R.i.a. Credit Union Bettendorf IA | Best Auto Loans & Business Banking

Introduction

Welcome to R.i.a., your trusted financial partner located at 4880 Forest Grove Dr, Bettendorf, IA 52722. Since our establishment in 1935, we have been committed to serving our community with integrity and care. With a strong membership base of 40,429 members and total assets amounting to an impressive $607,261,538, we are dedicated to providing you with the best financial solutions tailored to your needs. At R.i.a., we understand that every member's journey is unique. Whether you're looking for a new auto loan or planning for a mortgage, our diverse range of services including personal banking, business banking, and online banking ensures that we can meet your requirements effectively. With total loans reaching 31,406 and deposits totaling $14,129,844, we take pride in our ability to support both individuals and businesses in our community. Our leadership team, led by CEO James Watts and Board President John Masengarb, emphasizes community impact and member satisfaction above all else. Our dedicated staff of 138 employees is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We also offer convenient services such as ATM access and drive-thru banking for your ease. While members can visit us at our branch address for assistance, official correspondence should be sent directly to us at the same location. If you have any questions or need further information about our services, feel free to give us a call at 563-355-3800 or visit our website at riafcu.com. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

Commitment to Innovation

As part of our ongoing evolution, R.i.a. embraces technology to enhance member experience. With online banking options available, as well as mobile applications for convenience, we ensure that managing your finances is easy and accessible anywhere you go. Our branch is ADA compliant and equipped with both ATM access and drive-thru services for added convenience.

Community Engagement

R.i.a. actively participates in numerous community events and initiatives aimed at improving lives in Bettendorf. We understand that being a good neighbor means being involved whether it's sponsoring local events or collaborating with organizations dedicated to making a difference. We invite you to become part of our growing family at R.i.a.! Visit us at 4880 Forest Grove Dr or call us at 563-355-3800 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Join us today and experience the benefits of being a member at R.i.a. where your success is our mission!

Mission Statement

The mission of R.i.a. is simple yet profound: we aim to empower individuals and families by providing excellent financial services while fostering a sense of community. Our focus is not only on helping you achieve your financial goals but also on supporting the local area through engagement and outreach. We believe that when our members succeed, so does the entire community.

Branch Location & Accessibility

Convenient Access and Amenities

At R.i.a., we prioritize accessibility for all our members. Our location features ample parking and is designed to accommodate everyone, including those with mobility challenges. Whether you're using our drive-thru service for quick transactions or visiting us inside, we strive to make your experience as smooth as possible. We understand that convenience matters, which is why we offer a range of services right here at our branch. From personal banking options such as checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Plus, with ATM availability on-site, you can access cash whenever you need it.

Operating Hours That Fit Your Schedule

Our operating hours are designed with your busy lifestyle in mind. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. This flexibility allows you to visit us when it's most convenient for you. Should you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 563-355-3800. We look forward to welcoming you into our branch and helping you with all your financial needs! Whether you're looking to open an account or simply want more information about our services, feel free to stop by R.i.a. anytime we're here for you!

Member Eligibility

At R.i.a., we believe that everyone deserves a supportive financial community, and we're excited to welcome you as a member! If you're wondering how to join us, it's quite simple. You may be eligible if you live, work, or worship in our community, or if you're a family member of an existing member. Our friendly team is here to help you navigate the process and ensure that you feel right at home. You can find detailed information about eligibility on our website at https://www.riafcu.com/resources/how-do-i-become-a-member/ . Once you've confirmed your eligibility, opening an account with us is just a few clicks away! Whether you're looking for personal banking services or specific loan options, we have something for everyone. To get started, visit our account opening page at https://www.riafcuhb.com/tob/live/usp-core/app/register , or feel free to give us a call at (563) 355-3800 if you have any questions. We're located at 4880 Forest Grove Dr Bettendorf Ia 52722, and we can't wait to assist you on your journey to becoming part of the R.i.a. family!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer robust merchant services that simplify payment processing. Picture this: your customers can pay easily with various options, enhancing their shopping experience and boosting your sales. Our goal is to help you streamline operations so you can focus on what you do best running your business! If you're ready to take your business to the next level, visit us at 4880 Forest Grove Dr Bettendorf Ia 52722 in Bettendorf, IA, or call us at (563) 355-3800. Let's work together to turn your vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $38 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment or manage cash flow more effectively. With our personalized approach, we can guide you through the process of securing the right loan for your needs.

