University Credit Union

Nestled inside Ackerman Union at UCLA, the University Credit Union branch in Los Angeles is your go-to destination for personalized financial solutions right on campus. Open Monday through Friday from 9:00 AM to 5:00 PM, this vibrant location offers convenient ATM and cash withdrawal services that make managing your money effortless between classes or meetings. Whether you're looking to secure one of the best auto loans tailored to fit your vehicle financing needs or exploring competitive mortgage loans and refinancing options, the expert team at University Credit Union is ready to help you drive toward your financial goals.
Serving nearly 56,000 members with over $1.13 billion in assets, this branch delivers a full suite of personal and business banking services designed to support your lifestyle. From rewarding credit cards packed with perks and flexible checking and savings accounts to business loans, merchant services, personal loans, and debt consolidation—University Credit Union ensures you have trusted support every step of the way. Plus, enjoy seamless online and mobile banking that keeps your finances within reach anytime.
Visit the University Credit Union branch at Ackerman Union or call 310-825-0066 today. Experience community-focused service—contact us for personalized guidance and discover how our top auto loans and mortgage solutions can help you succeed!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit
5.99 %
1 Yrs
80 %
heloc
Home Equity Line of Credit
7 % - 17.99 %
15 Yrs
80 %
heloc
Home Equity Line of Credit
7.25 % - 17.99 %
20 Yrs
80 %
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loans
9.49 %
0.5 Yrs
$500
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New and Used Auto
5.24 %
3 Yrs
Auto
New and Used Auto
5.49 %
5 Yrs
Auto
New and Used Auto
6.99 %
6 Yrs
Auto
First Time Auto Buyer
8.24 %
3 Yrs
Auto
New and Used Auto
8.49 %
7 Yrs
Auto
First Time Auto Buyer
9.74 %
5 Yrs
Auto
First Time Auto Buyer
9.99 %
6 Yrs
Motorcycle
Motorcycle
11.49 %
3 Yrs
Motorcycle
Motorcycle
12.99 %
5 Yrs
Motorcycle
Motorcycle
13.24 %
6 Yrs

Introduction

Welcome to University, your trusted financial partner located at Ackerman Union, Los Angeles, CA 90095. With a rich history since our establishment in 1950, we have proudly served over 55,948 members and continue to grow as a cornerstone of the community. At University, we understand that your financial journey is unique, and that's why we're committed to providing personalized service tailored to meet your needs. As of now, our total assets stand at an impressive $1,134,062,097, reflecting our solid foundation and ability to support our members' aspirations. Our commitment extends beyond just numbers; we believe in fostering relationships that empower individuals and businesses alike. Whether you're looking for a straightforward checking account or financing options for your next vehicle, we've got you covered with a range of services including personal loans, mortgage refinancing, and business banking solutions. While members can visit us at our branch address, official correspondence should be sent to 308 Westwood Plaza, Los Angeles, CA 90095. Our dedicated team of 132 employees, led by CEO David Tuyo and Board President Norma Iadevaia, is here to guide you every step of the way. We pride ourselves on being accessible, so feel free to reach out at 310-825-0066 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. With total deposits amounting to $41,902,442 and a net worth of $102,220,292, we ensure that your funds are secure while offering competitive rates on loans and savings products. At University Credit Union, we are more than just a financial institution; we are part of your community. Join us today and experience the difference in banking where you come first! Explore more about our services by visiting our website, or stop by to meet with us directly we can't wait to help you achieve your financial goals!

Branch History & Mission

Community Engagement

University recognizes that strong partnerships are essential for community well-being. We collaborate with local organizations and schools to promote outreach initiatives and provide resources that help families thrive financially. Whether it's through charitable donations or volunteer work, we are dedicated to uplifting those around us. As we look towards the future, we invite you to join our growing family at University. Experience firsthand how our personalized service and commitment to excellence can help you achieve your financial goals. Together, let's build a brighter tomorrow! If you're ready to take the next step, visit us today or explore our membership options online at our website.

Our Mission

Our mission at University is simple yet profound: to provide exceptional financial services while fostering community growth and support. We believe in empowering our members not just through financial products but also by being active participants in the communities we serve. From sponsoring local events to offering educational workshops on financial literacy, we strive to make a positive impact beyond just banking. While members can visit us at Ackerman Union Los Angeles Ca 90095, official correspondence should be sent to our mailing address at 308 Westwood Plaza, Los Angeles, CA 90095. For your convenience, our branch operates Monday through Friday from 9:00 AM to 5:00 PM and provides ATM access for quick transactions.

Branch Location & Accessibility

Welcome to University! Conveniently located at Ackerman Union Los Angeles Ca 90095 in the heart of Los Angeles, CA, our branch is designed to serve you better. Whether you're here for personal banking or business needs, our friendly staff is ready to assist you with a smile. If you're looking for us, we're easy to find near popular spots like the bustling Ackerman Union, making your visit even more convenient. We provide ample parking options and ensure that our facilities are accessible to everyone, including features like ADA-compliant ramps. We understand that your time is valuable, which is why we're here for you during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Whether it's opening a new account, applying for an auto loan, or simply checking your balance at our ATM, we've got you covered. Speaking of ATMs, we offer reliable ATM services right here at the branch for quick cash withdrawals and balance checks. While members can visit us at Ackerman Union Los Angeles Ca 90095, official correspondence should be sent to our mailing address at 308 Westwood Plaza, Los Angeles, CA 90095. Our team is dedicated to making your experience as smooth as possible, so don't hesitate to reach out with any questions at (310) 825-0066. If you're in the area or planning a visit soon, come on by! We look forward to welcoming you into the University family where your financial well-being is our top priority.

