SOUTHPOINT FINANCIAL CREDIT UNION

Welcome to Southpoint Financial, your trusted partner in financial growth and security since 1936. Nestled in the heart of Hutchinson, MN, at 1250 Highway 15 S, we take pride in serving our community with a personal touch. With a robust membership of 32,410 individuals, we are dedicated to ensuring that every member feels valued and supported. At Southpoint Financial, we understand the importance of managing your finances wisely. That's why we offer a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, and business banking services. Our commitment to you is reflected in our impressive total assets of $548,693,556 and total deposits amounting to $26,861,516. With a net worth of $61,818,486, we stand strong for our members' financial stability. Our leadership team is committed to guiding Southpoint Financial with integrity and vision. Under the stewardship of CEO Jay Gostonczik and Board President Adam Seifert, we strive to create an environment where members can thrive financially. We also have a dedicated team of 109 employees, ready to assist you with all your banking needs. Whether you're looking for competitive loan rates or reliable banking services like online banking and mobile payments, we're here for you. While members can visit us at our branch location, official correspondence should be sent to 1250 Highway 15 S, Hutchinson, MN 55350. Ready to take charge of your financial future? Call us today at 877-794-6712 or visit our website at Southpoint Financial to learn more about how we can assist you!

Welcome to the welcoming community at Southpoint Financial! Becoming a member is easy and opens up a world of financial opportunities tailored just for you. If you live, work, worship, or attend school in the Hutchinson area, you're already eligible to join us. We believe in supporting our members with personalized services, whether it's helping you with checking accounts, auto loans, or more. To get started on your membership journey, simply reach out to us at (877) 794-6712 or visit us at our branch located at 1250 Highway 15 S Hutchinson Mn 55350. For detailed eligibility criteria, feel free to check out this link: https://app.loanspq.com/xa/xpressapp.aspx?lenderref=spfcu032614&referralsource=spfcumemberships&l=1&noencrypt= . We're excited to have you as part of our family!

At Southpoint Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health with you, demonstrating our commitment to providing reliable services and support. With a net worth of $61,818,486, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,127 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $155,066,368 in share certificates and $114,521,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,603,577 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $7,620 in used auto loans and $407,381,553 in total loans and leases. While we have reported $0 reflecting our operational efficiency this year, it enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 98 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $9,243,766. Total Share and Deposit Accounts: 68,191, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southpoint Financial is your trusted partner. Visit us at 1250 Highway 15 S Hutchinson Mn 55350 or call (877) 794-6712 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.