VITELCO EMPLOYEES FEDERAL CREDIT UNION

Welcome to Vitelco Employees, your trusted credit union located at 5 Corners Plaza, Christiansted St Croix, VI 00820. Since our establishment in 1979, we have been dedicated to serving our community and empowering our members through personalized financial solutions. With a total membership of 312 and assets totaling $1,806,965, we pride ourselves on being a cornerstone of support for individuals and families in the area. Our commitment extends beyond numbers; it's about the impact we make in the lives of our members. As a member-focused institution, we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. With $676,632 in total deposits and a strong net worth of $163,050, you can trust that your finances are in good hands with us. Under the leadership of CEO Avery Evans and Board President John Clenance, our team of just three employees is dedicated to providing you with exceptional service. Whether you need assistance with online banking or are looking to explore loan options, we are here to help. While you can visit us at our branch address for any inquiries or services, please note that official correspondence should be directed to our mailing address: 3082 Kronprindsens Gade, Charlotte Amalie, VI 802. We invite you to reach out to us at (340) 776-4500 or explore our website at vitelcocu.com for more information on how we can assist you today. Let's work together toward your financial goals!

At Vitelco Employees, we believe that joining our community is not just about opening an account it's about becoming part of a supportive family that values your financial journey. Membership is open to anyone who works for or is affiliated with the Vitelco Employees, making it easy for you to take advantage of our tailored services designed to meet your needs. Whether you're looking for personal banking options, loans, or online banking solutions, we've got you covered. To get started, simply visit us at our branch located at 5 Corners Plaza Christiansted St Croix Vi 00820 or give us a call at (340) 776-4500. For more detailed information on eligibility criteria, check out our resource at . We can't wait to welcome you into the Vitelco Employees family!

At Vitelco Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the financial resources you need, backed by our strong financial foundation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $163,050, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. While we currently have no share certificates or money market shares available, our commitment to safeguarding your savings remains unwavering. We prioritize our members above all else. Although we do not have non-member deposits, this allows us to focus entirely on benefiting you through better loan rates and exclusive perks. With $179,807 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also reflected in our total loans and leases of $372,008, supporting your financial goals across various sectors. Even though our recent net income is -$49,458, this reflects our commitment to investing in member services rather than cutting corners. Our dedicated team of 3 part-time employees is here to assist you with any questions or needs that arise. We are proud to have a growing member base with 389 total share accounts, which shows that more people trust us with their finances every day. This trust is what drives us to provide excellent service and support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vitelco Employees is your trusted partner. Visit us at 5 Corners Plaza Christiansted St Croix Vi 00820 or call 340-776-4500 to learn more about how we can help you achieve your financial goals.