North Bay Credit Union Sonoma CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to North Bay, your trusted financial partner in the heart of Sonoma, CA! Located at 201 Nino Marco Sq, we have been serving our community since 1948. With a strong commitment to our members, we proudly support over 2,935 individuals and families, providing personalized banking solutions that truly make a difference. At North Bay, we understand that each member has unique financial needs. That's why we offer a wide array of services from checking and savings accounts to auto loans and credit cards with rewards. Our total assets stand at an impressive $118,639,328, ensuring we have the resources to help you achieve your financial goals. With $873,795 in total deposits and a robust net worth of $8,204,977, our financial health reflects our dedication to stability and reliability. While members can visit us at 201 Nino Marco Sq, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to reach out to us at 707-285-7733 or explore more about our offerings at northbaycu.com. Led by CEO Chris Call and Board President Dominic Tramontin, our team of 33 employees is here to provide you with exceptional service. We believe in building lasting relationships within our community, which is why we are committed to transparency and integrity in all our dealings. Join us today and discover how North Bay can help you navigate your financial journey with confidence. Whether you're looking for personal banking solutions or business services, we're here to support you every step of the way!

Branch History & Mission

Community Focus

North Bay is more than just a financial institution; we are a part of the fabric of Sonoma. Our commitment to community service is evident through various partnerships with local organizations and initiatives designed to improve the quality of life for residents. From educational workshops to financial literacy programs, we strive to empower our members with the knowledge they need to make informed financial decisions. While members can visit us at 201 Nino Marco Sq Sonoma Ca 95476, official correspondence should be sent to 201 Nino Marco Sq, Sonoma, CA 95476. We encourage everyone to take advantage of our convenient operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM allowing you easy access to all your banking needs.

Modern Banking Solutions

In today's fast-paced world, we understand the importance of technology in banking. That's why North Bay offers online banking and mobile payment options so you can manage your finances anytime, anywhere. Whether you're checking balances or applying for loans, our digital services are designed with your convenience in mind. We also pride ourselves on being accessible. Our branch is ADA compliant and equipped with an ATM for easy cash withdrawals. While we currently do not offer drive-thru service or shared service centers, our dedicated staff is always here to assist you directly during lobby hours. As we look toward the future, we invite you to join North Bay and experience firsthand what makes us different. With a focus on personal relationships and community support, we're excited about what lies ahead. Become a member today and let us help you achieve your financial goals! For more information on how to join us or for any inquiries, feel free to reach out at (707) 285-7733 or visit us online at North Bay Credit Union.

Branch Location & Accessibility

Welcome to the North Bay Sonoma Branch, where convenience meets community! Located at 201 Nino Marco Square in beautiful Sonoma, California, our branch is easy to find and accessible for all members. Whether you're here to open an account, apply for a loan, or just ask a question, we're committed to providing you with friendly and helpful service. If you're planning to send us any official correspondence, please note that our mailing address is the same as our physical location: 201 Nino Marco Square, Sonoma, CA 95476. This makes it simple to keep everything organized. Our branch is situated near popular local landmarks, making it even easier for you to visit us. You can find us close to charming shops and restaurants that define the vibrant Sonoma community. Plus, we offer convenient parking right outside our door, so you won't have to worry about finding a spot. At North Bay, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily access our services. While we don't have drive-thru banking available at this location, our friendly staff is always ready to assist you inside. We're here during convenient hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or are interested in auto loans and mortgages, our team is eager to help. For added convenience, we also provide ATM services for quick cash withdrawals and balance checks. Our goal is to make your banking experience as smooth as possible. If you have any questions or want more information about our services before your visit, feel free to call us at 707-285-7733. We look forward to welcoming you at the North Bay Sonoma Branch soon!

