Welcome to upper-cumberland, a trusted financial institution serving the Upper Cumberland community since its establishment in 1935. Our mission is to empower individuals and families through exceptional service, fostering financial literacy and stability. Under the leadership of CEO Amy Beasley and Board President Tony Brock, we are dedicated to providing personalized banking solutions that cater to the unique needs of our members.

Located in Crossville, TN, we pride ourselves on our member-first approach and commitment to accessibility. As an NCUA-insured credit union since 2/12/1971 0:00, you can trust that your assets are secure with us. We embrace modern banking tools to enhance your experience, offering features like online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and more. For any inquiries, feel free to reach us at our official website https://www.ucfcu.org/ or contact us via fax at (931) 707-9842. At upper-cumberland, we are here to support your financial journey every step of the way.

At upper-cumberland, we understand that financial needs can vary widely among our members. That's why we offer a comprehensive range of services designed to meet diverse banking requirements, from personal banking solutions like checking and savings accounts to specialized products such as auto loans and mortgage refinancing. Our business banking services further empower local entrepreneurs with merchant services and business loans, ensuring that everyone in our community has the tools they need to thrive. Whether you're looking to consolidate debt or secure a rewarding credit card, our offerings are tailored to help you navigate life’s financial milestones with ease.

In today’s fast-paced world, convenience is key, and we prioritize digital access for all our members. With robust online banking capabilities and a user-friendly mobile application, managing your finances has never been easier. You can make person-to-person transfers, utilize mobile payments, and access e-statements at your fingertips. These tools not only simplify everyday banking but also provide the flexibility needed to plan for significant life events or grow your small business efficiently. We believe that accessibility is vital; thus, becoming a member is straightforward—learn more about eligibility at http://www.ucfcu.org/learn/membership-information . Additionally, if you're considering financing options, our loan comparison tool at https://www.lendmesh.com/loans/vehicle_loans can assist you in finding the best rates available.

For personalized support or any inquiries, feel free to reach out via fax at (931) 707-9842. At upper-cumberland, we're committed to fostering a supportive financial environment where our members can achieve their goals with confidence.

At upper-cumberland, we pride ourselves on being a trusted and valuable financial partner to our community. With a total membership of 8,595, we are dedicated to serving the financial needs of our members with integrity and transparency. Our impressive total assets amounting to 121,582,822 reflect our stability and commitment to sound financial management. This is further emphasized by our net worth of 11,565,030 and a robust net worth ratio of 971, showcasing our strength in the financial landscape.

In the past year, we have achieved a commendable net income of 615,858, which allows us to reinvest in services that benefit our members directly. Our total deposits of 16,276,342 highlight the trust placed in us by our members, and with a diverse portfolio consisting of 7,731 loans and leases, we continue to support various financial aspirations, including personal, auto, and business financing.

Employing 41 skilled professionals, we ensure that each member receives personalized service tailored to their unique needs. The volume of credit card loans stands at 1,287, while our auto loan volume reaches an impressive 9,198, making us a go-to option for vehicle financing in the region. We also maintain a healthy balance with zero commercial loans outstanding, allowing us to focus on enriching individual experiences.

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , ensuring transparency and reliability in all our dealings. We invite you to experience the difference that comes with being part of a member-focused institution committed to your financial success. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.