Member Eligibility

At University, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward joining us. If you're looking to connect with a credit union that truly values its members, you might be eligible to join us! We welcome individuals who are affiliated with our community, including students, staff, and alumni of local educational institutions. To find out if you qualify, you can visit our detailed eligibility page at https://www.ucu.org/memberships/eligibility. Joining is simple and straightforward. Once you confirm your eligibility, opening an account is just a few clicks away. Whether you're interested in savings accounts, loans, or other financial services, we're here to help you every step of the way. For more information on how to open an account, check out the details at https://www.ucu.org/memberships/eligibility or give us a call at (310) 825-0066. We look forward to welcoming you to our family at University, located at Ackerman Union Los Angeles Ca 90095, where your financial wellness is our priority!

Business Banking & Commercial Services

Lending Solutions for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $67,820,302, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Your Needs

In addition to loans, we offer merchant services that simplify how you do business. Imagine being able to accept payments quickly and securely, no matter where you are. Our solutions help streamline transactions and improve cash flow so you can focus on what matters most growing your business. Located at Ackerman Union Los Angeles Ca 90095 in Los Angeles, CA, our team is ready to assist you during regular hours from 9 AM to 5 PM, Monday through Friday. Reach out at (310) 825-0066 to learn more about how our business banking services can benefit you today!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, University offers robust business banking solutions including merchant services and business loans. We aim to support local businesses in achieving their goals with tailored financing options that suit their unique requirements.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. Need cash? Our ATM services provide basic access for withdrawals and balance checks right when you need them.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has different needs. That's why we offer checking and savings accounts that help you manage your day-to-day finances easily. Whether you're saving for a rainy day or planning your next big purchase, our accounts provide the flexibility and accessibility you need. For those considering purchasing a vehicle, our auto loans and vehicle financing options make it simple to drive away in your dream car. We offer competitive rates and terms designed to fit your budget. If home ownership is on your horizon, explore our mortgage loans and refinancing options that can help turn that dream into reality. If you're facing debt challenges, our personal loans and debt consolidation services can provide you with the financial relief you seek. And don't forget about our credit cards with rewards, which not only help you manage expenses but also reward you for your spending.

Visit Us Today!

We invite you to visit us at Ackerman Union Los Angeles Ca 90095, or give us a call at (310) 825-0066 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. At University, we are here to support your financial journey every step of the way. Explore our comprehensive list of services today and discover how we can help you achieve your financial goals!

Digital & Online Banking

Accessibility at Your Fingertips

No matter where life takes you, managing your accounts is just a few taps away with our mobile payments feature. Whether you're shopping online or at your favorite store, making purchases has never been easier. In today's fast-paced world, having access to real-time account management tools is essential. At University, we strive to provide you with user-friendly digital banking services that fit seamlessly into your lifestyle. Explore all that we offer by visiting https://www.ucu.org/ today!

Convenient Features for You

Our online banking platform offers a variety of features tailored to meet your needs. Enjoy the convenience of e-statements, allowing you to view your financial documents online without cluttering your mailbox. Plus, with electronic signature authorization, signing documents has never been simpler or safer. Need to send money to a friend? Our person-to-person transfer feature lets you send funds quickly and easily, right from your mobile device. Speaking of mobile devices, our mobile application makes banking on the go a breeze. Check balances, pay bills, and manage transactions all in one place.

Security You Can Trust

We prioritize the security of your financial information. Our digital banking solutions include robust encryption and authentication measures to protect your data. You can bank with confidence knowing that we have taken steps to keep your information safe.

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and reliability, we are proud to share insights into our financial health that reinforce our dedication to you. With a net worth of $102,220,292, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $900 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $134,105,728 in share certificates and $322,787,913 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $33,704,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $86,006,762 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $3,323 in used auto loans and $982,982,131 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $5,739,426, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 106,123, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at Ackerman Union Los Angeles Ca 90095 or call (310) 825-0066 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,298,861 in used vehicle loans and $40,850,671 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable pre-owned vehicle, we have options that fit your budget.

Credit Lines and Business Loans

For those looking for additional financial flexibility, our total credit lines amount to $346,961,906, providing access when you need it most. Additionally, if you're a business owner, our outstanding commercial loans totaling $67,820,302 provide the capital needed to grow and expand your business. If you are considering refinancing any of these products or want to explore eligibility options, our knowledgeable staff is ready to assist you with personalized guidance based on your unique situation. For more information about our loan offerings or to discuss how we can assist you further, please contact us at (310) 825-0066 or visit us at our branch located at Ackerman Union Los Angeles Ca 90095, Los Angeles, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $123,900,722, make buying or refinancing simple. Our team is here to guide you through every step of the process, ensuring you understand all available options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $24,048,901 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to enhance your purchasing power without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective LendMesh is at delivering valuable insights for consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers that reflect current market conditions. By working only with verified institutions, LendMesh guarantees that all loan comparisons are based on legitimate data.

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