Penfed Credit Union

Nestled in the welcoming community of Shalimar, Florida, the Pentagon Credit Union branch at 1199 N Eglin Pkwy is your neighborhood destination for personalized financial solutions. Open Monday through Friday from 9:00 AM to 4:00 PM, this branch offers convenient ATM and cash withdrawal services alongside easy drive-thru banking for deposits and quick transactions—designed to fit seamlessly into your busy day. Whether you’re looking to finance your next vehicle with Pentagon’s competitive auto loans or exploring low mortgage rates and refinancing options tailored to Florida homeowners, their expert team is ready to help you achieve your financial goals.
Beyond lending, members enjoy a full range of personal banking services including checking and savings accounts built for everyday convenience, credit cards that reward your spending, and personal loans ideal for debt consolidation. Business owners can also take advantage of merchant services and business loans designed to support local growth. With secure online and mobile banking available 24/7, managing your finances has never been easier.
Visit the Pentagon Credit Union branch in Shalimar or call 850-651-2016 today to experience friendly service and discover how our top auto loans and mortgage solutions can drive your financial future forward!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted financial partner located at 1199 N Eglin Pkwy, Shalimar, FL 32579. Established in 1935, we are proud to serve a vibrant community of over 2.8 million members with a commitment to provide exceptional banking services tailored just for you. With total assets exceeding $32.7 billion and robust total deposits of $1.04 billion, Pentagon is dedicated to ensuring your financial health and success. At Pentagon, we understand that each member has unique needs. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our mission is to empower our members through personalized support and innovative financial products. Under the leadership of our CEO, James Schenck, and Board President, Edward Cody, we strive for excellence in every interaction. Whether you're visiting us in person or reaching out via phone at 850-651-2016, our friendly staff is here to assist you with all your financial queries. While members can visit us at our branch location, official correspondence should be sent to the same address: 1199 N Eglin Pkwy, Shalimar, FL 32579-1252. Join our community today and experience how Pentagon can help you achieve your financial goals! For more information about our offerings or to explore membership options, visit us online at www.penfed.org. We look forward to serving you!

Branch History & Mission

Community Engagement

We are proud of our active involvement in local outreach efforts. Whether it's sponsoring events or partnering with local organizations, we strive to make a positive impact in Shalimar and surrounding areas. Our customer-centric initiatives ensure that we remain accessible and accommodating to all members, including those who require ADA-compliant services.

Join Us

As we look forward to the future, we invite you to become part of the Pentagon family. Experience firsthand how we blend tradition with innovation for your financial success. Visit us during our operating hours from Monday to Friday between 9:00 AM - 4:00 PM, or call us at (850) 651-2016 for any inquiries. Join us today and discover the benefits of being a member of Pentagon!

Our Journey

From our humble beginnings, Pentagon has evolved significantly. We started with a mission to provide accessible financial services to everyone, ensuring that every member feels valued and supported. Over the years, we have built a solid reputation as a trusted partner in personal banking, offering services like checking and savings accounts, auto loans, mortgages, and credit cards. With total assets now standing at an impressive $32,713,549,837, we've expanded our reach while maintaining a strong commitment to our local community. Our headquarters in Mclean, VA serves as a reminder of our roots as we continue to grow and innovate.

Our Mission

At Pentagon, our mission is clear: to empower our members through sound financial services while fostering a supportive community environment. We believe in helping individuals achieve their financial goals, whether it's buying their first home or starting a new business. Our dedication goes beyond transactions; we aim to build lasting relationships with each member. While you can visit us at 1199 N Eglin Pkwy Shalimar Fl 32579, please note that official correspondence should be sent to our mailing address at 1199 N Eglin Pkwy, Shalimar, FL 32579-1252.

Branch Location & Accessibility

Welcome to Pentagon, your local credit union branch conveniently located at 1199 N Eglin Pkwy in Shalimar, Florida. Our branch is nestled in Okaloosa County, a stone's throw away from popular landmarks like the beautiful Eglin Air Force Base and the scenic Shalimar Pointe Golf Club. We pride ourselves on being easily accessible for our members, offering ample parking and features that cater to everyone, including ADA-compliant access. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 1199 N Eglin Pkwy, Shalimar, FL 32579-1252. At Pentagon, we understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 4:00 PM, making it convenient for you to drop by before or after work. Whether you're stopping in for personal banking services like checking and savings accounts or looking into auto loans and credit card options with rewards, our friendly team is here to assist you every step of the way. For those who prefer quick transactions, we offer drive-thru banking services where you can make deposits and withdrawals without leaving your vehicle. Plus, with ATM availability right at our location, accessing your funds has never been easier. We invite you to come by and experience the difference at Pentagon. For any questions or assistance, feel free to give us a call at 850-651-2016. Your financial well-being is our priority, and we're excited to serve you!

