University Credit Union

Nestled in the vibrant West Los Angeles community, the University Credit Union branch at 1500 S Sepulveda Blvd is your trusted partner for comprehensive personal and business banking solutions. Open Monday through Friday from 9:00 AM to 5:00 PM, this location offers convenient ATM services for quick cash withdrawals and balance checks, alongside some of the best auto loans designed to put you in the driver’s seat with confidence. Whether you're seeking flexible vehicle financing or exploring competitive mortgage loans and refinancing options, their knowledgeable team is ready to support your financial journey.
Serving nearly 56,000 members with assets over $1.1 billion, University Credit Union provides a full suite of services including rewarding credit cards with benefits, business loans and merchant services for entrepreneurs, as well as personal loans and debt consolidation solutions. Enjoy easy access to your accounts anytime with robust online and mobile banking platforms that make managing your finances effortless.
Visit the University branch at 1500 S Sepulveda Blvd or call 800-828-4510 today. Experience personalized service—contact us for guidance and discover how our top auto loans and mortgage products can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit
5.99 %
1 Yrs
80 %
heloc
Home Equity Line of Credit
7 % - 17.99 %
15 Yrs
80 %
heloc
Home Equity Line of Credit
7.25 % - 17.99 %
20 Yrs
80 %
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loans
9.49 %
0.5 Yrs
$500
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New and Used Auto
5.24 %
3 Yrs
Auto
New and Used Auto
5.49 %
5 Yrs
Auto
New and Used Auto
6.99 %
6 Yrs
Auto
First Time Auto Buyer
8.24 %
3 Yrs
Auto
New and Used Auto
8.49 %
7 Yrs
Auto
First Time Auto Buyer
9.74 %
5 Yrs
Auto
First Time Auto Buyer
9.99 %
6 Yrs
Motorcycle
Motorcycle
11.49 %
3 Yrs
Motorcycle
Motorcycle
12.99 %
5 Yrs
Motorcycle
Motorcycle
13.24 %
6 Yrs

Introduction

Welcome to University Credit Union, your trusted financial partner located at 1500 S Sepulveda Blvd, Los Angeles, CA 90025. Established in 1950, we have proudly served our community for over seven decades, building strong relationships and fostering financial wellness for our members. With a total membership of 55,948, we strive to make banking accessible and beneficial for everyone. At University Credit Union, we understand the importance of having a solid financial foundation. That's why we manage assets totaling an impressive $1,134,062,097 while maintaining a net worth of $102,220,292. Our commitment to you is reflected in our services that range from personal banking to business loans. Currently, we hold total loans and leases amounting to 31,389, ensuring that we can meet diverse borrowing needs. We're not just about numbers; our goal is to create a positive impact on the lives of our members. Our CEO, David Tuyo, and Board President, Norma Iadevaia, lead our dedicated team of 132 employees, who are always ready to assist you with personalized service. Whether you're looking for auto loans or want to explore mortgage options, we have solutions tailored just for you. While members can visit us at our branch address, official correspondence should be sent to the same address: 1500 S Sepulveda Blvd, Los Angeles, CA 90025. If you have any questions or need assistance, feel free to reach out by calling us at 800-828-4510 during our operating hours from Monday to Friday between 9:00 AM - 5:00 PM. Join us today and experience the friendly service and robust financial solutions that University Credit Union offers. Visit our website at ucu.org or stop by to learn how we can help you achieve your financial goals!

Branch History & Mission

Evolution and Growth

As times have changed, so have we. Over the years, we have embraced technology to enhance our services. Members can now enjoy online banking, mobile payments, and electronic statements all designed for convenience and efficiency. We are proud to ensure that our facilities are ADA compliant, making banking accessible for all. While you can visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025 during our lobby hours from Monday to Friday, 9 AM to 5 PM, official correspondence should be directed to 1500 S Sepulveda Blvd, Los Angeles, CA 90025 if it differs from our physical location. Our commitment extends beyond traditional banking; we strive to create a welcoming environment where every member feels valued. Even without a drive-thru service or shared service center, we ensure that your banking experience is smooth and satisfying through attentive customer service and innovative solutions.

Join Us

As we continue this journey together, we invite you to be part of the University family. Experience firsthand the benefits of membership where your financial goals matter. Reach out to us at (800) 828-4510 or visit our website at https://www.ucu.org/ for more information about how you can join us today!

Our Mission

Our mission is simple yet profound: to provide accessible financial services while fostering a sense of belonging within the community. We believe that everyone deserves the opportunity for financial success and security. This belief drives us to offer a wide array of services tailored to meet the needs of our members from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We are committed not just to your financial well-being but also to supporting local initiatives and partnerships that uplift our community. Whether it's sponsoring events or participating in outreach programs, we aim to make a positive impact beyond the walls of our branch.

