University Credit Union

University Credit Union, established in 1950, is a trusted national credit union committed to empowering members with comprehensive financial solutions. With over $1.13 billion in assets and a strong net worth of more than $102 million, University serves nearly 56,000 members across the country. Led by CEO David Tuyo and supported by a dedicated team of 132 employees, University offers a full spectrum of services designed to meet diverse financial needs.
Members enjoy convenient ATM and cash withdrawal services, robust online and mobile banking platforms, and flexible personal banking options including checking and savings accounts. Competitive auto loans and vehicle financing help members drive their dreams forward, while mortgage loans and refinancing solutions make homeownership attainable. Credit cards with rewards add extra value to everyday spending, and personal loans—including debt consolidation—offer smart ways to manage finances.
For business owners, University provides merchant services and tailored business loans that support growth and success. With three branches located in Los Angeles as part of its national network, University Credit Union combines personalized service with innovative technology to help you achieve your financial goals anytime, anywhere. Discover the benefits of membership at https://www.ucu.org/.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit
5.99 %
1 Yrs
80 %
heloc
Home Equity Line of Credit
7 % - 17.99 %
15 Yrs
80 %
heloc
Home Equity Line of Credit
7.25 % - 17.99 %
20 Yrs
80 %
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loans
9.49 %
0.5 Yrs
$500
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New and Used Auto
5.24 %
3 Yrs
Auto
New and Used Auto
5.49 %
5 Yrs
Auto
New and Used Auto
6.99 %
6 Yrs
Auto
First Time Auto Buyer
8.24 %
3 Yrs
Auto
New and Used Auto
8.49 %
7 Yrs
Auto
First Time Auto Buyer
9.74 %
5 Yrs
Auto
First Time Auto Buyer
9.99 %
6 Yrs
Motorcycle
Motorcycle
11.49 %
3 Yrs
Motorcycle
Motorcycle
12.99 %
5 Yrs
Motorcycle
Motorcycle
13.24 %
6 Yrs

Introduction

Welcome to university, a pillar of financial support and empowerment since our establishment in 1950. Headquartered in the vibrant city of Los Angeles, CA, we are dedicated to serving our community with integrity and excellence. Under the leadership of CEO David Tuyo and Board President Norma Iadevaia, we pride ourselves on fostering strong relationships with our members, including military personnel and their families, ensuring everyone has access to the tools they need for financial success.
At university, we understand that modern banking requires flexibility and convenience. That’s why we offer a full suite of services designed to meet your needs, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. We are also proud to be federally insured by the NCUA since 12/1/1977 0:00, providing peace of mind as you navigate your financial journey. Explore more about us at our official website: https://www.ucu.org/. With a commitment to accessibility and a member-first approach, we invite you to join us in shaping a financially secure future together.

Financial Services

At university, we understand that your financial journey is unique, and we're here to support you every step of the way. Our wide range of services is designed to meet your diverse needs, whether you're managing day-to-day banking with our personal checking and savings accounts or planning for significant life milestones like purchasing a home with our mortgage loans and refinancing options. We also provide auto loans and vehicle financing, personal loans for debt consolidation, and business banking solutions including merchant services and business loans. With an emphasis on convenience, our members can easily access their accounts through online banking and our user-friendly mobile application, allowing for seamless transactions such as person-to-person transfers and mobile payments.
We strive to empower our members by providing essential tools that help in managing finances efficiently. Our electronic statements and e-signatures enhance your banking experience by making it more accessible and environmentally friendly. Whether you're looking to grow your small business or simply need reliable banking solutions, university is dedicated to delivering the resources you require. If you're unsure about your eligibility for membership, visit https://www.ucu.org/memberships/eligibility for more information. Additionally, if you're considering financing options, you can compare loan rates at https://www.lendmesh.com/loans/vehicle_loans to find the best fit for your budget. For any questions or personalized assistance, don't hesitate to reach out via —we're here to help!

Financial Highlights

In a world where financial stability and trust are paramount, university stands out as a reliable partner for your banking needs. With a robust Total Membership of 55,948, we take pride in fostering a strong community that values financial wellness and support. Our commitment to our members is reflected in our impressive Total Assets of 1,134,062,097, which underscores our financial strength and ability to serve you effectively.
As we navigate the complexities of the financial landscape, our Net Worth of 102,220,292 demonstrates our sound management practices and long-term sustainability. We are dedicated to generating value for our members, evidenced by our Net Income of 5,739,426, which allows us to reinvest in services and products tailored to your needs. With Total Deposits reaching 41,902,442, it’s clear that our members trust us with their hard-earned savings, further solidifying our standing as a secure financial institution.
Our diverse range of offerings is designed to meet various financial needs, from personal loans to auto financing. The Total Loans and Leases amounting to 31,389 indicate our commitment to providing accessible credit solutions for both individuals and businesses. Additionally, with a strong Auto Loan Volume of 6,646 and an expanding portfolio of Commercial Loans totaling 39, we are well-equipped to support your aspirations, whether they involve purchasing a vehicle or growing your business.
At the heart of our operations lies an unwavering dedication to service excellence, supported by a talented team of 132 employees who work tirelessly to ensure that every member receives personalized attention. Our remarkable Net Worth Ratio of 900 reflects not only our fiscal responsibility but also enhances your confidence in choosing us as your financial partner.
Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Experience the benefits of being part of an institution that prioritizes transparency, reliability, and community impact. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Branch services Offered States

CA

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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