Welcome to up-state, a trusted financial institution serving the community since 1955. Our mission is to empower our members through exceptional service and innovative banking solutions tailored to meet the diverse needs of individuals, families, and military members alike. Led by CEO Raymond Theoret and Board President Howard Haulotte, we are proud to call Escanaba, MI our home. As an NCUA-insured credit union since 8/2/1974 0:00, we prioritize the safety and security of your deposits while fostering a welcoming environment for all.

At up-state, we understand that modern banking should be convenient and accessible. That's why we offer a suite of digital tools designed with you in mind, including Online Banking, a user-friendly Mobile Application, Person-to-Person Transfers, E-Statements, and more. While our commitment to personal touch remains strong, our technology ensures you can manage your finances anytime, anywhere. We invite you to explore our services at https://upscu.com/ or reach out to us at (906) 786-0269 for any inquiries. Join us today and experience the member-first approach that sets us apart in the financial landscape.

At up-state, we understand that navigating financial decisions can be challenging, which is why we offer a comprehensive range of services designed to meet the diverse needs of our members. From personal banking options such as checking and savings accounts to specialized services like auto loans and vehicle financing, we aim to provide solutions that help you manage your everyday banking with ease. Our business banking offerings, including merchant services and business loans, are tailored to support small businesses in achieving their goals while enjoying the benefits of competitive credit card rewards. Whether you are planning for life milestones or simply seeking reliable banking support, our commitment to your financial well-being is at the forefront of everything we do.

In today’s digital age, accessibility is key, and that's why we proudly offer robust online banking features alongside a user-friendly mobile application. With person-to-person transfers and e-statements, managing your finances has never been more convenient. Although mobile payments are currently not available, our online tools empower you to keep track of your transactions and make informed financial decisions effortlessly. Membership at up-state is accessible to those who meet specific qualifications outlined on our website http://www.upscu.com/about-us/#become-a-member . For individuals considering loans or looking for competitive rates, our loan comparison tools can be found at https://www.lendmesh.com/loans/vehicle_loans . Should you have any questions or need personalized assistance, feel free to reach out via fax at (906) 786-0269—our team is here to support you every step of the way.

In today's dynamic financial landscape, choosing the right partner is crucial, and up-state stands out as a trusted ally for individuals and businesses alike. With a total membership of 15,365, our community reflects a strong commitment to member service and satisfaction. Our robust financial foundation is evidenced by total assets amounting to 198,373,208, showcasing our stability and capability to support our members' needs.

At up-state, we take pride in our impressive net worth of 22,416,422 and a net income of 2,608,350, which underscore our operational efficiency and financial health. This strength allows us to offer competitive rates on loans, with total loans and leases reaching an impressive 9,281. Our dedication to fostering financial growth is further demonstrated through the trust placed in us by our members, as reflected in our total deposits of 20,837,840.

Our workforce of 53 dedicated employees ensures that we provide exemplary service at every interaction. The confidence that our members place in us is supported by a notable net worth ratio of 1,130, highlighting our sound financial management practices. We also cater to diverse borrowing needs with a credit card loan volume of and an auto loan volume of , demonstrating our versatility in offering tailored solutions.

Moreover, the presence of commercial loans at signifies our commitment to supporting local businesses. As part of our transparent approach, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

For those looking to explore financing options, we invite you to compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates tailored for your needs. Partner with us at up-state—where your financial success is our mission.