Welcome to ria, a trusted financial institution proudly serving our members since 1935. Our commitment to community service, particularly to military members and their families, underscores our mission of empowering individuals to achieve financial well-being. Led by CEO James Watts and Board President John Masengarb, we strive to foster a member-first culture that prioritizes your needs and aspirations. Our headquarters in Rock Island, IL serves as the hub for our operations, ensuring that we remain accessible and responsive to the diverse financial needs of our community.

As a member of ria, you can enjoy peace of mind knowing that your deposits are federally insured by the NCUA since 5/20/1971 0:00. We understand the importance of modern banking tools in today’s fast-paced world, which is why we offer convenient online banking services, a user-friendly mobile application, person-to-person transfers, e-statements, and more. While mobile payments and electronic signature authorization are not currently available, our focus remains on providing secure and efficient solutions for all your banking needs. For more information about our services or to get in touch with us directly, visit our official website at https://www.riafcu.com/ or reach out via fax at (563) 355-9680. Join us at ria where trust meets accessibility, and experience a financial partnership built on integrity and support.

At R.I.A. Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're seeking personal banking solutions like checking and savings accounts or looking to finance your next vehicle with our competitive auto loans, we are here to support you every step of the way. Our offerings extend beyond traditional banking; we provide business banking options, including merchant services and business loans, ensuring that small businesses can thrive in today's economy. With mortgage loans and refinancing available, we also assist members in navigating significant life milestones such as homeownership or debt consolidation.

In our digital-first world, accessing your finances should be seamless and convenient. That's why R.I.A. Federal Credit Union offers robust online banking and a user-friendly mobile application for managing your accounts on-the-go. Enjoy features like person-to-person transfers and e-statements, which simplify your banking experience while providing peace of mind. Although mobile payments are not currently available, our commitment to enhancing digital tools remains strong as we work toward further innovations that empower our members. We understand that membership is essential for many, so we encourage potential new members to explore eligibility requirements at https://www.riafcu.com/resources/how-do-i-become-a-member/ . Additionally, if you're considering financing options, you can easily compare loan rates using https://www.lendmesh.com/loans/mortgage_loans .

For personalized assistance or inquiries about any of our financial products, feel free to reach out to us at (563) 355-9680. At R.I.A., we're more than just a credit union; we're a community dedicated to helping you manage everyday banking while planning for your future success.

In today's financial landscape, choosing the right partner is crucial, and RIA Federal Credit Union stands out as a trusted ally for individuals and businesses alike. With a robust Total Membership of 40,429, our credit union embodies community strength and solidarity. We proudly manage Total Assets amounting to 607,261,538, demonstrating our commitment to financial stability and growth. Our sound fiscal management is reflected in our impressive Net Worth of 53,970,774, ensuring that we can provide our members with a secure banking experience.

Moreover, our achievements are underscored by a healthy Net Income of 1,147,240 and significant Total Deposits reaching 14,129,844. This financial foundation enables us to offer competitive lending options, as evidenced by our extensive portfolio with Total Loans and Leases at 31,406. The dedicated team behind RIA Federal Credit Union comprises Total Employees numbering 138, all committed to delivering exceptional service tailored to your needs.

Our impressive Net Worth Ratio of 884 reflects our robust financial health, providing peace of mind to members who entrust us with their assets. Additionally, we cater to diverse borrowing needs with a notable Credit Card Loan Volume of 5,719 and an impressive Auto Loan Volume of 13,060. While we maintain a conservative approach with Commercial Loans totaling 38, we pride ourselves on transparency and accountability in all operations, ensuring that every member feels valued and informed.

At RIA Federal Credit Union, we understand that financial partnerships should be built on trust, which is why we are committed to maintaining high standards of performance and integrity. Our insights into financial metrics come from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , assuring you that you are dealing with a reputable institution.

Join us in experiencing the benefits of membership today. Compare real-time loan offers at https://www.lendmesh.com/loans/mortgage_loans and discover how we can help you achieve your financial goals efficiently and effectively.