University Credit Union

Nestled in the vibrant West Los Angeles community, the University Credit Union branch at 1500 S Sepulveda Blvd is your trusted partner for comprehensive personal and business banking solutions. Open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays until 3:00 PM, this convenient location offers essential ATM services for quick cash withdrawals and balance checks, alongside some of the best auto loans designed to get you behind the wheel with confidence. Whether you're seeking flexible vehicle financing or competitive mortgage loans and refinancing options, the knowledgeable team is ready to support your financial journey.
Serving over 55,900 members with assets exceeding $1.13 billion, this University branch provides a full range of services including rewarding credit cards with valuable perks, personal loans and debt consolidation, as well as merchant services and business loans tailored to help your enterprise thrive. Enjoy seamless online and mobile banking that keeps your finances accessible anytime, anywhere.
Visit University Credit Union at 1500 S Sepulveda Blvd in Los Angeles or call 310-477-6628 today. Experience community-centered service—contact us for personalized guidance and discover how our top auto loans and mortgage products can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit
5.99 %
1 Yrs
80 %
heloc
Home Equity Line of Credit
7 % - 17.99 %
15 Yrs
80 %
heloc
Home Equity Line of Credit
7.25 % - 17.99 %
20 Yrs
80 %
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loans
9.49 %
0.5 Yrs
$500
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New and Used Auto
5.24 %
3 Yrs
Auto
New and Used Auto
5.49 %
5 Yrs
Auto
New and Used Auto
6.99 %
6 Yrs
Auto
First Time Auto Buyer
8.24 %
3 Yrs
Auto
New and Used Auto
8.49 %
7 Yrs
Auto
First Time Auto Buyer
9.74 %
5 Yrs
Auto
First Time Auto Buyer
9.99 %
6 Yrs
Motorcycle
Motorcycle
11.49 %
3 Yrs
Motorcycle
Motorcycle
12.99 %
5 Yrs
Motorcycle
Motorcycle
13.24 %
6 Yrs

Introduction

Welcome to University, your trusted credit union located at 1500 S Sepulveda Blvd, Los Angeles, CA 90025. Established in 1950, we have proudly served our community for over seven decades, fostering financial growth and stability for our 55,948 members. With total assets reaching an impressive $1,134,062,097, and total deposits of $41,902,442, we are dedicated to providing you with the best banking experience possible. At University, we believe in making a positive impact in the lives of our members. Our commitment to personalized service is reflected in our range of offerings, from auto loans and personal banking to business loans and online banking services. Under the leadership of CEO David Tuyo and Board President Norma Iadevaia, our team of 132 employees works tirelessly to ensure that your financial needs are met with care and expertise. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. Whether you're looking to open a new account or need assistance with your existing services, we're here to help! Explore how we can support your financial journey by visiting us or giving us a call at 310-477-6628. Join us as we continue to build a strong community together! For more information about our services and membership eligibility, feel free to check out our website at ucu.org.

Branch History & Mission

Welcome to University, a cornerstone of financial support and community engagement in the heart of Los Angeles, CA. Since our doors opened in 1950, we have been dedicated to serving our members and helping them achieve their financial goals. With a rich history that spans over seven decades, we have continually evolved to meet the needs of our growing membership, which now stands at an impressive 55,948. Located at 1500 S Sepulveda Blvd Los Angeles Ca 90025, our branch is easily accessible for all your banking needs. Whether you're visiting us in person or utilizing our online services, we strive to provide a welcoming and supportive environment. Our operating hours are designed to accommodate your schedule: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 3:00 PM. At University, we believe in empowering our members through a variety of financial services. From personal banking options like checking and savings accounts to auto loans and mortgages, we offer solutions tailored to your unique situation. Our commitment goes beyond just providing financial products; we aim to uplift our community by engaging in outreach programs and partnerships that promote financial literacy and well-being. Our mission statement reflects this dedication: "To provide exceptional financial services while fostering community growth and empowerment." We are proud to be part of Los Angeles and are committed to supporting local initiatives that make a difference. With total assets exceeding $1,134,062,097, we ensure stability and trustworthiness in all our offerings. While members can visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025, official correspondence should be sent to 1500 S Sepulveda Blvd, Los Angeles, CA 90025. We also understand the importance of convenience; that's why we offer ATM availability for quick cash access, as well as online and mobile banking options for your everyday transactions. In addition to traditional banking services, we embrace digital advancements with features like electronic signatures, e-statements, mobile payments, and person-to-person transfers. These initiatives ensure that banking with us is not only easy but also secure and efficient. As you consider joining our community of members, know that you will become part of a family that values support, trust, and growth. Explore the benefits that come with being a member of University today! For more information or to start your journey with us, please visit our website at https://www.ucu.org/ or call us at (310) 477-6628. Together, let's build a brighter future for you and the community!

Branch Location & Accessibility

Connect With Us

If you have questions or want more information about our services, feel free to give us a call at 310-477-6628. Our dedicated team looks forward to helping you achieve your financial goals! Come visit us today at the University branch your trusted partner in financial success!

Convenient Access and Amenities

At the University branch, we prioritize accessibility for all members. Our location features ADA-compliant facilities and ample parking, making it easy for everyone to visit us. Although we don't offer drive-thru services, our welcoming lobby is open during convenient hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 3:00 PM. Whether you're stopping by for personal banking or looking into our various loan options, we're here to assist you.

