UPPER CUMBERLAND FEDERAL CREDIT UNION - Crossville, TN

Welcome to Upper Cumberland, your trusted financial partner located at 627 Livingston Rd, Crossville, TN 38555. Established in 1935, we have dedicated ourselves to serving our community with integrity and reliability for nearly a century. With a proud membership of over 8,595 individuals, we are more than just a credit union; we are a family committed to helping you achieve your financial goals. At Upper Cumberland, we understand that every member has unique needs. That's why we offer a wide range of services from personal banking such as checking and savings accounts to auto loans, mortgage financing, and business banking solutions. We believe that everyone deserves access to financial resources that empower them. Our solid foundation is reflected in our impressive financial standing, boasting total assets of $121,582,822 and total deposits reaching $16,276,342. With a net worth of $11,565,030 and cash in hand amounting to $2,611,665, you can trust that your funds are in safe hands. We also pride ourselves on our ability to support our members through various loan options, offering a total of 7,731 loans and leases tailored to fit your lifestyle. Leadership plays a crucial role in our success. Under the guidance of our CEO Amy Beasley and Board President Tony Brock, our team of 41 employees is dedicated to ensuring you receive the highest level of service possible. We invite you to reach out with any questions or concerns; our friendly staff is here to assist you! While members can visit us at 627 Livingston Rd, official correspondence should be sent to our mailing address: PO Box 529, Crossville, TN 38557. We encourage you to explore all that Upper Cumberland has to offer by visiting our website at www.ucfcu.org. Whether you're looking to open an account or need assistance with loans or deposits, we're just a phone call away at 931-484-9433. Join us today and experience the difference of being part of the Upper Cumberland family!

Welcome to Upper Cumberland, your friendly neighborhood credit union! Conveniently located at 627 Livingston Rd in Crossville, TN, our branch is here to serve you with a range of financial services tailored to meet your needs. If you need to send official correspondence, please use our mailing address at PO Box 529, Crossville, TN 38557. Our branch is easy to find, nestled near popular landmarks that locals recognize, making it a familiar stop for all your banking needs. You'll appreciate the ample parking available right outside the entrance, which ensures that your visit is hassle-free. We are also committed to accessibility for everyone; our facility includes ADA-compliant features and ramps for ease of access. At Upper Cumberland, we understand that convenience is key when it comes to banking. That's why we offer drive-thru banking so you can manage your transactions without leaving your vehicle. Our operating hours are designed with your busy schedule in mind: we're open Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 8:00 AM to 12:00 PM. Need cash? Our ATM is available on-site for quick and easy access to your funds anytime during business hours. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is ready to help. We invite you to come by or give us a call at 931-484-9433. Discover how Upper Cumberland can support you on your financial journey today!

At Upper Cumberland, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is easier than you might think! If you live, work, or worship in the area around 627 Livingston Rd Crossville Tn 38555, you're likely eligible to join us. We love serving individuals and families who are looking for a financial partner that truly cares about their needs. To explore the specific eligibility criteria, feel free to check out our website at http://www.ucfcu.org/learn/membership-information . Joining Upper Cumberland means gaining access to an array of financial services designed with your best interests in mind. From checking and savings accounts to auto loans and personal financing options, we strive to help you achieve your financial goals. Ready to take the next step? Opening an account is simple! You can start your journey by visiting us online at https://secure.ucfcu.org/enroll or giving us a call at (931) 484-9433. We can't wait to welcome you into our family!

At Upper Cumberland, we understand that every business is unique and has its own set of challenges and opportunities. That's why we're dedicated to offering tailored solutions that support your business growth. Whether you're looking to expand your operations, invest in new equipment, or manage your cash flow, our commercial loan products can help turn your ambitions into reality. Imagine a local café looking to renovate its space. With the right financing, they can create a welcoming environment that attracts more customers. Our loans are designed to empower businesses like this every day. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services that simplify payment processing. From accepting credit cards to managing transactions online, we ensure you have the tools needed to serve your customers effectively. If you're ready to take the next step for your business, visit us at 627 Livingston Rd Crossville Tn 38555 in Crossville, TN, or call us at (931) 484-9433. Let's work together towards your success!

At Upper Cumberland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to safeguarding your funds and providing excellent services. With a net worth of $11,565,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,987,815 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members, it's also important to note that we have $0 in non-member deposits; this ensures that our resources are focused on benefiting you through better loan rates and exclusive perks. Our commitment to growth is reflected in our $10,389,901 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $4,599 in used auto loans and $71,409,489 in total loans and leases, our lending capacity supports your financial goals across various sectors. We also take pride in having 36 full-time employees and 5 part-time employees who are dedicated to serving you with knowledge and care. Our operational efficiency is evident with a net income of $615,858, which enables us to continue offering competitive loan rates and solid financial products tailored for our members. The strength of Upper Cumberland is further highlighted by the fact that we manage a robust portfolio with total share accounts reaching 16,620. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Upper Cumberland is your trusted partner. Visit us at 627 Livingston Rd Crossville Tn 38555 or call (931) 484-9433 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.