Member Eligibility

At Pentagon, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in the area, you likely qualify for membership! Our friendly team is here to help guide you through the process of opening an account, ensuring you feel right at home from the start. You can learn more about the specific eligibility criteria by visiting our website at . Joining us means gaining access to a range of benefits tailored to help you achieve your financial goals, from competitive loan rates to personalized banking services. To start your journey with us, just give us a call at (850) 651-2016, and we'll assist you with everything you need to get started on opening your account. We're excited to welcome you into the Pentagon family!

Business Banking & Commercial Services

At Pentagon, we understand that running a business is more than just managing finances it's about building dreams. Whether you're a startup or an established company, our commercial services are designed to support your journey. Imagine having the financial backing to purchase new equipment, expand your operations, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify payment processing so you can focus on serving your customers. Picture this: accepting payments easily, whether online or in-store, gives you more time to grow your business. At Pentagon, we're here to turn your vision into reality! Visit us at 1199 N Eglin Pkwy Shalimar Fl 32579 in Shalimar, FL or call us at (850) 651-2016 to learn more about how we can help your business thrive.

Comprehensive List Of Services

Accessibility & Convenience

We also ensure that members have basic ATM access for withdrawals and balance checks whenever they need it. Our drive-thru banking service allows for quick transactions without leaving your vehicle ideal for those busy days when time is of the essence. At Pentagon, we're not just about banking; we're about building relationships with our members and helping you succeed financially. Whether you're just starting out or looking to expand your financial portfolio, we're here to assist you along the way. Ready to explore all the ways we can serve you? Visit us today at 1199 N Eglin Pkwy Shalimar Fl 32579 or call us at (850) 651-2016. Let's work together toward a brighter financial future!

Business Banking

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans tailored for small businesses looking to grow. We know how important it is for you to manage your finances efficiently while focusing on what you do best running your business.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking features that let you manage your accounts anytime, anywhere. With options like ATM and cash withdrawal services available at our branch, as well as basic drive-thru banking for quick deposits and withdrawals, accessing your money has never been easier.

Loans and Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's for a home renovation or an emergency expense, we're here to help you find the right solution. Additionally, we offer credit cards with rewards that let you earn as you spend perfect for everyday purchases or special occasions.

Personal Banking

We offer various personal banking options that cater to your everyday needs. Our checking and savings accounts are designed with flexibility in mind, allowing you easy access to your funds. For those looking to finance their dream vehicle, our auto loans and vehicle financing options make it simple and affordable. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and personalized service.

Digital & Online Banking

Key Services

Our online banking platform allows you to manage your accounts effortlessly. You can view balances, make transfers, and pay bills all in one place. Plus, with electronic signature authorization, signing documents has never been easier or more secure. If you're looking for a paperless option, our e-statements are available for all members. This feature not only helps you stay organized but also adds an extra layer of security to your financial information by reducing the risk of identity theft.

Mobile Banking Features

For those on the go, our mobile application makes it simple to bank from your smartphone. You can send money to friends or family with our person-to-person transfer feature, ensuring that help is just a few taps away. And if you prefer using mobile payments, you'll be pleased to know that we support this feature too making transactions quick and hassle-free.

Security and Accessibility

Security is a top priority at Pentagon. Our online and mobile banking platforms are equipped with advanced security measures to keep your data safe while providing a user-friendly experience. You'll find that accessing your accounts and managing your finances has never been more accessible or straightforward. In summary, whether you're using a computer or your phone, Pentagon offers reliable digital banking solutions that empower you to take control of your finances with confidence. Visit us at http://www.penfed.org today and discover how easy banking can be!

Financial Strength

Commitment to Growth and Innovation

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $194,968 in used auto loans and $26,072,314,016 in total loans and leases, we support members' financial goals across various sectors.

Growing Trust Among Members

Total Share and Deposit Accounts stand at 4,116,497, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $76,015,739. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 1199 N Eglin Pkwy Shalimar Fl 32579 or call (850) 651-2016 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as straightforward as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to assist you every step of the way. At Pentagon, we're committed to helping you find the right financing options tailored to your unique needs. If you're interested in refinancing or learning about eligibility options for any of our loan products, don't hesitate to reach out! Feel free to contact us at (850) 651-2016 or visit us at our location at 1199 N Eglin Pkwy Shalimar Fl 32579 in Shalimar, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. This allows you to enjoy the convenience of credit while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We guide you through the process, ensuring you find the right mortgage solution for your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in all available options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the platform in helping individuals secure favorable loan terms.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards ensures fair and transparent offers across the board. By working directly with these institutions, LendMesh guarantees that users receive accurate loan comparisons tailored to their specific needs.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.