Upper Cumberland Credit Union Clarkrange TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Upper Cumberland, your trusted community partner located at 6829 S York Hwy, Clarkrange, TN 38553. Since our establishment in 1935, we have been committed to supporting our members and the local community with personalized financial solutions. With a total membership of 8,595 and assets exceeding $121 million, we pride ourselves on offering competitive rates and exceptional service. At Upper Cumberland, we understand that each member has unique financial needs. That's why we provide a range of services from checking and savings accounts to auto loans and mortgages. Our goal is to empower you with the tools necessary for financial success. With total deposits of $16,276,342 and loans reaching up to 7,731, we're well-equipped to help you achieve your goals. Under the leadership of our CEO, Amy Beasley, and Board President, Tony Brock, our dedicated team of 41 employees is here to serve you. Whether you visit us in person or connect through our website at ucfcu.org, we are always ready to assist you. While members can visit us at our branch location, official correspondence should be sent to: P.O. Box 67, Clarkrange, TN 38553. Reach out today at (931) 863-9433 or stop by during our operating hours: - Monday, Tuesday & Thursday: 8:00 AM - 4:30 PM - Wednesday: 8:00 AM - 12:00 PM - Friday: 8:00 AM - 5:00 PM Join us at Upper Cumberland, where your financial journey is our priority!

Branch History & Mission

Commitment to Innovation

As technology continues to change how we bank, Upper Cumberland embraces digital advancements while ensuring accessibility for everyone. Our online and mobile banking platforms provide convenience without sacrificing personal service. We also prioritize ADA compliance so that all members can access our services comfortably. In addition to traditional banking options like drive-thru service and ATM availability both offered at our branch we are dedicated to providing customer-centric solutions tailored specifically for you.

Join Us Today!

We invite you to experience the benefits of being a member at Upper Cumberland Credit Union. Whether you're looking for better savings options or financing your next vehicle, we have something for everyone. Connect with us today at 931-863-9433 or visit us online at www.ucfcu.org to learn more about becoming part of our family. Your journey towards financial empowerment starts here!

Our Mission

At Upper Cumberland, we believe in making a real impact on the lives of our members. Our mission is simple yet powerful: to provide exceptional financial services while supporting our community's growth and well-being. We understand that each member has unique needs, which is why we offer a range of services including personal banking accounts, auto loans, mortgage financing, and much more. We're proud of our commitment to community outreach initiatives that help improve the lives of those around us. From sponsoring local events to partnering with schools and charities, we strive to be more than just a bank; we want to be a cornerstone of support within Clarkrange.

Branch Location & Accessibility

Welcome to the Upper Cumberland branch, your friendly financial partner located at 6829 S York Hwy, Clarkrange, TN 38553. Nestled in the heart of Fentress County, our branch is conveniently situated near local landmarks, making it easy for you to drop by. Whether you're heading home from a busy day or simply running errands, you can find us right off the main highway. We understand that accessibility is important, so our branch is designed with your comfort in mind. Enjoy convenient parking right outside, and rest assured that we are compliant with ADA standards to ensure everyone can access our services without hassle. If you prefer not to come inside, take advantage of our drive-thru banking option for quick transactions like deposits and withdrawals. Our lobby hours are designed to fit your busy schedule: we're open Monday through Tuesday and Thursday from 8:00 AM to 4:30 PM, Wednesday from 8:00 AM to 12:00 PM, and Friday from 8:00 AM to 5:00 PM. Whether you're looking to open a new account or need assistance with an existing one, our dedicated staff is here to help. For those who prefer digital banking, we offer online and mobile banking services so you can manage your finances anytime and anywhere. Plus, we have an ATM on-site for quick cash withdrawals and balance checks. While members can visit us at 6829 S York Hwy, official correspondence should be sent to P.O. Box 67, Clarkrange, TN 38553 if needed. If you have any questions or want to learn more about how we can assist you with personal banking needs like auto loans, mortgage financing, or credit cards with rewards, please don't hesitate to give us a call at 931-863-9433. We look forward to welcoming you into our community!

