Welcome to Southpoint Financial, a trusted member-focused credit union established in 1936 and proudly headquartered in Sleepy Eye, MN. Our mission is to empower our members through exceptional financial services while deeply committing to our community and military personnel. Under the leadership of CEO Jay Gostonczik and Board President Adam Seifert, we strive to provide tailored financial solutions that meet the diverse needs of our members. With NCUA insurance since December 1, 1971, you can rest assured that your deposits are safe and secure with us.

At Southpoint Financial, we understand the importance of modern banking convenience. That's why we offer a suite of digital tools designed for seamless access to your finances. Enjoy the ease of online banking, manage your accounts through our mobile application, transfer money effortlessly with person-to-person payments, and stay organized with e-statements. We also support mobile payments and electronic signature authorization for an enhanced user experience. For more information about our services or to reach out directly, visit our website at https://www.southpointfinancial.com/ or contact us via fax at 5077945540. Join us today and experience a member-first approach that puts your financial well-being at the forefront.

At Southpoint Financial, we understand that managing your finances is about more than just banking—it's about building a future. Our comprehensive range of services is designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, we offer everything you need to navigate life’s milestones with confidence. For those looking to grow their small business, our business banking services include merchant services and tailored business loans that can help you thrive in a competitive environment. Our mortgage loans and refinancing options further empower you to secure your dream home or improve your existing one.

In today's fast-paced world, convenience is key, which is why we provide robust digital access through online banking and a mobile application that puts your finances at your fingertips. With features like person-to-person transfers, mobile payments, e-statements, and e-signatures, managing everyday banking has never been easier or more efficient. Whether you're planning for a major life event or simply trying to streamline your daily transactions, Southpoint Financial is here to support you every step of the way. Membership is open to those who qualify; you can check your eligibility easily at https://app.loanspq.com/xa/xpressapp.aspx?lenderref=spfcu032614&referralsource=spfcumemberships&l=1&noencrypt= . Plus, if you're considering loans or want to compare rates, visit https://www.lendmesh.com/loans/personal_loans for quick insights. Should you need personalized assistance, feel free to reach out via fax at (507) 794-5540—we're always ready to help!

Southpoint Financial has established itself as a trusted and valuable financial partner within the community, exemplifying stability and commitment to its members. With a robust Total Membership of 32,410, Southpoint Financial serves a diverse clientele that relies on its comprehensive suite of services tailored to meet individual needs. The institution boasts impressive financial metrics, including Total Assets amounting to 548,693,556, demonstrating its solid foundation and ability to support members' financial aspirations.

In terms of credibility, Southpoint Financial's Net Worth stands at 61,818,486, reflecting the organization's sound financial management and resilience. Despite the challenges faced in the economic landscape, the credit union has maintained a steady approach with a Net Income of 0, which underscores its operational efficiency and focus on sustainable growth. Furthermore, Total Deposits have reached 26,861,516, showcasing the trust placed in Southpoint by its members who choose to safeguard their savings with the credit union.

The total volume of loans and leases provided is an impressive 16,318, indicating Southpoint's dedication to facilitating access to credit for various purposes, from personal loans to auto financing. With a team of 109 committed professionals, Southpoint Financial prioritizes member service, ensuring that every interaction reflects their core values of transparency and integrity. The organization’s Net Worth Ratio of 1,127 further illustrates its strong capital position relative to assets, reinforcing confidence among members.

In addition, with a Credit Card Loan Volume of 1,375 and an Auto Loan Volume reaching 15,240, Southpoint Financial caters effectively to both everyday borrowing needs and larger financial goals. Commercial Loans totaling 381 demonstrate their commitment to supporting local businesses, contributing positively to the economy.

As you consider your financial options, know that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.