Comprehensive List Of Services

Credit Solutions Tailored for You

Life can be unpredictable, and sometimes you need extra financial support. Our personal loans and debt consolidation services provide flexible options to help manage unexpected expenses or consolidate debts into one easy payment. Additionally, enjoy the benefits of our credit cards with rewards that allow you to earn points on everyday purchases.

Digital Banking Convenience

In today's fast-paced world, managing your finances on-the-go is essential. Our online and mobile banking platforms make it simple for you to check balances, transfer funds, pay bills, and more from anywhere. Plus, with ATM access and drive-thru banking available at our branch, quick transactions are just a step away.

Empowering Businesses

For local entrepreneurs and small businesses, R.i.a. offers specialized services like merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we're here to provide the necessary financial tools to help your business thrive.

Personal Banking Made Easy

Managing your money shouldn't be complicated. That's why at R.i.a., we offer various personal banking options, including checking and savings accounts that help you save for your future while keeping your funds accessible. If you're considering purchasing a new car or refinancing an existing vehicle, our auto loans and vehicle financing options are designed with competitive rates to fit any budget. And for those looking to invest in a home, our mortgage loans and refinancing solutions can guide you through the process smoothly.

Visit Us Today!

We invite you to experience all that R.i.a. has to offer. Whether you're opening a new account or seeking advice on loans, our friendly staff is ready to assist you. Don't hesitate to reach out at (563) 355-3800 if you have any questions or would like more information about our services. Explore how we can support your financial journey today!

Digital & Online Banking

Accessibility and Convenience

Our commitment to accessibility means that whether you're using a desktop computer or a smartphone, managing your finances has never been easier. Enjoy real-time account management wherever you are whether you're at home or out running errands. Plus, with features like electronic signature authorization for certain transactions, you can complete necessary paperwork quickly and securely without needing to visit a branch. At R.i.a., we're dedicated to providing a banking experience that's not only convenient but also secure. Explore all these digital options today and see how we can help make banking simpler for you!

Key Services

Our online banking services allow you to check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. You can also take advantage of person-to-person transfers, making it simple to send money to friends and family without hassle. Plus, with our mobile application available for download, you'll have all your banking needs right at your fingertips. For those who prefer going paperless, we offer e-statements that provide a quick and easy way to keep track of your transactions while reducing clutter. And don't worry about security; your information is protected with robust measures so you can bank with peace of mind.

Financial Strength

A Strong Financial Foundation

With a net worth of $53,970,774, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $884 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $49,455,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,530 in used auto loans and $463,211,365 in total loans and leases. Our performance is reflected in our impressive $1,147,240, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team Ready to Serve You

We also take pride in having 129 full-time employees and 9 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 73,505, highlighting a strong and growing member base that trusts us with their finances.

Member-Centric Savings Options

Members' savings are secured through $149,301,646 in share certificates and $111,683,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,755,023, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Trusted Financial Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, R.i.a. is your trusted partner. Visit us at 4880 Forest Grove Dr Bettendorf Ia 52722 or call (563) 355-3800 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,475,830 in used vehicle loans and $87,177,299 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible. If you're considering refinancing an existing auto loan, we can help you explore eligibility options that might save you money.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,167,606 in loans helping members manage their finances effectively. These cards come with features that can help you build credit while offering rewards that make your purchases even more beneficial.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,045,468, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade your living situation, we have products that fit your needs. Our team is here to guide you through every step of the process.

Personal and Business Financing

For those who need additional support beyond personal loans, our offerings include various credit lines totaling $48,774,436. These lines of credit can be utilized for unexpected expenses or planned purchases. Additionally, while we currently do not have outstanding commercial loans available at this branch location, we understand the importance of business financing and are always looking to expand our services. If you're ready to take the next step towards fulfilling your financial goals or simply have questions about our loan products and eligibility requirements, feel free to reach out. You can contact us at 563-355-3800 during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how R.i.a. can assist you today!

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R.I.A. FEDERAL CREDIT UNION