Welcome to the-southern, a trusted financial institution rooted in the heart of our community since 1963. Under the leadership of CEO Ray Hull and Board President Morris Kelly, we are dedicated to empowering our members through exceptional service and a member-first approach. Our headquarters in Fayetteville, GA serves as the foundation for our commitment to providing accessible banking solutions tailored to meet the needs of individuals and families alike.

At the-southern, we take pride in being federally insured by the NCUA since 1/4/1971 0:00, ensuring that your deposits are safe and secure. We understand that modern banking requires flexibility, which is why we offer a range of digital tools including online banking, a mobile application, person-to-person transfers, e-statements, and more. Although mobile payments and electronic signature authorization are not currently available, our focus remains on delivering reliable services that enhance your banking experience. Explore all that we have to offer at our official website: https://www.southernonline.org , or reach out to us at (770) 460-3240 for any inquiries. Join us today and experience financial empowerment with a community-focused institution you can trust.

At The Southern, we are dedicated to providing a comprehensive range of financial services designed to meet the diverse needs of our members. Our offerings include personal banking solutions like checking and savings accounts, as well as auto loans and vehicle financing. For those looking to make significant purchases or consolidate debt, we provide mortgage loans and personal loans that can help you navigate these important life milestones. Small business owners will find valuable resources in our business banking services, including merchant services and business loans, which empower them to grow their enterprises. With our commitment to modern banking, members can easily access their accounts through online banking and our user-friendly mobile application, making it simple to manage finances anytime, anywhere.

In addition to traditional banking services, The Southern offers convenient features such as person-to-person transfers and e-statements, allowing for seamless transactions and real-time account management. While we currently do not offer mobile payments or electronic signatures, our digital tools ensure that managing your everyday banking is straightforward and efficient. We believe that financial health is accessible to everyone; thus, we encourage potential members to learn more about eligibility by visiting http://www.southernonline.org/membership . If you're considering a loan or want to compare rates, check out https://www.lendmesh.com/loans/mortgage_loans for additional insights. Should you have any questions or need personalized support, feel free to reach us at (770) 460-3240—we're here to assist you on your financial journey.

The Southern Credit Union stands as a beacon of trust and reliability in the financial landscape, proudly serving a total membership of 31,340 members. With total assets amounting to 535,122,494, we demonstrate our strong financial foundation, ensuring that our members can rely on us for their banking needs. Our net worth, currently at 60,751,154, reflects our commitment to maintaining a robust and secure institution that prioritizes the financial well-being of its members.

In addition to our solid performance metrics, we have successfully managed to gather total deposits of 23,633,515, which is a testament to the confidence our members place in us. We are equally dedicated to providing valuable lending options, with a diverse portfolio that includes a total of 15,274 loans and leases. This comprehensive offering includes commercial loans, where our volume stands at 10, as well as an impressive auto loan volume of 7,098.

Our operational excellence is further supported by a dedicated team of 75 employees who work tirelessly to ensure that every member receives personalized service and expert guidance. The strength of our institution is underscored by a remarkable net worth ratio of 1,135, positioning us favorably within the industry and allowing us to navigate economic challenges effectively.

At The Southern, we take pride in transparency and accountability. Our financial data and performance insights are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , assuring you that we adhere to the highest standards in the industry.

We invite you to explore how The Southern Credit Union can serve your financial needs. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and discover competitive rates tailored for you.