The Southern Credit Union Peachtree City GA | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to The Southern, your trusted financial partner since 1963, located right in the heart of Peachtree City at 1400 Commerce Dr N, GA 30269. With a commitment to serving our community and providing exceptional financial services, we are proud to support over 31,340 members with a range of offerings designed to meet your needs. At The Southern, we understand that financial decisions can be overwhelming. That's why we aim to make banking simple and accessible. Our branch is equipped with total assets of $535,122,494, ensuring that we have the resources to help you achieve your goals whether you're looking for auto loans, mortgages, or personal banking services. With total deposits reaching $23,633,515, we are here to safeguard your money while helping it grow. Led by our dedicated CEO, Ray Hull, and Board President Morris Kelly, our team of 75 employees is committed to providing personalized service. We invite you to reach out with any questions or concerns; you can easily contact us at 770-719-1111. While members can visit us at our branch address for everyday transactions and inquiries, official correspondence should be sent to our mailing address: 430 Lanier Ave E, Fayetteville, GA 30214. We take pride in our transparent operations with a net worth of $60,751,154 and cash in hand amounting to $6,863,827. Our goal is not just to be your bank but to become a vital part of your financial journey. Whether it's through our online services or in-person support at our drive-thru or lobby (open Monday through Friday), we're here for you. Come visit us today or explore more about what we offer on our website at southernonline.org. Let The Southern be your first choice for reliable financial solutions!

Branch History & Mission

The Southern has a rich legacy that dates back to its founding in 1963. Over the past six decades, we have grown from a small credit union into a vital financial institution serving the Peachtree City community and beyond. Today, we proudly support over 31,340 members with a total asset base of $535,122,494. Our journey is marked by milestones that reflect our commitment to providing exceptional financial services while fostering community well-being. Located at 1400 Commerce Dr N, Peachtree City, GA 30269, our branch is easy to find and accessible for all. The vibrant surroundings include local parks and shopping centers, making it convenient for members to visit us. For any official correspondence, please use our mailing address at 430 Lanier Ave E, Fayetteville, GA 30214. At The Southern, our mission is clear: we strive to empower our members by offering personalized financial solutions that enhance their lives. We believe in building strong relationships within our community and providing opportunities for financial growth and stability. From checking and savings accounts to auto loans and credit cards with rewards, we cater to the diverse needs of our members. In recent years, we've embraced digital advancements to ensure that banking is as convenient as possible. Our online banking platform allows members to manage their finances from anywhere while our mobile application provides access on-the-go. We also prioritize accessibility with ADA-compliant facilities and services. Our commitment extends beyond just banking. We actively engage in community outreach programs, partnering with local organizations to support initiatives that uplift those in need. Whether it's through financial literacy workshops or charity drives, The Southern is dedicated to making a positive impact in Peachtree City. We invite you to experience everything The Southern has to offer. Join us today and discover how we can help you achieve your financial goals while being part of a supportive community-focused credit union. For inquiries or assistance, feel free to call us at (770) 719-1111 during our operating hours: Monday-Friday from 9:00 AM-4:00 PM for lobby services and 8:30 AM-5:00 PM for drive-thru services. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Services and Accessibility

At The Southern, we prioritize convenience and accessibility for all our members. Our branch features a drive-thru service for quick and easy transactions, allowing you to manage your banking without leaving your vehicle. Additionally, our ATM is available on-site for cash withdrawals and balance inquiries whenever you need it. For those requiring special assistance, we are ADA compliant with accessible ramps and features to ensure everyone can visit us comfortably. Parking is ample and straightforward, making your trip hassle-free.

Get in Touch Today!

If you have any questions or would like to learn more about the services we offer ranging from personal and auto loans to online banking feel free to give us a call at 770-719-1111. Our friendly staff is here to assist you! We invite you to stop by The Southern's Peachtree City branch today and experience the difference of community-focused banking.

Operating Hours Tailored for You

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule: Monday through Friday from 9:00 AM to 4:00 PM. If you're stopping by for a quick transaction, our drive-thru is open from 8:30 AM to 5:00 PM on weekdays. While members can visit us at our branch address, please note that any official correspondence should be directed to our mailing address at 430 Lanier Ave E, Fayetteville, GA 30214.

