North Bay Credit Union proudly serves members across California with a comprehensive range of financial services designed to empower your financial future. Whether you’re managing everyday expenses or planning major purchases, membership unlocks statewide access to convenient ATM and cash withdrawal services—including basic ATM functions like withdrawals and balance checks—to keep your money within easy reach wherever you are in California.

North Bay offers competitive auto loans and vehicle financing options tailored to fit your budget, helping you get on the road with confidence. Homebuyers benefit from personalized mortgage loans and refinancing programs crafted for Californians looking to achieve their homeownership goals. Personal banking solutions include checking and savings accounts, credit cards with rewarding perks, personal loans, and debt consolidation services that simplify managing your finances.

For business members, North Bay provides merchant services and business loans designed to support growth throughout the state. Robust online and mobile banking platforms ensure you can securely access your accounts anytime, anywhere. Beyond products, North Bay is deeply committed to community programs that strengthen California’s neighborhoods—making membership not only smart financially but meaningful locally. Experience the value of belonging to North Bay Credit Union, where California’s communities come first.