Branch Location & Accessibility

Welcome to University located at 1500 S Sepulveda Blvd Los Angeles Ca 90025 in the vibrant community of Los Angeles, CA! Our branch is conveniently situated for easy access, making it simple for you to manage your finances. Just a short drive from popular local spots like [insert nearby landmark], we are here to serve all your banking needs. At University, we prioritize accessibility for all our members. The branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. Ample parking is available nearby, so you won't have to worry about finding a spot when you come in. Our lobby hours are designed with your schedule in mind, open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, our friendly staff is ready to help you during these hours. If you need assistance outside of these times, feel free to reach us at (800) 828-4510. For added convenience, we offer ATM services right here at the branch, allowing you to withdraw cash or check your balance anytime you need it. Although we do not currently have a drive-thru service, we strive to make every visit efficient and welcoming. While members can visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025, official correspondence should be sent to 1500 S Sepulveda Blvd, Los Angeles, CA 90025 if it differs from our physical location. We encourage you to stop by and discover how University can support your financial journey. We look forward to seeing you soon!

Member Eligibility

At University, we believe that everyone deserves a supportive community, and becoming a member is your first step toward enjoying all the benefits we offer. Membership is open to individuals who live, work, or attend school in our local area, as well as their family members. This means whether you're a student at a nearby university or a long-time resident of Los Angeles, there's a place for you here with us. Joining University not only connects you to a community focused on your financial well-being but also opens doors to personalized service, competitive rates on loans and savings, and a variety of banking products designed just for you. Ready to take the leap? The process is simple! You can find detailed eligibility criteria by visiting this link. If you have any questions or need assistance, feel free to reach out to us at (800) 828-4510. We're here to help you every step of the way, ensuring that your experience is as smooth and welcoming as possible.

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine being able to accept payments seamlessly from your customers while managing your cash flow effortlessly. Our merchant services at University do just that. By integrating simple payment solutions into your operations, you can focus on what matters most growing your business. From credit card processing to online payment systems, we provide tools that help streamline transactions and improve customer satisfaction. Visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025 in Los Angeles, CA or give us a call at (800) 828-4510 to discover how our business banking services can fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $67,820,302, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners in our community, we offer specialized Business Banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business journey with financial tools tailored for success.

Convenience at Your Fingertips

As part of our dedication to convenience, we provide easy access through ATM & Cash Withdrawal Services. With our network of ATMs, you can withdraw cash or check balances without hassle. Plus, if you prefer face-to-face interaction, visit us at our branch located at 1500 S Sepulveda Blvd Los Angeles Ca 90025 or give us a call at (800) 828-4510 during our operating hours from Monday to Friday, 9:00 AM - 5:00 PM. In summary, whether you need personal banking services, loans for major purchases, or business banking solutions, University has everything you need under one roof. Explore all the ways we can assist you today by visiting us online at Westwood Hq. Let's work together towards building a brighter financial future!

Loans and Financing

If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options offer competitive rates designed to fit various budgets. We understand that financing can be daunting, so our team is here to guide you through every step of the process. For those thinking about homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are crafted with flexible terms and personalized support. Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options can help you manage financial challenges effectively. And don't forget about our credit cards! With Credit Cards with Rewards, you earn points while making everyday purchases, turning your spending into savings.

Personal Banking

Whether you're looking to open a checking account for everyday expenses or a savings account to build your future, we've got you covered. Our Personal Banking services include user-friendly options that make managing your money easier than ever. Imagine having the ability to track your spending or set up automatic transfers right from your mobile device this is possible with our Online & Mobile Banking features. You can access your accounts, pay bills, and even deposit checks from anywhere at any time.

Digital & Online Banking

Mobile Banking Made Easy

For those who prefer to bank on their phones, our mobile application is user-friendly and packed with features like mobile payments and person-to-person transfers. You can send money to friends or family in seconds, all from your smartphone. It's convenience at your fingertips! At University, we prioritize your security while ensuring that managing your money is effortless. With real-time account management tools, you can stay on top of your finances wherever life takes you. Embrace the future of banking with us today!

Online Banking Services

With 24/7 access to your accounts through our online banking platform, available at https://www.ucu.org/, you can check balances, pay bills, and transfer funds anytime you want. No more rushing to the bank before it closes our online services are here for you around the clock.

User-Friendly Features

We offer a range of features tailored to make your banking experience smooth and secure. Our electronic signature authorization makes it simple to sign documents without needing to visit a branch. Plus, with e-statements available, you can go paperless and easily keep track of your financial history.

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial position, which reflects our commitment to serving you with reliability and trust. With a net worth of $102,220,292, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $900 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strong framework enables us to support your financial needs effectively. Members' savings are secured through $134,105,728 in share certificates and $322,787,913 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $33,704,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also boast $86,006,762 in undivided earnings, allowing us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in the $3,323 in used auto loans and $982,982,131 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $5,739,426, which empowers us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 124 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Additionally, we have a growing member base with a total of 106,123 share accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025 or call (800) 828-4510 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,298,861 in used vehicle loans and $40,850,671 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team will work with you to find a loan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $67,820,302 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to help you succeed. If you're considering refinancing any existing loans or want to explore eligibility options for our products, we encourage you to reach out. Our dedicated team is ready to assist you in navigating your options for potential savings. At University, we believe everyone deserves access to quality financial products tailored to their lifestyle. Contact us today at (800) 828-4510 or visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025, Los Angeles, CA, and let's start your journey toward achieving your financial dreams! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $123,900,722, make buying or refinancing simple. We offer guidance throughout the process, ensuring you feel confident every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $24,048,901 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you earn rewards while keeping your spending under control.

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