U.P. STATE CREDIT UNION - Norway, MI

Welcome to U.P. State, your trusted financial partner in the heart of Norway, Michigan! Nestled at 601 Us Highway 2, our branch has been serving the community since 1955 with a commitment to providing personalized financial services. With a growing membership of 15,365 and total assets amounting to an impressive $198,373,208, we pride ourselves on fostering strong relationships with our members. At U.P. State, we understand that every dollar counts. Our total deposits stand at $20,837,840, ensuring that we have the resources available to support you whether you are looking for loans or savings options. Speaking of loans, we've facilitated over 9,281 loans and leases, helping countless members achieve their dreams be it buying a new car or financing a home. Our leadership team is dedicated to guiding you on your financial journey. Under the stewardship of CEO Raymond Theoret and Board President Howard Haulotte, we focus on delivering exceptional service while maintaining a solid net worth of $22,416,422 and cash in hand totaling $3,490,266. While members can visit us at our branch location in Norway, official correspondence should be sent to our mailing address at 601 W. US Hwy 2, Norway, MI 49870. Whether you need personal banking solutions like checking and savings accounts or business banking services including merchant services and loans, U.P. State is here for you every step of the way. We also offer online and mobile banking for added convenience because we know life gets busy! Ready to take the next step? Reach out to us at 906-563-8616 or visit our website at upscu.com to learn more about how we can help you reach your financial goals today!

At U.P. State, we take pride in our rich history and commitment to serving the community of Norway, Michigan. Established in 1955, our branch has grown alongside the people we serve, nurturing lasting relationships and providing essential financial services. Over the years, we have evolved from a small credit union into a trusted financial partner with a robust membership of over 15,000 individuals. Located at 601 Us Highway 2, our branch is not just a place for banking; it's a hub for community engagement. Whether you're stopping by to use our drive-thru service or accessing one of our ATMs, you'll find that our doors are always open to welcome you. Our operating hours are convenient too: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Our mission at U.P. State is clear: we aim to provide exceptional financial services while supporting the needs of our community. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our focus extends beyond mere transactions; we strive to empower our members with the tools they need to achieve their financial goals. In addition to traditional banking services, we embrace technology to enhance your experience. With online banking and mobile applications available, managing your finances has never been easier. We ensure that everyone can access our services by adhering to ADA compliance standards. Community outreach is another cornerstone of our mission. We actively engage with local organizations and initiatives that uplift and support those around us. By fostering partnerships and participating in local events, we make it a priority to give back and make a positive impact. While members can visit us at 601 Us Highway 2, official correspondence should be sent to 601 W. US Hwy 2, Norway, MI 49870 if different from the branch address. Join us at U.P. State and discover how being part of a credit union can benefit you personally and financially. Experience the difference that comes from being more than just a member; be part of a community that cares about your success! For more information or to become a member today, call us at 906-563-8616 or visit our website at upscu.com.

At U.p. State, we believe that becoming a member is like joining a family where your financial well-being comes first. If you live, work, or worship in the area around our branch at 601 Us Highway 2 Norway Mi 49870, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for you to take advantage of our personalized services and community-focused offerings. For more detailed eligibility information, feel free to check out our website at http://www.upscu.com/about-us/#become-a-member . Joining is simple! Once you confirm your eligibility, opening an account is just a step away. You can reach out to us at (906) 563-8616 for any questions or visit us during our operating hours to get started on your journey with U.p. State. We're excited to help you make the most of your financial future!

At U.p. State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to serve you better every day. With a net worth of $22,416,422, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,130 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,428,873 in share certificates and $13,322,315 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,874,157 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,832 in used auto loans and $110,670,572 in total loans and leases. Our operational efficiency shines through with a net income of $2,608,350, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 49 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,368,113. Total Share and Deposit Accounts: 29,294, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U.p. State is your trusted partner. Visit us at 601 Us Highway 2 Norway Mi 49870 or call (906) 563-8616 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.