R.I.A. FEDERAL CREDIT UNION

Welcome to R.i.a., your trusted partner in financial well-being, located at 4343 Utica Ridge Rd, Bettendorf, IA 52722. Since our establishment in 1935, we have proudly served our community with a commitment to trust and reliability. With over 40,000 members and total assets of $607,261,538, we are dedicated to providing personalized financial services that cater to your unique needs. At R.i.a., we believe in the power of community. We understand that every member is important, which is why we offer a range of services designed to help you achieve your financial goals be it through checking and savings accounts, auto loans, or credit cards with rewards. Our experienced team, led by CEO James Watts and Board President John Masengarb, works diligently to ensure you feel valued and supported every step of the way. For your convenience, while you can visit us at our branch location for all your banking needs, any official correspondence should be sent to our mailing address: PO Box 4750, Rock Island, IL 61204-4750. With a total deposit figure of $14,129,844 and more than 31,406 loans and leases granted, our strong financial foundation allows us to continue supporting our members effectively. Whether you're looking for assistance with personal banking or business loans, we're here to help you succeed. Feel free to reach out to us at 563-355-3800 or explore more about our offerings on our website at riafcu.com. Join us today and discover how R.i.a. can make a difference in your financial journey!

At R.i.a., we believe in the power of community and welcome you to join our family of members. Becoming a member is easy and open to anyone who lives, works, or worships in our local area. If you're looking for a supportive financial partner that prioritizes your needs, you'll find it here with us. To get started, simply check out our eligibility details at https://www.riafcu.com/resources/how-do-i-become-a-member/ . We have tailored our services to offer you everything from checking and savings accounts to loans and online banking options. When you're ready to open an account, the process is straightforward just visit us at https://www.riafcuhb.com/tob/live/usp-core/app/register . If you have any questions or need assistance along the way, feel free to call us at (563) 355-3800. We're excited to help you take this important step towards better financial wellness right here at our branch located at 4343 Utica Ridge Rd Bettendorf Ia 52722!

At R.i.a., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your savings and loans. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $53,970,774, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 884 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $149,301,646 in share certificates and $111,683,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,755,023, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $49,455,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity is robust; we offer $6,530 in used auto loans and a total of $463,211,365 in loans and leases, supporting your financial goals across various sectors. Our net income of $1,147,240 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 129 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Currently, we have a total of 73,505 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, R.i.a. is your trusted partner. Visit us at 4343 Utica Ridge Rd Bettendorf Ia 52722 or call 563-355-3800 to learn more about how we can help you achieve your financial goals.