Welcome to the-southern, where our mission is to empower our members across with community-focused, member-first financial services. Under the leadership of CEO Ray Hull and Board President Morris Kelly, we are dedicated to providing a welcoming and supportive environment for all our members. We understand that your time is valuable, which is why we offer modern conveniences designed to make banking easier and more efficient. From electronic signature authorization (No) and e-statements (Yes) to mobile payments (No) and a dedicated mobile app (Yes), we've integrated technology to serve you better. Our online banking platform (Yes) ensures that you can manage your finances anytime, anywhere, while our person-to-person payment support (Yes) allows you to effortlessly send money to friends and family. Discover more about how we can serve you by visiting our website at https://www.southernonline.org or reaching out via fax at (770) 460-3240. Join us in building a stronger community together!

At The Southern, we take pride in offering a comprehensive suite of financial services designed to meet the diverse needs of our members across Georgia. Whether you're looking to manage your day-to-day finances or plan for future goals, our personal banking options are tailored to provide convenience and flexibility. With checking and savings accounts that fit any lifestyle, you can easily access your funds through online banking and our user-friendly mobile application. Imagine being able to check your balance, transfer funds, or pay bills from the comfort of your home or on the go. Plus, with e-statements and person-to-person payment features, staying on top of your finances has never been easier.

When it comes to borrowing, we understand that life can present unexpected challenges and opportunities. That's why we offer a variety of loan products including auto loans, personal loans for debt consolidation, and mortgage refinancing options to help you secure your dream home. Our competitive rates and personalized service ensure that you’re not just another number; you’re part of our community. For small business owners in Georgia, The Southern also provides robust business banking solutions such as merchant services and business loans, empowering you to grow your venture with confidence. No matter where you are in your financial journey, The Southern is here to support you every step of the way with accessible services that fit seamlessly into your life.

At The Southern in GA, we believe that banking should be a seamless and enriching experience. Becoming a member is incredibly easy; you can open an account online or visit one of our friendly branches. Curious about your eligibility? Just head over to http://www.southernonline.org/membership to see if you can join our community. Our core values are built on trust, community engagement, personalized service, and financial reliability. We prioritize your needs and strive to provide tailored solutions that empower you to achieve your financial goals. Whether you're looking for auto loans, mortgages, or personal banking services, our team is here to guide you every step of the way. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us today and experience the difference that a dedicated credit union can make in your life!