Services Tailored for You

As part of our commitment to serve you better, we offer a range of services including checking and savings accounts, auto loans, mortgage loans, and personal loans. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. While visiting us at our physical branch is great, remember that you can also access many of these services online or through our mobile banking app! For any official correspondence or paperwork, please note that you can send it to the same address as our branch location. We are excited to welcome both new and existing members to experience everything we have to offer.

Member Eligibility

Becoming a member of University means joining a welcoming community that prioritizes your financial well-being. If you're interested in opening an account, eligibility is straightforward and inclusive. Typically, anyone who lives, works, or attends school in the area can qualify for membership. We believe everyone deserves access to our range of services, from personal banking to loans, all designed with your needs in mind. You can find more details on eligibility at https://www.ucu.org/memberships/eligibility. Once you're ready to take the next step, opening an account is easy! Just visit us at our branch located at 1500 S Sepulveda Blvd Los Angeles Ca 90025, or give us a call at (310) 477-6628 for assistance. Our friendly team is here to guide you through the process and answer any questions you may have. With University, you're not just a number; you're part of a supportive family dedicated to helping you achieve your financial goals.

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $67,820,302, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify your payment processes. Imagine a busy day at your retail shop; customers are lined up, eager to make purchases. With our efficient payment processing solutions, transactions are quick and smooth, allowing you to focus on what you do best serving your customers. Whether you're just starting out or looking to expand your operations, University is here to provide the financial tools and support necessary for your success. Visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025 or call us at (310) 477-6628 to learn more about how we can assist your business today!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we've invested in top-notch Online & Mobile Banking capabilities. With our user-friendly mobile app and online banking platform, you can manage your accounts anytime and anywhere whether it's checking balances, transferring funds, or making payments. Plus, enjoy easy access to ATM & Cash Withdrawal Services whenever you need cash. We also offer basic ATM access for withdrawals and balance checks so that you're never far from your money when you need it.

Business Solutions Tailored for You

For small business owners, our Business Banking solutions are designed to empower your success. From Merchant Services that simplify payment processing to tailored Business Loans, we have the tools necessary to help your enterprise thrive.

Connect with Us Today!

At University, we're committed to making banking accessible and straightforward for everyone in the community. For more information about any of our services or if you're ready to open an account, don't hesitate to give us a call at (310) 477-6628 or visit us at Westwood Advisory Center. We look forward to serving you!

Personal Banking Made Easy

For individuals and families, we offer Personal Banking services that include checking and savings accounts tailored for every lifestyle. Imagine having a checking account that not only keeps your money safe but also helps you save for your future goals. Our savings accounts come with competitive interest rates, allowing your money to grow over time. If you're considering purchasing a vehicle, look no further than our Auto Loans & Vehicle Financing options. We understand that buying a car is a significant investment, and our flexible loan terms make it easier for you to hit the road in no time. Plus, our Mortgage Loans & Refinancing services can help you secure a home or refinance your current mortgage for better rates.

Support for Your Financial Goals

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation services. Whether you're dealing with medical bills or planning for a big purchase, we're here to provide the support you need. And don't forget about our Credit Cards with Rewards, perfect for those who want to earn benefits while managing their everyday spending.

Digital & Online Banking

Key Features

Our user-friendly online banking platform at https://www.ucu.org/ allows you to check your balances, transfer funds, and pay bills with just a few clicks. You can even send money to friends or family using our person-to-person transfer feature, making it simple to split expenses or share gifts. Whether you're at home or on the go, our mobile application ensures that all these functions are right at your fingertips. Security is a top priority for us. We offer electronic signature authorization for quick approvals without compromising your safety. Plus, with the availability of e-statements, you can manage your paperwork without cluttering your inbox. Enjoy peace of mind knowing that all your transactions are protected while being easily accessible when you need them.

Mobile Payments and More

For those who prefer using their smartphones, our mobile payments feature lets you pay quickly and securely at stores that accept contactless payments. This means no more fumbling for cash or cards just tap and go! With everything from checking balances to making payments available anytime, you'll find managing your finances easier than ever before. At University, we're committed to providing a banking experience that fits seamlessly into your lifestyle. Explore all the benefits of digital banking today! Visit us at https://www.ucu.org/ and start taking advantage of modern banking solutions tailored just for you.

Financial Strength

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 1500 S Sepulveda Blvd Los Angeles Ca 90025 in Los Angeles, CA, we have built a strong foundation to support your financial needs. With a net worth of $102,220,292, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $900 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $134,105,728 in share certificates and $322,787,913 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $33,704,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $86,006,762 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,323 in used auto loans and $982,982,131 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our performance is backed by a solid operational efficiency with a net income of $5,739,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 124 full-time employees and 8 part-time employees who are always ready to assist you with their knowledge and dedication. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 106,123, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025 or call (310) 477-6628 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,298,861 in used vehicle loans and $40,850,671 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our competitive rates and flexible terms make it easier than ever to drive off with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $67,820,302 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital, we're here to support your entrepreneurial journey. At University, we pride ourselves on being more than just a lender; we aim to be your partner in achieving financial wellness. If you're interested in learning more about our loan offerings or want to see if you qualify for any of our products, feel free to contact us at 310-477-6628 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at ucu.org for more information about eligibility and account opening procedures!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $123,900,722, make buying or refinancing simple. We also provide refinancing options to help you adjust your mortgage terms to better fit your current situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $24,048,901 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can assist you in making everyday purchases while keeping your budget on track.

Loan Aggregator

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