Welcome to st-joseph-medical-center-md, where our commitment to serving our members and the community has been unwavering since our establishment in 1968. Located in the heart of Towson, MD, we are dedicated to providing financial empowerment through a wide array of services tailored to meet your needs. Under the leadership of CEO Diane Hall and Board President Thomas Gronert, we strive to create a welcoming environment that prioritizes trust, accessibility, and a member-first approach.

As an NCUA-insured institution since 7/30/1971 0:00, our members can have peace of mind knowing their savings are protected. We embrace modern banking technology with features like online banking, a user-friendly mobile application, e-statements, and mobile payments, ensuring that you can manage your finances anytime, anywhere. Although we currently do not offer person-to-person transfers or e-signature authorization, our focus remains on delivering quality service and innovative solutions to meet your financial goals. For more information about our offerings or to reach out directly, visit us at https://sjmcfcu.org/ or contact us via fax at (410) 337-1303. Join us today and experience the difference that a community-focused credit union can make in your financial journey.

At St. Joseph Medical Center MD, we are dedicated to providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to specialized offerings such as auto loans and mortgage refinancing, our goal is to empower you with the tools necessary for effective financial management. Our credit cards come with rewards that can benefit your everyday purchases, while our business banking solutions support local entrepreneurs with merchant services and business loans. We understand that life can be unpredictable, which is why we also offer personal loans and debt consolidation options to help you navigate through challenging times.

In this digital age, we prioritize accessibility and convenience for all our members. With robust online banking capabilities and a user-friendly mobile application, managing your finances has never been easier. You can check your account balances, make transfers, and access e-statements from anywhere at any time. Although we currently do not offer person-to-person payment services, our mobile payments feature ensures seamless transactions on the go. Whether you're planning for important life milestones or looking to grow your small business, our services are designed to support your journey every step of the way. If you’re curious about membership eligibility or want to explore loan comparisons, visit https://sjmcfcu.org/membership/ and https://www.lendmesh.com for more information. For personalized assistance, feel free to reach out via fax at (410) 337-1303; we're here to help you achieve your financial goals with confidence.

St. Joseph Medical Center MD Credit Union is a reliable financial partner deeply rooted in the community, demonstrating a commitment to both growth and stability. With a total membership of 1,538, our credit union has established a strong network of individuals who trust us with their financial needs. Our impressive total assets amounting to 14,473,753 reflect our sound management and dedication to serving our members effectively. The net worth of 2,524,618 not only showcases our financial health but also reinforces the trust that our members place in us as their chosen financial institution.

In an ever-changing economic landscape, we proudly report total deposits reaching 1,475,319, indicating the confidence our members have in our ability to safeguard their hard-earned money. With a diverse portfolio consisting of 324 loans and leases, we strive to offer competitive lending solutions tailored to individual circumstances, whether it be for auto loans, personal loans, or other financial services. Despite challenging market conditions, we maintain a positive net income of 0, which allows us to continually invest in enhancing member services and expanding our offerings.

Our dedicated team of just 2 employees works tirelessly to ensure that every member receives personalized attention and exceptional service. This small yet efficient team enables us to maintain a high net worth ratio of 1,741, ensuring that we operate with transparency and accountability while providing value-added services. Furthermore, with a credit card loan volume of 88 and an auto loan volume of 316, we cater to various financing needs while maintaining robust risk management practices.

At St. Joseph Medical Center MD Credit Union, we understand that our members' success is intertwined with ours. We are committed to fostering relationships built on trust, integrity, and shared goals. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , affirming our dedication to transparency and reliability.

Discover how we can help you achieve your financial aspirations by comparing real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.