Member Eligibility

At North Bay, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple and welcoming, as we offer membership to anyone who lives, works, worships, or attends school in our area. This includes individuals from all walks of life, making it easy for you to connect with your neighbors while enjoying the benefits of being a member of a credit union. As a member, you'll gain access to a range of financial services tailored just for you, including competitive rates on loans and savings accounts, personalized service, and a sense of belonging. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed information at https://www.northbaycu.com/about/become-a-member. If you're ready to take the next step toward joining our family at North Bay, simply reach out to us at (707) 285-7733. We're here to help make the process as smooth as possible! Visit us at 201 Nino Marco Sq Sonoma Ca 95476 and let's start this journey together.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $18,103,188, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café expanding into a bakery or a tech startup launching its first product line; with our financial support, these dreams can become reality.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for businesses. Whether you're processing payments at your storefront or online, our solutions are designed to enhance customer experience and streamline your operations. Located at 201 Nino Marco Sq Sonoma Ca 95476 in Sonoma, CA, we invite you to explore how our business banking services can help your enterprise thrive. For more information, call us at (707) 285-7733 or visit our website at North Bay Credit Union.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services ensure you have access to your funds whenever you need them. With basic ATM access for withdrawals and balance checks available at multiple locations, getting cash has never been easier. At North Bay, located at 201 Nino Marco Sq Sonoma Ca 95476, we believe in empowering our members with the resources they need for their financial journeys. If you'd like more information about any of our services or want to discuss how we can assist you personally, don't hesitate to reach out at (707) 285-7733. We're here to help you thrive financially! Explore all we have to offer by visiting us online at Sonoma Branch today!

Business Banking

If you're a business owner, North Bay offers specialized services just for you. From merchant services that simplify transactions to business loans designed to help grow your enterprise, we are here to support your journey every step of the way.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! These cards not only offer convenience for everyday purchases but also allow you to earn points on what you spend. Whether it's for travel or cash back, there's something for everyone.

Digital Banking Solutions

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking options. You can access your accounts anytime from anywhere, manage transactions with ease, and even utilize person-to-person payment services to send money quickly to friends or family.

Home Financing

For those considering purchasing a home or refinancing an existing mortgage, our mortgage loans are tailored to fit your unique situation. We guide you through each step of the process, ensuring that you feel confident in your choices. Plus, if you're managing debt, our personal loans and debt consolidation services can help simplify your financial landscape.

Personal Banking

We offer various personal banking solutions, including checking and savings accounts that cater to different lifestyles and spending habits. If you're planning a road trip or need a new vehicle, our auto loans and vehicle financing options can help make that dream a reality. We understand how important it is to have reliable transportation, and we strive to provide competitive rates and flexible terms.

Digital & Online Banking

At North Bay, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home, at work, or on the go, our online platform allows you to access your accounts anytime, anywhere. One of the standout features of our digital banking is the ability to manage your finances through our user-friendly online banking portal. With just a few clicks at https://www.northbaycu.com/, you can view your account balances, transfer funds, and even pay bills all from the comfort of your own home. We also provide e-statements for quick access to your financial documents, making it easier than ever to keep track of your spending. For those who prefer mobile banking, our dedicated mobile application is available for download. This app gives you the power to handle transactions right from your smartphone. You can make person-to-person transfers effortlessly, which is perfect for splitting bills with friends or sending money to family members. Plus, with our mobile payments feature, paying for purchases has never been more convenient just tap and go! Security is always a priority at North Bay. While we currently do not offer electronic signature authorization for all transactions, our systems are built with robust security measures to protect your personal information. Our online banking services are available 24/7, so you can bank on your own schedule without worry. In summary, whether you're checking balances or making payments, our digital and online banking options at North Bay are here to simplify your financial life while ensuring that you stay in control safely and securely!

Financial Strength

Commitment to Growth and Innovation

With $8,204,977 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand that lending plays a crucial role in helping you achieve your financial goals. That's why we provide $22 in used auto loans and support with $106,328,245 in total loans and leases to help you navigate various financial needs.

Community Trust

Total Share Accounts stand at 5,472, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to continually improve our offerings and ensure that you have access to the best banking experience possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Bay is your trusted partner. Visit us at 201 Nino Marco Sq Sonoma Ca 95476 or call (707) 285-7733 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $41,662,929 in share certificates and $3,457,180 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,404,011, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $8,204,977, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $692 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $352,151 in used vehicle loans and $518,424 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $18,103,188 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting your entrepreneurial journey with tailored financing solutions.

Eligibility and Refinancing Options

We encourage you to explore our eligibility options and refinancing services available for all loan types. If you're unsure whether you're eligible for a specific product, feel free to reach out via phone at (707) 285-7733 or visit us at our branch located at 201 Nino Marco Sq Sonoma Ca 95476 in Sonoma, CA. At North Bay, we prioritize transparency and simplicity in all our offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our goal is to empower you with the resources you need to make informed financial decisions. Whether you have questions about our loan products or want personalized assistance, don't hesitate to contact us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,560,632, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $345,978 in loans helping members manage their finances effectively. These credit cards are designed to fit your lifestyle, offering rewards and benefits that enhance your spending experience.

Loan Aggregator

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Ensuring Accurate Comparisons

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North Bay