SOUTHPOINT FINANCIAL CREDIT UNION - Sleepy Eye, MN

Welcome to Southpoint Financial, your trusted partner in the heart of Sleepy Eye, MN! Established in 1936, we have proudly served our community for over eight decades, building strong relationships with our 32,410 members. At our branch located at 920 Main St E, Sleepy Eye, MN 56085, we are committed to providing exceptional financial services tailored to meet your needs. As a member-focused credit union, we understand the importance of trust and reliability in your financial journey. With total assets amounting to an impressive $548,693,556 and total deposits reaching $26,861,516, we stand strong as a pillar of support for individuals and families alike. Our dedicated team of 109 employees, led by CEO Jay Gostonczik and Board President Adam Seifert, works tirelessly to ensure you receive the best possible service. While members can visit us at our branch for personal banking solutions including checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to our mailing address: 920 Main St E, Sleepy Eye, MN 56085-4380. With a net worth of $61,818,486 and cash in hand totaling $7,504,296, we are well-equipped to support our members' financial goals. Whether you're looking to secure a loan or make the most of your savings through our competitive interest rates on deposits and loans totaling 16,318, we have options that fit every lifestyle. At Southpoint Financial, we're not just about numbers; we're about community impact. Our commitment to local businesses is evident with a net member business loan balance of $50,064,153, helping drive growth within our vibrant community. We invite you to experience the difference that comes from being part of a cooperative institution that puts its members first. Connect with us today by calling 507-794-6712 or visit our website at Southpoint Financial for more information on how we can assist you on your financial journey!

At Southpoint Financial, we believe that joining our community should feel welcoming and accessible. Becoming a member is easy, and we're excited to share the benefits you'll enjoy as part of our family! To qualify, you simply need to live, work, worship, or attend school in the area surrounding our branch. It's all about creating a supportive network where everyone feels at home. For more specific details on eligibility requirements, check out this link: https://app.loanspq.com/xa/xpressapp.aspx?lenderref=spfcu032614&referralsource=spfcumemberships&l=1&noencrypt= . Once you're ready to take the next step, opening an account with us is a breeze! We're here to guide you through the process and ensure you feel comfortable every step of the way. You can find all the information needed to get started by visiting this link: https://app.loanspq.com/vl/vehicleloan.aspx?lenderref=spfcu032614&l=1&noencrypt= . If you have any questions or need assistance, don't hesitate to call us at (507) 794-6712. We can't wait to welcome you into the Southpoint Financial community at 920 Main St E Sleepy Eye Mn 56085!

At Southpoint Financial, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances as easy as possible. With our services, you can bank anytime, anywhere. One of the standout features is our 24/7 Online Banking service. Members can easily access their accounts at any time through our secure portal at https://www.southpointfinancial.com/ . Whether you need to check your balance, transfer funds, or pay bills, everything is just a click away. For those who prefer using their mobile devices, our Mobile Application offers a user-friendly interface to manage your accounts on the go. You can also make Mobile Payments with ease, allowing you to handle transactions quickly and securely right from your smartphone. Need to send money to a friend? Our Person-to-Person Transfers feature makes it simple and fast. Plus, if you're looking for a more eco-friendly option, we provide E-Statements, so you can receive your account statements electronically saving paper and keeping your information secure. Worried about signing documents? With our Electronic Signature Authorization, you can sign important documents online without any hassle. This means you can complete necessary paperwork from the comfort of your home. At Southpoint Financial, we prioritize your security and strive to provide you with tools that help you manage your finances effectively. Experience the ease of digital banking today!

At Southpoint Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your finances are in safe hands, supported by robust financial metrics that demonstrate our strength and reliability. With a net worth of $61,818,486, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,127 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $155,066,368 in share certificates and $114,521,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial success is further reflected in our $58,603,577 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $7,620 in used auto loans and $407,381,553 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 98 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $9,243,766. Total Share and Deposit Accounts: 68,191, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southpoint Financial is your trusted partner. Visit us at 920 Main St E Sleepy Eye Mn 56085 or call (507) 794-6712 to learn more about how we can help you achieve your financial goals.