Member Eligibility

At Upper Cumberland, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the area around Clarkrange, TN, you're already eligible to join us. This means that whether you're settling down here or just passing through, you can take advantage of all the benefits we offer, like personalized banking services and competitive loan rates. For more detailed eligibility criteria, feel free to check out our resource at http://www.ucfcu.org/learn/membership-information. Once you're ready to open an account, the process is simple just visit us online at https://secure.ucfcu.org/enroll or give us a call at (931) 863-9433. We're located at 6829 S York Hwy Clarkrange Tn 38553, and our team is excited to help you start your journey with Upper Cumberland!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for businesses of all sizes. Imagine having a payment solution that fits seamlessly into your daily operations, enabling you to accept payments quickly and easily while providing excellent service to your customers. Our merchant services help streamline transactions, making it easier for you to focus on what matters most growing your business. Visit us at 6829 S York Hwy Clarkrange Tn 38553 or call us at (931) 863-9433 to learn more about how we can help take your business to the next level!

Comprehensive List Of Services

Business Banking Solutions

For those running their own businesses, we have tailored services just for you! Our business banking solutions, including merchant services and business loans, are designed to help your business thrive without breaking the bank.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Clarkrange Branch, we provide robust online and mobile banking features that allow you to access your accounts anytime and anywhere. Whether you're checking balances, transferring funds, or paying bills from the comfort of your home or while on the go, we make it easy. Our members also benefit from our ATM services for cash withdrawals and balance checks. With an ATM available at our branch location in addition to our drive-thru service for quick transactions such as deposits and withdrawals, we prioritize your time and accessibility.

Join Us Today!

With a friendly team ready to assist you at every turn, Upper Cumberland invites you to explore all these offerings at our branch located at 6829 S York Hwy Clarkrange Tn 38553 in Clarkrange. We're just a phone call away at (931) 863-9433 if you have any questions or want to learn more about how we can help with your financial journey. Don't wait come visit us today or check out our website at https://www.ucfcu.org/ for more information on how we can support your financial goals!

Personal Banking Made Easy

We offer various personal banking options that are designed with you in mind. From checking and savings accounts to help you manage daily expenses and save for the future, to auto loans and vehicle financing that can get you on the road with ease, we've got you covered. If you're considering buying a home, our mortgage loans and refinancing options are here to simplify the process, making it easier for you to secure your dream home. Need a little extra cash? Our personal loans and debt consolidation services can provide you with the financial support you need during tough times. Plus, if you enjoy rewards for your spending, our credit cards with rewards program offers great perks for everyday purchases.

Digital & Online Banking

Mobile Banking Features

For those who prefer banking on their mobile devices, our mobile application is here for you! Enjoy features like mobile payments to make purchases directly from your phone and person-to-person transfers that let you send money to friends or family instantly. Plus, with e-statements available, you'll always have access to your financial documents without the clutter of paper statements.

Online Banking Services

Our online banking platform is available 24/7, allowing you to check your account balances, transfer funds, and pay bills anytime you need. Just visit https://www.ucfcu.org/ to get started. You can easily navigate through your accounts with just a few clicks, ensuring you have full control over your finances from the comfort of home or on the go.

Security You Can Trust

Your security is our top priority. We provide robust protection measures to ensure your personal information remains safe while you bank online. Although we currently do not support electronic signature authorization, rest assured that our systems are designed with user-friendly features that make banking straightforward and secure. Whether you're checking balances, making payments, or transferring money between accounts, Upper Cumberland's digital and online banking services put you in charge of your finances whenever you need them. Experience the ease of modern banking today!

Financial Strength

At Upper Cumberland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your finances are in good hands with us. With a net worth of $11,565,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,987,815 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,389,901 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $4,599 in used auto loans and $71,409,489 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through our $615,858, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 16,620, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Upper Cumberland is your trusted partner. Visit us at 6829 S York Hwy Clarkrange Tn 38553 or call (931) 863-9433 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

We also provide access to total credit lines of $10,000,000, allowing you to draw funds as necessary for personal or business needs. If you're considering refinancing your existing loans or are unsure about eligibility options for any of our products, our knowledgeable staff is here to guide you through the process. For more details on how we can support your financial ambitions or to inquire about refinancing options available to you, don't hesitate to reach out! You can call us at 931-863-9433 during our operating hours: - Monday, Tuesday & Thursday: 8:00 AM - 4:30 PM - Wednesday: 8:00 AM - 12:00 PM - Friday: 8:00 AM - 5:00 PM Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at [https://www.ncua.gov](https://www.ncua.gov), based on the latest results. Your financial future is important to us at Upper Cumberland. Let's work together toward achieving your goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,263,414 in used vehicle loans and $7,183,612 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our flexible terms can fit any budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,100,740. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. While currently totaling $0, we aim to provide options that help our members manage their finances effectively when needed.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every comparison you see is fair and transparent, allowing you to make informed decisions without hidden agendas.