Penfed Credit Union

Pentagon Credit Union proudly serves members across Florida with a comprehensive range of financial services designed to meet your everyday needs. Whether you’re managing personal finances or growing your business, Pentagon offers convenient ATM and cash withdrawal services statewide, along with basic ATM access for quick balance checks and withdrawals. Their easy drive-thru banking makes deposits, withdrawals, and simple transactions hassle-free no matter where you live in Florida.
Members benefit from competitive auto loans and vehicle financing options that make getting on the road affordable and straightforward. Homebuyers and homeowners can take advantage of tailored mortgage loans and refinancing solutions crafted for Florida’s dynamic market. Personal banking is seamless with checking and savings accounts, credit cards featuring rewarding perks, personal loans, and debt consolidation options that help simplify your financial life.
For entrepreneurs, Pentagon provides robust business banking services including merchant solutions and business loans to fuel growth. With secure online and mobile banking available 24/7, managing your money anywhere in Florida is effortless.
Committed to strengthening communities throughout the state, Pentagon Credit Union delivers exceptional value through member-focused programs and statewide support—making membership a smart choice for Floridians seeking trusted financial partnership.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

At Pentagon Credit Union, our mission is clear: to provide community-focused, member-first financial services that empower individuals and families across Florida. Under the dedicated leadership of CEO James Schenck and Board President Edward Cody, we are committed to ensuring that every member feels valued and supported in their financial journey. We understand the importance of modern conveniences in today’s fast-paced world, which is why we offer a range of services designed to enhance your banking experience. From electronic signature authorization and e-statements to mobile payments and a dedicated mobile app, we make it easy for you to manage your finances anytime, anywhere. Our robust online banking platform and person-to-person payment support further ensure that you have all the tools you need at your fingertips. Join us at Pentagon Credit Union, where we prioritize your needs and strive to build a financially healthy community. For more information, visit us at http://www.penfed.org or contact us via fax at 5713416727.

Services & Financial Solutions

At Pentagon Credit Union, we understand that financial needs vary from person to person and business to business. That’s why we offer a comprehensive range of services designed to support our members throughout their financial journeys in Florida. Whether you’re opening a checking or savings account for your everyday expenses, exploring loan options for your dream home, or seeking assistance with business banking solutions, we are here to help. Our personal banking services include not only traditional accounts but also credit cards with rewards and flexible loans for auto financing and debt consolidation, ensuring that you have the right tools at your fingertips to manage your finances effectively.
In today's digital age, convenience is key, and Pentagon Credit Union is committed to making banking as accessible as possible. Our online banking platform allows you to manage your accounts from anywhere, while our mobile application puts financial management right in your pocket. With features like mobile payments and person-to-person payment options, sending money to friends or paying bills has never been easier. You can also enjoy the ease of e-statements and electronic signatures, streamlining your banking experience and keeping everything organized without the hassle of paper clutter. As you plan for the future or navigate day-to-day expenses, our team is dedicated to providing you with flexible solutions that fit your lifestyle—making it simple for you to achieve your financial goals.

Why Choose Us

At Pentagon Federal Credit Union in FL, we believe that becoming a member should be as seamless and straightforward as possible. Opening an account with us is just a few clicks away, ensuring you can quickly access the financial services you need. To find out if you're eligible to join our community, simply visit —we’re excited to welcome you aboard! Our core values of trust, community engagement, personalized service, and financial reliability set us apart from the rest. We genuinely care about your financial well-being and strive to provide tailored solutions that fit your unique needs. Whether it's through our user-friendly mobile application or robust online banking options, we’re here to make your banking experience effortless and enjoyable. Plus, for those looking for the best loan rates available, compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today and experience the difference a dedicated credit union can make in your life!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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