University Credit Union

Truity Credit Union proudly serves members throughout California with a full range of financial services designed to support your goals statewide. Whether you need convenient ATM and cash withdrawal access, including basic ATM functions like withdrawals and balance checks, or tailored auto loans and vehicle financing, Truity is here to help Californians manage their finances with ease. Our personal banking options include flexible checking and savings accounts, rewarding credit cards loaded with perks, personal loans, and debt consolidation solutions—all crafted to keep your money working for you.
For business members across the state, Truity offers essential merchant services and business loans that empower growth and success. Homebuyers and homeowners benefit from competitive mortgage loans and refinancing options designed to make owning a home more affordable. Plus, our secure online and mobile banking platforms give you 24/7 access to your accounts no matter where you are in California.
Beyond banking, Truity is deeply committed to strengthening California communities through impactful programs that foster financial wellness. Experience the value of membership with Truity Credit Union—your trusted partner dedicated to helping Californians thrive financially across the Golden State.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit
5.99 %
1 Yrs
80 %
heloc
Home Equity Line of Credit
7 % - 17.99 %
15 Yrs
80 %
heloc
Home Equity Line of Credit
7.25 % - 17.99 %
20 Yrs
80 %
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loans
9.49 %
0.5 Yrs
$500
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New and Used Auto
5.24 %
3 Yrs
Auto
New and Used Auto
5.49 %
5 Yrs
Auto
New and Used Auto
6.99 %
6 Yrs
Auto
First Time Auto Buyer
8.24 %
3 Yrs
Auto
New and Used Auto
8.49 %
7 Yrs
Auto
First Time Auto Buyer
9.74 %
5 Yrs
Auto
First Time Auto Buyer
9.99 %
6 Yrs
Motorcycle
Motorcycle
11.49 %
3 Yrs
Motorcycle
Motorcycle
12.99 %
5 Yrs
Motorcycle
Motorcycle
13.24 %
6 Yrs

Introduction

At university, we are committed to a mission that prioritizes our members and the communities we serve across . Under the leadership of CEO David Tuyo and Board President Norma Iadevaia, our focus is on delivering exceptional, community-oriented financial services that make a real difference in the lives of our members. We understand that convenience is key in today’s fast-paced world, which is why we offer modern solutions like electronic signature authorization (Yes), e-statements (Yes), mobile payments (Yes), a dedicated mobile app (Yes), online banking (Yes), and person-to-person payment support (Yes). These tools empower you to manage your finances seamlessly, ensuring you can access your accounts and conduct transactions whenever and wherever you need. Discover more about us at https://www.ucu.org/, or feel free to reach out via fax at . Join us in experiencing a financial partnership that truly puts you first!

Services & Financial Solutions

At University Credit Union in California, we understand that financial needs can vary greatly from person to person. That’s why we offer a wide range of services designed to support our members in their everyday banking and long-term financial goals. Whether you’re looking to open a checking or savings account to manage your daily expenses, or you’re ready to take the exciting step of buying a home with our mortgage loans and refinancing options, we’re here to help every step of the way. Our personal loans provide flexibility for those unexpected moments, while our credit cards come with rewarding benefits that make managing finances easier.
For business owners in California, we offer tailored banking solutions including merchant services and business loans, ensuring you have the support needed to grow your enterprise. In this digital age, convenience is key, which is why our online and mobile banking features are designed with your busy lifestyle in mind. With our mobile application, making payments through mobile payments or sending money with person-to-person transfers is just a few taps away. Plus, access your account anytime through online banking or receive e-statements for easy record-keeping. We even offer electronic signatures for quick loan approvals and other transactions, making your financial journey smoother and more efficient. At University Credit Union, we're committed to providing accessible and flexible financial solutions that empower you to achieve your dreams.

Why Choose Us

At university in , becoming a member is as easy as 1-2-3! We welcome individuals and families from all walks of life, and you can check your eligibility quickly at https://www.ucu.org/memberships/eligibility. Our commitment to trust, community engagement, personalized service, and financial reliability sets us apart. We believe that banking should feel personal; that's why our dedicated team is here to understand your unique needs and help you achieve your financial goals. Whether you're looking to open a checking account or secure a loan, we offer a seamless experience through our mobile application and online banking services, ensuring you have access to your finances whenever you need it. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Plus, for peace of mind, know that our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join our community today and experience banking like never before!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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