Member Eligibility

At The Southern, we believe that everyone deserves a chance to thrive in a welcoming financial community. Becoming a member is easy and open to individuals who live, work, worship, or attend school in the Peachtree City area. If you fit these criteria, we're excited to have you join us! Membership comes with fantastic benefits like personalized service, competitive rates on loans, and access to exclusive products designed just for you. To learn more about the specific eligibility requirements, feel free to visit our dedicated page at http://www.southernonline.org/membership . Once you're ready to take the next step, opening an account is straightforward check out our account opening details here: http://www.southernonline.org/get-a-loan . If you have any questions or need assistance, don't hesitate to call us at (770) 719-1111. We can't wait to welcome you into the The Southern family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $321,076, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café using our merchant services to simplify payment processing. With easy-to-use tools, they can accept payments seamlessly, allowing them to focus on crafting the perfect brew for their customers. Our merchant services help streamline operations and enhance customer satisfaction. For businesses in Peachtree City, GA, The Southern is more than just a financial institution; we are a partner in your journey toward success. Connect with us today at 1400 Commerce Dr N Peachtree City Ga 30269 or call us at (770) 719-1111 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For small business owners, The Southern offers specialized support through our business banking services, including merchant services that streamline payment processing and business loans designed to fuel growth. We understand the unique challenges businesses face and are here to help navigate those waters.

Convenient Banking Features

With the rise of digital banking, we ensure that convenience is always at your fingertips. Our robust online and mobile banking platforms empower you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments with just a few taps on your smartphone. For those who prefer traditional banking methods, we maintain a friendly atmosphere in our branch located at 1400 Commerce Dr N, Peachtree City, GA 30269. Our drive-thru service offers basic transactions like deposits and withdrawals without leaving your vehicle. Plus, if you're ever on the go, our ATM services are available for quick cash withdrawals or balance checks. We invite you to experience the difference at The Southern. Feel free to reach out with any questions or visit us during lobby hours from Monday through Friday between 9:00 AM - 4:00 PM or use our drive-thru from 8:30 AM - 5:00 PM. You can also call us at 770-719-1111 for assistance. Take control of your financial journey today! Explore more about our services by visiting us online at southernonline.org. Your financial well-being is important to us let's work together towards achieving it!

Credit Solutions

Life often brings unexpected expenses, and that's where our personal loans and debt consolidation services come into play. We aim to assist you in managing those costs with flexible repayment options. Additionally, our credit cards with rewards allow you to earn points on everyday purchases, giving back as you spend.

Personal Banking

Whether you are just starting out or looking to manage your wealth, our personal banking services have you covered. We offer checking and savings accounts that help you save for future goals while keeping your funds secure. If you're considering a new vehicle, our auto loans and vehicle financing options are designed with competitive rates to help you drive away in the car of your dreams. We also provide mortgage loans and refinancing solutions, making it easier for you to purchase your first home or refinance an existing mortgage for better terms.

Digital & Online Banking

Convenient Online Services

Our 24/7 online banking services let you check balances, make transfers, and view your transaction history all from the comfort of your home or on the go. You can enjoy the convenience of e-statements, which are not only eco-friendly but also provide quick access to your financial information without cluttering your mailbox. And if you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast.

Security You Can Trust

Your security is our priority. We ensure that all transactions are protected with advanced encryption technology so you can bank with peace of mind. Plus, although we don't offer electronic signature authorization just yet, we continually look for ways to enhance your digital experience while keeping it safe. At The Southern, we're committed to providing accessible and easy-to-use banking solutions that meet your needs. Whether you're at home or out and about, managing your finances has never been more straightforward!

User-Friendly Mobile Application

For those who prefer managing their finances through their smartphones, our mobile application is available for download. It offers the same robust features as our online banking platform while providing an intuitive user experience. While mobile payments aren't currently offered, you'll still find everything you need to stay on top of your finances right at your fingertips.

Financial Strength

Growing Member Base

We have built a strong community with a total of 56,317 share accounts, showing that more people trust us with their finances. Our net shares amount to $361,107, which means we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Southern is your trusted partner. Visit us at 1400 Commerce Dr N Peachtree City Ga 30269 or call (770) 719-1111 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $69,850,039 in share certificates and $45,484,527 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Future

With $58,761,651 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,549 in used auto loans and $218,677,158 in total loans and leases.

Solid Financial Position

With a net worth of $60,751,154, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,135 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 75 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Options

We also offer credit lines for those who may need extra flexibility in managing their finances. With a total of $85,364,914 available, these lines can serve as a safety net for unexpected expenses or opportunities. At The Southern, we're committed to providing personalized service and support throughout your lending journey. If you're interested in refinancing options or want to learn more about eligibility criteria, please feel free to reach out. For any questions or further assistance, don't hesitate to contact us at (770) 719-1111 or visit us at our branch located at 1400 Commerce Dr N Peachtree City Ga 30269 in Peachtree City, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,437,597 in used vehicle loans and $52,825,767 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to get behind the wheel of your dream car.

Business Financing

For business owners, our outstanding commercial loans totaling $321,076 provide the capital needed to grow and expand your business. We understand the unique challenges that businesses face and are here to support your journey with reliable financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,937,450, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your ideal home without the added stress.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $9,699,660 in loans helping members manage their finances effectively, our credit cards come with benefits that can help you stay on top of your budget.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that users receive reliable information without hidden agendas.

THE SOUTHERN CREDIT UNION