the varying needs of our community. Additionally, the fact that we operate with only 3 employees demonstrates our commitment to personalized service; each team member is dedicated to understanding and addressing the unique financial situations of our members.

With a remarkable Net Worth Ratio of 902, we ensure that we maintain sufficient capital relative to our assets, further reinforcing our promise of stability and security. Even though the current Credit Card Loan Volume stands at 151 and Auto Loan Volume at 0, we are continually exploring ways to expand our offerings to better serve you.

In summary, Vitelco Employees Federal Credit Union is not just a financial institution; it is a trusted partner dedicated to empowering its members through transparency, exceptional service, and a commitment to community welfare. For those seeking the best loan options available today, compare real-time offers at https://www.lendmesh.com/loans/vehicle_loans . Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .