U.P. STATE CREDIT UNION
UP_State proudly serves members across Michigan’s Upper Peninsula with a full suite of financial services designed to support individuals, families, and businesses statewide. As a member-focused credit union, UP_State offers convenient ATM and cash withdrawal services alongside basic ATM access for quick balance checks wherever you are in Michigan’s U.P. Enjoy the ease of basic drive-thru banking for deposits, withdrawals, and simple transactions that fit your busy lifestyle. Members also benefit from shared branch transactions, allowing deposits and withdrawals at partner credit unions throughout the state.
Whether you're looking to finance your next vehicle with competitive auto loans or explore mortgage loans and refinancing options tailored to Michigan residents, UP_State is here to help you reach your goals. Personal banking solutions include checking and savings accounts, credit cards with rewarding benefits, personal loans, and debt consolidation programs designed to simplify your finances. Business members enjoy merchant services and business loans crafted to support local growth across the Upper Peninsula.
With secure online and mobile banking platforms, managing your money anytime, anywhere has never been easier. Beyond products, UP_State actively invests in community programs that empower Michigan residents—making membership more than just banking; it’s a partnership for financial success across the entire U.P.