VITELCO EMPLOYEES FEDERAL CREDIT UNION

Welcome to Vitelco Employees Federal Credit Union, your trusted partner in financial well-being since 1979. Located at 3082 Kronprindsens Gade, Charlotte Amalie, VI 00802, we pride ourselves on providing personalized banking services to our members. Whether you're looking for a checking account, savings options, or loans, we're here to support your financial journey. With a strong commitment to our community and over 312 members, we understand the importance of making banking accessible and beneficial for everyone. Our total assets of $1,806,965 reflect our dedication to sound financial practices and member-focused services. We're also proud to report total deposits of $676,632 and a net worth of $163,050, ensuring that your funds are secure with us. Led by our experienced CEO, Avery Evans, and Board President John Clenance, our team is here to offer you guidance tailored to your needs. We currently employ 3 dedicated staff members who are passionate about helping you reach your financial goals. If you ever need assistance or have questions, don't hesitate to reach out! You can call us at 340-776-4500 during our lobby hours: Monday through Wednesday and Friday from 10:00 AM to 2:00 PM, and Thursday from 10:00 AM to 12:00 PM. While members can visit us at our branch for in-person service, official correspondence should be directed to PO Box 303920, Charlotte Amalie, VI 00803-3920. Join us at Vitelco Employees Federal Credit Union today and experience the difference of being part of a community-focused financial institution. Visit our website at vitelcocu.com for more information on how we can serve you better!

Joining the Vitelco Employees community is not just about opening a bank account; it's about becoming part of a supportive family that prioritizes your financial well-being. To be eligible for membership at Vitelco Employees, you simply need to be an employee of Vitelco or a family member of someone who works here. This inclusive approach means more people can benefit from our personalized services and community-focused programs. If you're ready to experience the advantages of being a member, such as competitive rates on loans and friendly service tailored to your needs, don't hesitate to reach out! You can find more detailed information about eligibility by visiting our website at Vitelco Employees. If you have any questions or want to start the process, give us a call at (340) 776-4500. We're here to help you every step of the way!

At Vitelco Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on solid foundations, and we are proud to showcase our financial strength. With a net worth of $163,050, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 902% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through our robust financial structure. While we currently do not have share certificates or money market shares available, our focus remains on managing resources effectively to benefit you. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $179,807 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with a total of $372,008 in loans and leases available for various needs. Our operations reflect efficiency as demonstrated by our net income of -$49,458 this period; while it shows a temporary setback, it underscores our commitment to improving service offerings for our members. We also take pride in having 3 part-time employees, ensuring that our branch is always ready to serve you with a knowledgeable team. The total share accounts stand at 389, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vitelco Employees is your trusted partner. Visit us at 3082 Kronprindsens Gade Charlotte Amalie Vi 00802 or call 340-776-4500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.